The Blue Cash Business Card is a business cash back card offered by American Express. It earns 2% cash back on the first $50,000 in purchases for the calendar year, making it the cash back equivalent of the AMEX Blue Business Plus Card. The card has no annual fee which makes it one of the top cash back business cards for purchases in the United States.
|Authorized User Fee|
|Foreign Transaction Fee|
The AMEX Blue Cash Business Card earns cash back at a flat rate and does not feature any bonus categories. You will earn 2% cash back per $1 spent on the first $50,000 in purchases ran across the card during the calendar year. After the $50,000 cap has been hit, all purchases will earn you 1% cash back for the remainder of the calendar year.
- 2% All Purchases
- Spend cap of $50,000 per calendar year; Purchases after the cap has been hit will earn you 1% cash back.
Perks & Benefits
The AMEX Blue Cash Business Card allows you to spend beyond your limit and comes with your standard AMEX Business Card benefits.
- Buy Above Your Credit Limit
- Card behaves like an NPSL (No Pre-Set Spending Limit).
- Any spend over the limit will be due along with the minimum amount due.
- AMEX Offers
- AMEX Business Card Benefits
- Expense Management Tools
- Vendor Pay by Bill.com
- American Express Business App
- Account Manager
- Travel & Purchase Coverage
Sign Up Bonus
The AMEX Blue Business Cash Card doesn't have a standard sign up bonus.
The AMEX Blue Cash Business Card does not have an annual fee. This means you will always come out ahead when running spend through this card.
Authorized User Fee
There is no fee to add users to the AMEX Blue Cash Business Card. I recommend adding employees, family, or friends to the card in order to maximize the cash back and reach the $50k bonus limit.
Foreign Transaction Fee
The foreign transaction fee for the AMEX Blue Cash Business Card is 2.7%. This is the same as the Blue Business Plus Card, so it's not surprising.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.