Quick Overview
- Chase Ultimate Rewards points are the currency of Chase's popular credit card rewards program, known for being one of the top flexible travel rewards programs in the U.S.
- Points earned with Chase cash back credit cards can be redeemed for cash back or gift cards at a value of 1 cent per point. However, they cannot be transferred directly to Chase's airline or hotel partners.
- Ultimate Rewards points can be transferred between Chase-branded cards, allowing you to move points from Chase cash back cards to travel credit cards and redeem them at a higher value for travel.
Chase Credit Card Rewards Calculators
Chase offers five cash back credit cards. Each of these cards earn Ultimate Rewards points that can be redeemed for cash back or gift cards at a value of 1 cent per point.
Use our Chase credit card cash back calculators to calculate total cash back and the card's cash value based on your monthly spend and how much you value card benefits, minus any annual fees. Results can be compared and calculated alongside other credit cards featured on the site.
- Point Calculator: Chase Freedom Unlimited®
- Point Calculator: Chase Freedom Flex® Card
- Point Calculator: Ink Business Cash® Credit Card
- Point Calculator: Ink Business Unlimited® Credit Card
No individual calculator available for the Ink Business Premier® Credit Card, but you can calculate it's value using the Rewards Credit Card Directory & Calculator Tool or Credit Card Comparison Tool.
Chase Ultimate Rewards points can also be earned with Chase's travel credit cards. When redeemed for travel through Chase Travel, these points are worth between 1.25 and 1.5 cents per point.
Additionally, points from these cards can be transferred to Chase's airline and hotel partners, where they can be worth as much as 2 cents per point—significantly higher than what you’d get with Chase's cash back credit cards alone.
One of the best features of the Chase ecosystem is the ability to transfer points freely between Chase-branded cards linked to your account. This allows you to move points earned from Chase cash back credit cards to travel credit cards, enabling you to redeem them for greater value. This effectively increases the overall value of Chase's cash back credit cards.
For those looking to maximize rewards for travel, a strategy combining Chase's cash back and travel credit cards is highly recommended.
Use our Chase credit card rewards calculators to calcualte total points and card value based on your monthly spend and how much you value card benefits, minus any annual fees. Results can be compared and calculated alongside other credit cards featured on the site.
- Point Calculator: Chase Sapphire Reserve®
- Point Calculator: Chase Sapphire Preferred® Card
- Point Calculator: Ink Business Preferred® Credit Card
Use our Rewards Calculator Tool to find out which Ultimate Rewards credit cards will earn you the most points and best value. Input your monthly spend, adjust point values, assign values to card benefits, and much more!
Chase Points Value Calculators
Points earned with Chase cash back credit cards can be redeemed for travel, gift cards, cash back, and more, typically at a value of 1 cent per point.
To increase the Chase points value for travel, you'll need at least one Chase-branded travel card. This unlocks the ability to redeem points through Chase Travel for 25% to 50% more value, and it allows you to transfer points to Chase's airline and hotel partners for even higher redemption rates.
Use our Chase Points Value Calculator to convert Chase points to dollars and see the exact value of your points based on your Chase card and redemption options.
Chase Points Transfer Calculators
Points earned with Chase cash back credit cards cannot be transferred directly to Chase's travel partners. However, you can move those points to an eligible Chase travel credit card first, and then transfer them to Chase's travel partners.
Transferring Chase Ultimate Rewards points often provides the best value, offering up to 2 cents (or more) per point. This gives you the opportunity to maximize Chase points value beyond redemptions through Chase Travel.
Use our Chase Points Transfer Calculators to easily convert Chase points to miles or hotel rewards points with Chase's travel partners.
Program specific Chase point transfer calculators:
- Calculator: Chase Points To British Airways Avios
- Calculator: Chase Points To Emirates Miles
- Calculator: Chase Points To Flying Blue Miles
- Calculator: Chase Points To Iberia Avios
- Calculator: Chase Points To JetBlue Points
- Calculator: Chase Points To Southwest Points
- Calculator: Chase Points To United Miles
- Calculator: Chase Points To Virgin Atlantic Points
- Calculator: Chase Points To World of Hyatt
- Calculator: Chase Points To Marriott Bonvoy
