Allaint Cashback Visa Card Calculator

Review the benefits of the Alliant CashBack Visa, calculate how much cash back you can earn based on your spend, and compare results to top cards.
Updated 2020-07-09 By Robert Flowers III

The Alliant CashBack Visa Signature Card is one of the top cash back credit cards on the market. It's a straightforward card that offers a flat rate of cash back per $1 spent without having to worry about about the troubles of rotating categories or finding a bunch of credit cards to fit your spending nature. Since the Alliant CashBack Visa Signature has an annual fee the second year onward, the card will benefit those who plans on running lots of spend through the card.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Alliant CashBack Visa Signature Card does not feature any bonus categories. It earns 2.5% cash back per $1 spent on all purchases ran through the card. You can earn at the 2.5% rate on the first $10,000 in purchases made during the billing cycle. Any purchases made over that during the billing cycle will earn you 0% cash back.

  • 2.5% All Purchases
    • Applies to the first $10,000 in purchases made during the billing cycle, meaning you can earn $250 per cycle.
    • Any spending over the $10k limit will earn you 0% for the remainder of the billing cycle.

Perks & Benefits

The Alliant CashBack Visa Signature card features your standard Visa Signature benefits. Outside of that, there's no perks or benefits specific to the card itself.

  • Travel and Purchase Coverage
    • Travel Accident Coverage
    • Rental Car Collision Coverage
    • Purchase Security Coverage
    • Personal Identity Theft Protection
    • Roadside Assistance

Sign Up Bonus

There is no sign up bonus for the Alliant CashBack Visa Signature Card.


Annual Fee

The annual fee for the Alliant CashBack Visa Signature is $0 the first year, then $99. This allows you to earn an outstanding rate of cash back the first year that's hard to compete with. Once the fee does kick in the second year, it will require $3,960 in yearly spend ($330 per month) to break even and $20,000 in yearly spend ($1,667 per month) to surpass the rate of a no-annual fee 2% cash back card.

Authorized User Fee

There is a $0 authorized user fee to add additional users to the Alliant CashBack Visa Signature. This is the perfect card to add friends and family as authorized users to help build a significant amount of cash back.

Foreign Transaction Fee

The foreign transaction fee for the Alliant CashBack Visa Signature is 0%. That makes this an excellent card for international travel since you will not be charged a fee for transactions outside of the United States.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

Support The Site

If you find the site helpful, the best you can do is share this site with friends and family. Of course... you can share it with total strangers as well. Anything helps!

You can help support this site by using our Amazon link. Any qualifying purchase you make through our link will earn us some money and it is greatly appreciated if you do.

🇺🇸 US🇨🇦 CA🇬🇧 UK🇦🇺 AU