Earning Rates

The Blue Cash Everyday Card earns cash back at the following rates:

  • 3% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
  • 3% cash back on U.S. retail purchases, on up to $6,000 per year in purchases (then 1%).
  • 3% cash back at U.S. gas stations, on up to $6,000 per year in purchases (then 1%).
  • 1% cash back on all other purchases.

The cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout.

Key Benefits

Here are the main benefits of the Blue Cash Everyday Card:

  • Disney Bundle Credit: Get a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card to spend $9.99 or more each month on a subscription to the Disney Bundle.
  • Travel & Purchase Coverage*: Car Rental Loss and Damage Insurance (Secondary) and Purchase Protection.

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Fees

Annual Fee

The Blue Cash Everyday doesn't has a $0 annual fee. See Rates & Fees

This is fantastic considering that this card earns 3% back across multiple categories.

Authorized User Fee

There is no fee to add authorized users to the Blue Cash Everyday. Adding family and friends to the card can help you earn cash back faster.

Foreign Transaction Fee

The Blue Cash Everyday has a foreign transaction fee of 2.7%. This means you will be charged a fee everytime you make a non-U.S. dollar purchase with this card making it a terrible choice for international travel and shopping.