Bank of America® Business Advantage Customized Cash Rewards Mastercard® Card Value & Cash Back Calculator

Bank of America® Business Advantage Customized Cash Rewards credit card

The Bank of America® Business Advantage Customized Cash Rewards Mastercard® is a great small business cash back card that rewards you the most when you're a Preferred Rewards for Business client as you'll be able to earn a 25% to 75% point bonus on your spending. This means you can earn up to 5.25% cash back in the category of your choosing which is fantastic.

Rewards Rates

3%
Earn 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
2%
Earn 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
1%
Earn 1% unlimited cash back on all other purchases.

You can select one of the following six categories to earn 3% cash back in with the Business Advantage Customized Cash Rewards credit card:

Current Intro Bonus

Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.

Key Cardholder Benefits

  • Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
  • Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% in your selected choice category and up to 3.5% on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.

Annual Fees

The Bank of America Business Advantage Customized Cash Rewards Mastercard has a $0 annual fee.

Cash Back Calculator

Calculate how much cash back you can earn with the Business Advantage Customized Cash Rewards Mastercard based on your spend. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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