Bank of America® Unlimited Cash Rewards Credit Card: Calculator & Flat-Rate Cashback Guide
Fees
Earning Rates
- Earn unlimited 1.5% cash back on all purchases.
Main Benefits
- Earn up to 75% more cash back as a Preferred Rewards member
Our Take
Bank Of America Unlimited Cash Rewards Cash Back Calculator
Use this calculator to estimate how much cash back you’ll earn with the Unlimited Cash Rewards Card. This simple flat-rate card gets even more powerful when paired with Bank of America’s Preferred Rewards, boosting your rate up to 2.62%.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Bank Of America Unlimited Cash Rewards Card Details
Earning Rates
The Bank of America Unlimited Cash Rewards Card earns cash back at the following rates:
- 1.5% cash back on all purchases.
Key Benefits
Here are the main benefits of the Bank of America Unlimited Cash Rewards Card:
- Bonus Cash Back: Bank of America Preferred Rewards® members earn 25%-75% more cash back on every purchase. That means you could earn 1.87% to 2.62% cash back on every purchase.
Fees
Annual Fee
The Bank of America Unlimited Cash Rewards Card has a $0 annual fee.
Authorized User Fee
There is no fee to add authorized users to the Bank of America Unlimited Cash Rewards Card.
Foreign Transaction Fee
The Bank of America Unlimited Cash Rewards Card has a 3% foreign transaction fee. This means you will be charged a fee every time you use the card to make a purchase in a foreign currency.
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