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Bank of America® Business Advantage Customized Cash Rewards Mastercard®

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
  • Earn 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
  • Earn 1% unlimited cash back on all other purchases.
Main Benefits
  • Earn up to 75% more cash back with Preferred Rewards for Business.
Rewards Details
  • Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
Our Take
The Business Advantage Customized Cash Rewards Mastercard is a great small business cash back card that rewards you the most when you're a Preferred Rewards for Business client. This can earn you up to 5.25% cash back in the category of your choosing which is fantastic.
Ads & Promos

Earning Rewards

The Business Advantage Customized Cash Rewards Mastercard earns cash back at the following rates:

  • 3% cash back in the category of your choice (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
  • 2% cash back on dining purchases (on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter).
  • 1% cash back on all other purchases.

Perks & Benefits

Here are the main benefits of the Business Advantage Customized Cash Rewards Mastercard:

  • Bonus Cash Back: Earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for Preferred Rewards for Business Platinum Honors tier.
  • Travel & Purchase Coverage: Travel Accident Insurance, Auto Rental Insurance, Lost-Luggage Assistance, Purchase Protection, and Extended Warranty.

Card Fees

Annual Fee

The Business Advantage Cash Rewards Mastercard has a $0 annual fee.

Authorized User Fee

There is no fee to add authorized users to the Business Advantage Cash Rewards Mastercard. Adding employees to the account can help you earn cash back faster.

Foreign Transaction Fee

The Business Advantage Cash Rewards Mastercard has a 3% foreign transaction fee. That makes this card a bad option for spending and travel outside of the United States.

Cash Back Calculator

Calculate how much cash back you can earn with the Business Advantage Customized Cash Rewards Mastercard based on your spend. Results can be compared side by side any U.S. credit card featured on the site.

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