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American Express Cash Back Calculators

Calculate how much cash back you can earn per $1 spent and the overall value of AMEX cash back credit cards based on spend, benefits, and fees.

Quick Overview

  • American Express offers two personal cash back credit cards and one business cash back card.
  • Cash back earned with AMEX's personal cards are in the form of Rewards Dollars which can be redeemed as a statement credit or on Amazon.com at checkout. They are worth face value.
  • Cash back earned with AMEX's business cards is automatically credited to your statement.
  • Cash back earned with AMEX's credit cards cannot be converted into any other type of rewards. This means they cannot be converted into Membership Rewards points or be transferred to other loyalty programs.
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AMEX Credit Card Cash Back Calculators


American Express only offers a few cash back credit cards, but they are towards the top when it comes to the best cash back credit cards. This is mainly due to the Blue Cash cards offering unbeatable rates of cash back across popular categories and the business card offers flat-rate cash back with no annual fee.

Use our AMEX cash back calculators to calculate total cash back and the card value based on your monthly spend and how much you value card benefits, minus any annual fees. Results can be compared and calculated alongside other credit cards featured on the site.

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