Bank of America® Customized Cash Rewards credit card Card Value & Cash Back Calculator

Bank of America® Customized Cash Rewards credit card

The Bank of America® Customized Cash Rewards credit card is great no-annual fee option if you're looking to earn 3% back on a category of your choice along with 2% back on grocery store and wholesale club purchases. You also have the ability to earn a 25% to 75% bonus as a Preferred Rewards client which can bump up your cash back earnings to as much as 5.25% back.

Rewards Rates

3%
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
2%
Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
1%
Earn unlimited 1% on all other purchases.

Current Intro Bonus

Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Key Cardholder Benefits

  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and no expiration on rewards.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.

Annual Fees

The Bank of America Customized Cash Rewards credit card has a $0 annual fee.

Cash Back Calculator

Calculate how much cash back you can earn with the Customized Cash Rewards credit card based on your spend. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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