Quick Overview

  • Capital One offers three cash back card families: Quicksilver, Savor, and Spark.
  • Quicksilver cards offer a flat 1.5% cash back, Savor family cards provide bonus cash back in select categories, and Spark business cards earn rewards at a flat rate on business expenses.
  • Cash back from Capital One cards can be converted to Venture miles or Spark miles at a rate of 1 cent per mile. When converted and redeemed with Capital One's airline and hotel partners, you can boost the value of your cash back by up to 100%.
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Capital One Credit Card Cash Back Calculators

Capital One's cash back credit cards are amongst the most popular cash back credit cards in the US. This is mainly because their cards offer straightforward cash back rewards that are easy to use.

On top of that, Capital One credit cards have no foreign transaction fees which means you can use them to earn cash back worldwide. Combine that with the fact that they are also part of the Visa and Mastercard networks.

Basically, their cards just work. It's as simple as that.

Use our Capital One cash back calculators to calculate total cash back and the card value based on your monthly spend and how much you value card benefits, minus any annual fees. Results can be compared and calculated alongside other credit cards featured on the site.

Capital One Cash Back To Miles

Cash back earned with Capital One's cash back credit cards cannot be converted into rewards with other partners, but they can be converted into Capital One miles if you have an eligible Venture Rewards or Spark Rewards credit card. This will benefit you if you want to maximize your rewards towards travel redemptions.

You can benefit from this by pairing the Capital One Savor with just about any Capital One miles credit card. Use the Savor cards to earn bonus rewards on dining, entertainment, grocery, and streaming and use a Venture Rewards or Spark Rewards credit card to earn rewards at a flat rate across all other purchases.

Use these guides to learn more about Capital One's transfer partners and redemption value.