One of the best cash back credit cards on the market for heavy spenders is the Alliant CashBack Visa Signature Card. It offers 2.5% cash back on up to $10,000 in purchases per month for a total of $250 in cash back each month which can net you up to $3,000 back per year. The card has no annual fee the first year and it has no foreign transaction fee which makes it great for earning rewards spending internationally.
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Rewards Rate Details
The Alliant CashBack Visa Signature Card does not feature any bonus categories. It earns cash back at a flat rate of 2.5% on the first $10,000 in purchases ran through the card. This means you can earn up to $250 in cash back per month and up to a total of $3,000 in cash back per calendar year.
- 2.5% All Purchases
- Applies to the first $10,000 in purchases made during the billing cycle, meaning you can earn $250 per cycle.
- Any spending over the $10k limit will earn you 0% for the remainder of the billing cycle.
Perks & Benefits
The Alliant CashBack Visa Signature Card does not have any benefits that are specific to the card itself. It comes with your standard Visa Signature benefits.
- Travel and Purchase Coverage
- Travel Accident Coverage
- Rental Car Collision Coverage
- Purchase Security Coverage
- Personal Identity Theft Protection
- Roadside Assistance
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.