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Calculator: Capital One Spark Cash Plus

Card Value & Cash Back Calculator

Earning Rates

  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions.

Intro Bonus

  • $1,200 cash back once you spend $30,000 in the first 3 months

Main Benefits

  • $150 annual fee refund every year you spend at least $150K, no preset spending limit, and free employee cards.
  • No foreign transaction fee.

Our Take

The Spark Cash Plus offers simple and staightforward cash back rewards. The card is most rewarding for businesses that are able to spend $150K during the year to get the annual fee refunded.

Cash Back Calculator

Calculate how much cash back you can earn with the Capital One Spark Cash Plus based on spend and compare the results side by side top rewards credit cards.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQs

What are the benefits of the Capital One Spark Cash Plus credit card?

The Spark Cash Plus credit card offers an annual $150 fee rebate each year you spend $150K or more, 2% back on every purchases with no limits or category restrictions, and free employee cards.

What is the credit limit for the Capital One Spark Cash Plus credit card?

The Spark Cash Plus has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, and credit profile.

Is there an annual fee for the Capital One Spark Cash Plus credit card?

The Capital One Spark Cash Plus has a $150 annual fee. You can easily wipe this out by earning the $150 annual fee rebate after spending $150,000 on the card during the calendar year.

How do you redeem cash back rewards with the Capital One Spark Cash Plus credit card?

Cash back earned with the Capital One Spark Cash Plus credit card can be applied as a statement credit to the card. This means that you can basically redeem your rewards for anything that you can charge to the card.

Is the Capital One Spark Cash Plus credit card good for small business owners?

The Spark Cash Plus is great for any small business that plans on spending over $2,500 per month on the card.

How much cash back can I earn with the Capital One Spark Cash Plus credit card?

The card earns an unlimited 2% cash back on all purchases. You can use our Spark Cash Plus cash back calculator to estimate how much you will earn!

Does the Capital One Spark Cash Plus credit card charge a foreign transaction fee?

The Capital One Spark Cash Plus has a 0% foreign transaction fee which means you can earn 2% cash back on purchase worldwide without worry!

Get Matched With The Best Credit Cards.

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Input your monthly and yearly spend amounts into our calculator tool and be on your way to earning more rewards today!


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