Capital One Savor Card Cash Back Calculator

Credit Card Rewards Calculators
Review the benefits of the Capital One Savor Credit Card, calculate how much cash back you can earn based on spend, and compare side by side top cards.
Last Updated 2022-04-11

The Capital One Savor Cash Rewards Credit Card is one the best credit cards on the market if you spend heavily in the categories of dining and entertainment. The card earns an unlimited 4% cash back on dining, entertainment, and popular streaming service purchases as well as 3% back on grocery spending.

If you don't spend more than $800 per month across the 4% categories, you'll want to consider the no annual fee Capital One SavorOne Cash Rewards Credit Card as it will be the better option in terms of overall card value.

Regardless of which Savor credit card you choose, I recommend pairing it with the Capital One Quicksilver Cash Rewards Credit Card to ensure that you never earn less than a 1.5% return on your spending.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

Bonus Categories

There's no cap on how much bonus cash back you can earn spending across each bonus category and no limit to the amount of cash back you can earn with the Capital One Savor Card overall.

4% Dining

The Capital One Savor Card earns 4% cash back on dining purchases. This includes:

  • Restaurants
  • CafĂ©s
  • Bars
  • Lounges
  • Fast-food chains
  • Bakeries

4% Entertainment

The Capital One Savor Card earns 4% cash back on entertainment purchases. Capital One counts entertainment as:

  • Movie Theaters
  • Video Rentals (non-digital)
  • Tourist Attractions
  • Amusement Parks
  • Aquarium
  • Zoos
  • Billiard/Pool Establishments
  • Bowling Alleys
  • Ticket Events

4% Popular Streaming Services

The Capital One Savor Card earns 4% cash back on purchases made with popular streaming services. This includes:

  •, iTunes and Apple Music
  • Bandcamp
  • DirecTV
  • Disney+
  • ESPN+
  • FuboTV
  • HBO Now
  • Hulu
  • Netflix
  • Peacock
  • Sirius XM
  • Sling TV
  • Spotify
  • Starz Entertainment
  • Tidal

3% Grocery

The Capital One Savor Card earns 3% cash back at grocery stores. This includes:

  • Supermarkets
  • Meat Lockers
  • Freezers
  • Dairy Product Stores
  • Specialty Markets

1% Everything Else

All other purchases made on the Capital One Savor Card will earn 1% cash back.

Card Benefits

Capital One Benefits

The Capital One Savor Card offers a handful of standard Capital One benefits including virtual card numbers, card lock, Paribus from Capital One, and CreditWise from Capital One.

Travel and Purchase Protection

The Capital One Savor offers both travel and purchase insurance which includes:

Cash Back Calculator

Calculate how much cash back you can earn with the Capital One Savor based on spend and compare the results side by side top rewards credit cards.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Is the Capital One Savor Card worth it?

The Savor Card is worth it if you spend more than $800 per month combined across dining and entertainment purchases. If you spend less than that, it will not be worth it and you'll want to pick up the no-annual fee SavorOne Card.

What is the difference between the Capital One Savor and SavorOne?

The Savor Card earns 4% back on dining and entertainment purchases while the SavorOne Card earns a lower 3% back in the same categories. The Savor Card also has an annual fee whereas the SavorOne does not.