Earning Rates
- Earn an unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Earn an unlimited 1.5% cash back on every purchase with no minimums or expiration date
Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Yes. It is one of the best no annual fee cash back business credit cards and best no foreign transaction fee business credit cards on the market. If you're looking for easy-to-earn and easy-to-redeem rewards for your business, this is a great card to have.
The Spark Cash Select is the better option if you plan on spending less than $30,000 per year across the card. If you spend more, you'll want the Spark Cash Plus as it will earn a better return even with the annual fee.
I would only recommend getting the Spark Miles Select if you plan on transferring your earned rewards to Capital One's transfer partners. If not, the Spark Cash Select will typically be the better option.