Capital One Spark Cash Select for Business Card Value & Cash Back Calculator

Capital One Spark Cash Select for Business

The Capital One Spark Cash Select for Business is one of the best no-annual fee business credit cards on the market. It offers an unlimited 1.5% cash back on all purchases and has no foreign transaction fee which makes it a great choice if your business deals with foreign purchases or international travel.

Rewards Rates

5%
Earn an unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
1.5%
Earn an unlimited 1.5% cash back on every purchase with no minimums or expiration date

Current Intro Bonus

Earn a $500 cash bonus when you spend $4,500 in the first 3 months.

Key Cardholder Benefits

  • Enjoy a $0 annual fee in addition to the big rewards and cash bonus you can earn.
  • Get cash back rewards for any amount at any time with no expiration date for the life of the account.

Annual Fees

The Capital One Spark Cash Select for Business has a $0 annual fee and it costs $0 to add additional employee cards. There's also a 0% foreign transaction fee.

Cash Back Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQ

Is the Capital One Spark Cash Select a good card?

Yes. It is one of the best no annual fee cash back business credit cards and best no foreign transaction fee business credit cards on the market. If you're looking for easy-to-earn and easy-to-redeem rewards for your business, this is a great card to have.

Is the Capital One Spark Cash Select better than the Spark Cash?

The Spark Cash Select is the better option if you plan on spending less than $30,000 per year across the card. If you spend more, you'll want the Spark Cash Plus as it will earn a better return even with the annual fee.

Which is better, the Spark Cash Select or Spark Miles Select?

I would only recommend getting the Spark Miles Select if you plan on transferring your earned rewards to Capital One's transfer partners. If not, the Spark Cash Select will typically be the better option.