Bank of America Unlimited Cash Rewards Card

Card Value & Cash Back Calculator
Bank of America® Unlimited Cash Rewards credit card

The Bank of America® Unlimited Cash Rewards is an unlimited 1.5% cash back credit card. If you're a Preferred Rewards member, you can earn a 25% to 75% bonus which means you can earn up to 2.62% cash back on all purchases which is superb for a no annual fee credit card.

Rewards Rates

1.5%
Earn unlimited 1.5% cash back on all purchases.

Key Cardholder Benefits

  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.

Annual Fees

The Bank of America Unlimited Cash Rewards credit card has a $0 annual fee.

Cash Back Calculator

Calculate how much cash back you can earn with the Unlimited Cash Rewards credit card based on your spend. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Earning Rate Comparison

Want to know how the Bank of America Unlimited Cash Rewards Mastercard stacks up against other cards in the family? Check out the table below!

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