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American Express Blue Business Cash™ Card

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.
  • Earn 1% cash back on all eligible purchases after spending $50,000 per calendar year.
Intro Bonus
Main Benefits
  • Spend beyond your credit limit.
Our Take
The Blue Business Cash Card is one of the best cash back credit cards for small business.
Ads & Promos

Earning Rewards

The Blue Business Cash Card earns cash back at the following rates:

  • 2% cash back on up to $50,000 in purchases per year, then 1%.

Cash back earned is automatically credited to your statement.

Perks & Benefits

Here are the main benefits of the AMEX Blue Business Cash Card:

  • Expanded Buying Power: Spend above your credit limit. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
  • Travel & Purchase Coverage*: Car Rental Loss and Damage Insurance, Purchase Protection, and Extended Warranty.

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Card Fees

Annual Fee

The AMEX Blue Business Cash Card has a $0 annual fee. See Rates & Fees

Authorized User Fee

There is no fee to add authorized users to AMEX Blue Business Cash. It's a great card for earning flat-rate cash back on business expenses.

Foreign Transaction Fee

The AMEX Blue Business Cash Card has a foreign transaction fee of 2.7%. If your business deals with international travel or purchases, this is not a card you will want to use.

AMEX Cash Back Calculator

Calculate cash back for the AMEX Blue Business Cash based on spend and compare results alongside any of the 200+ cards featured on the site.

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