Spark Cash Select - Cash Back Calculator & Benefits

Credit Card Rewards Calculator
See how much cash back you can earn with the Capital One Spark Cash Select when earning 1.5% cash back on your business spend. Review the benefits, compare results side by side top business cards and find out if the Spark Cash Select is a great fit for your business.
Last Updated 2022-04-11

The Capital One Spark Cash Select for Business is one of the best no-annual fee business credit cards on the market. It offers 1.5% cash back on all purchases ran through the card with no cap.

The card also has no foreign transaction fee which makes it great for business that deal with foreign purchases or international travel. Rewards earned with the Capital One Spark Cash Select for Business can easily be redeemed to cover business expenses charged to the card.

If you spend plan on spending more than $30,000 per year on the card, I would recommend taking a step up to the Capital One Spark Cash Plus as it will earn you a better return even with the annual fee.

Card Details At-A-Glance

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1.5% Cash Back

The Capital One Spark Cash Select for Business earns cash back at a flat rate of 1.5% on all purchases ran through the card. There is no cap on the amount of cash back you can earn at the 1.5% rate and no limit to how much cash back you can earn with the card overall.

Card Benefits

Cash Back Calculator

Use the rewards calculator to calculate how many rewards you can earn based on how much you spend across different categories. Compare the results side by side up to 2 credit cards to find out which cards are best for you.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQ

Is the Capital One Spark Cash Select a good card?

Yes. It is one of the best no annual fee cash back business credit cards and best no foreign transaction fee business credit cards on the market. If you're looking for easy-to-earn and easy-to-redeem rewards for your business, this is a great card to have.

Is the Capital One Spark Cash Select better than the Spark Cash?

The Spark Cash Select is the better option if you plan on spending less than $30,000 per year across the card. If you spend more, you'll want the Spark Cash Plus as it will earn a better return even with the annual fee.

Which is better, the Spark Cash Select or Spark Miles Select?

I would only recommend getting the Spark Miles Select if you plan on transferring your earned rewards to Capital One's transfer partners. If not, the Spark Cash Select will typically be the better option.