AMEX Blue Cash Preferred Calculator
Review the benefits of the AMEX Blue Cash Preferred Card, calculate total cash back based on your spend, and compare results against top rewards cards.
The AMEX Blue Cash Preferred Card is one of the best cash back cards on the market. It earns a whopping 6% cash back on all U.S. supermarket/grocery purchases and also features the bonus categories of streaming, U.S. gas stations, and transit purchases. It's no annual fee counterpart, The Blue Cash Everyday, earns a lower rate of 3% cash back on supermarket purchases and is the better option for people who generally spend less than $270 per month on grocery.
Bonus Categories
The AMEX Blue Cash Preferred has four bonus categories which consist of supermarket, streaming services, gas station, and transit purchases. There is a $6,000 cap on the supermarket category. All of the remaining bonus categories do not have a cap. There is no limit to the overall amount of cash back you can earn with the AMEX Blue Cash Preferred.
- 6% U.S. Supermarkets
- Spend cap of $6,000 per calendar year.
- Additional spend after cap has been reached will earn at the non-category rate (1%).
- 6% U.S. Streaming Services
- 3% U.S. Gas Station
- 3% Transit
- Includes taxis/rideshare, parking, tolls, trains, buses, and more.
- 1% Non-Category
Perks & Benefits
The AMEX Blue Cash Preferred Card does not feature any perks or benefits that are specific to the card itself. It comes with your basic suite of American Express card benefits.
- ShopRunner Membership
- AMEX Benefits
- American Express Experiences
- American Express Presale(s)
- American Express Seating
- AMEX Offers
- Travel and Purchase Coverage
- Car Rental Loss and Damage Insurance
- Purchase Protection
- Extended Warranty
- Return Protection
Sign Up Bonus (SUB)
The standard AMEX Blue Cash Preferred signup bonus is $300 after you spend $1,000 in purchases on your new Card in your first 3 months. This sign up bonus is given back to you in the form of a statement credit.
The standard AMEX Blue Cash Preferred signup bonus is $300 after you spend $1,000 in purchases on your new Card in your first 3 months. This sign up bonus is given back to you in the form of a statement credit.
Fees
Annual Fee
The annual fee for the AMEX Blue Cash Preferred is $95. If you spend less than $270 a month in grocery and don't really run much spend through the streaming category, you will want to look at the no-fee AMEX Blue Cash Everyday Card.
Authorized User Fee
There is no fee to add authorized users to the AMEX Blue Cash Preferred Card. If you have friends or family that spend in the categories on this card, I would recommend adding them as additional users so that you can maximize your cash back earned with American Express.
Foreign Transaction Fee
The foreign transaction fee for the AMEX Blue Cash Preferred is 2.7%. This fee will eat away your rewards and the overall value of the card. Do not use this card for international purchases.
and Card Value Calculator
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
