Search Results Display Here
Select a country:

Bank of America® Customized Cash Rewards credit card

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
  • Earn automatic 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
  • Earn unlimited 1% cash back on all other purchases.
Main Benefits
  • Earn up to 75% more cash back as a Preferred Rewards member.
Our Take
The Customized Cash Rewards Card is a solid option for earning 3% cash back on a category of your choice, but you'll get the most out of this card as a Preferred Rewards member. This can net you as much as 5.25% cash back on your purchases which is fantastic for a no annual fee card.
Ads & Promos

Earning Rewards

The Bank of America Customized Cash Rewards Card earns at the following rates:

  • 3% cash back in the category of your choice
  • 2% cash back at grocery stores and wholesale clubs
  • 1% cash back on all other purchases

Earn 3% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter.

Perks & Benefits

Here are the main benefits of the Bank of America Cash Rewards Card:

  • Bonus Cash Back: Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase.

Card Fees

Annual Fee

The Bank of America Customized Cash Rewards Card has a $0 annual fee.

Authorized User Fee

There is no fee to add an authorized user to the Bank of America Customized Cash Card.

Foreign Transaction Fee

The Bank of America Customized Cash Card has a 3% foreign transaction fee. This means that you will be charged a penalty fee when you make purchases that are not in U.S. Dollars making this a bad choice for international travel and spending.

Cash Back Calculator

Calculate how much cash back you can earn with the Customized Cash Rewards credit card based on your spend. Results can be compared side by side any U.S. credit card featured on the site.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.
Our Top Credit Card Picks

We've run the calculations and checked them twice — here are the credit cards that consistently provide outstanding value to our users:

Earn points paying rent with no transaction fee using the Bilt Mastercard®.

Redeem points towards future rent payments or transfer them to airline and hotel loyalty programs.

Earn status with Bilt Rewards and get treated like a VIP in your neighborhood with bonus points and access to exclusive benefits at local restaurants, fitness studios, and more.

Learn more
Use Our Calculator To Maximize Your Rewards

Discover personalized credit card options that match your spending habits and maximizes your rewards.

View the highest offers from our partners and input your monthly and yearly spend amounts into our easy-to-use calculator to find the best credit card options for you!

Get Matched By Your Credit Profile

CardMatch matches you with personalized credit card offers based on your credit profile. It's free, secure, and doesn't impact your credit score! Get results in seconds.

Best Credit Cards of 2024

Want to know which cards are the best of the best? Check out our partner's top picks for 2024. Includes card reviews, ratings, details, and more!