AMEX Blue Cash Preferred Cash Back Calculator

Credit Card Rewards Calculator
Calculate cash back for the AMEX Blue Cash Preferred by inputting your monthly or yearly spending amounts and compare alongside any 2 rewards cards.
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Last Updated 2022-04-09

One of the best cash back credit cards on the market is The Blue Cash Preferred® Card from American Express.

It earns an incredible 6% cash back on the first $6,000 in purchases spend on U.S. supermarket purchases during the calendar year (then 1%) which makes it great for anyone that spends around $500 per month in the category.

The Blue Cash Preferred Card also earns bonus cash back on several other top categories such as popular streaming services, U.S. gas stations, and transit purchases.

Card Details At-A-Glance

Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Income Requirement
Blue Cash Preferred® Card from American Express
BCP
Annual Fee: $0 intro annual fee for the first year, then $95
$300 Back
Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
See if you're pre-approved for this card using the CardMatch™ tool.

Bonus Categories

6% U.S. Supermarkets

The Blue Cash Preferred Card earns 6% cash back on up to $6,000 in U.S. supermarket spend per year. After the cap is reached, you'll earn at the non-category rate of 1% cash back for the remainder of the calendar year.

Superstores, convenience stores, warehouse clubs, and meal-kit delivery services are not considered supermarkets.

6% U.S. Streaming Services

The Blue Cash Preferred Card earns 6% cash back on select U.S. streaming subscriptions. Eligible streaming services include:

  • Amazon Music Unlimited
  • Apple Music
  • Apple TV+
  • Audible
  • DirecTV Stream (formerly known as AT&T TV or AT&T TV NOW)
  • Disney+
  • ESPN+
  • Fubo TV
  • HBO Max
  • HBO (standalone streaming subscription only, formerly known as HBONow)
  • Hulu
  • iHeartRadio
  • Kindle Unlimited
  • Luminary
  • MLB.TV
  • NBA League Pass
  • Netflix
  • NHL.TV
  • Pandora
  • Paramount+
  • Peacock
  • Prime Video
  • Showtime
  • Sling TV
  • SiriusXM Streaming and Satellite
  • Spotify
  • Stitcher
  • TIDAL Music
  • YouTube Music Premium
  • YouTube Premium
  • YouTube TV

3% U.S. Gas Station

The Blue Cash Preferred Card earns 3% cash back on U.S. gas station purchases. Examples incldue Murphy USA, Exxon, Speedway, and Shell.

Superstores, supermarkets, and warehouse clubs that sell gasoline are not considered gas stations.

3% Transit

The Blue Cash Preferred Card earns 3% cash back on transit purchases. Transit includes, but is not limited to:

  • Trains
  • Taxi cabs
  • Ride share services
  • Ferries
  • Tolls
  • Parking
  • Buses
  • Subways

1% Everything Else

All other purchases made on the Blue Cash Preferred Card earns 1% cash back.

Card Benefits

ShopRunner Membership

As a Blue Cash Preferred Card member, you can enjoy complimentary ShopRunner Membership which gives you free 2-day shipping and free returns at 100+ stores. Enrollment required.

American Express Benefits

The Blue Cash Preferred Card comes with several American Express benefits including:

  • Amex Send & Split
  • Pay It Plan It®
  • American Express Experiences
  • American Express Presale
  • American Express Seating
  • AMEX Offers (Enrollment Required)

Travel & Purchase Protections

The Blue Cash Preferred Card features both travel and purchase insurance which includes:

Redeeming Cash Back

Cash back earned with personal American Express credit cards are referred to as reward dollars.

Reward dollars are worth face value and can be used for statement credits when you have at least 25 reward dollars in your account. If you have less than 25 reward dollars in your account, you will not be able to redeem your rewards.

Cash Back Calculator

Calculate cash back for the Blue Cash Preferred based on spend and compare results alongside any of the 200+ cards featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQ

Is the AMEX Blue Cash Preferred a charge card?

No. It is a credit card.

Is the Blue Cash Preferred or Blue Cash Everyday better?

This will depend on your credit card spend. The Blue Cash Preferred is the better option if you spend more than $270 in U.S. supermarkets purchases.

Is the AMEX Blue Cash Preferred worth it?

The card is easily worth it if you spend between $300 and $500 on at U.S. supermarkets.

What can you use AMEX cash back for?

Cash back earned with AMEX credit cards are referred to as Reward Dollars and can be used for statement credits.

Does AMEX cash back expire?

No. Rewards earned with AMEX are good as long as you have an active account and you're in good standing.

Can you get pre-approved for the Blue Cash Preferred?

You can use the CardMatch Tool to see if you're pre-approved for an American Express credit card based on your credit profile.