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Calculator: Chase Freedom Flex℠ Card

Card Value & Chase Points Calculator
Chase Freedom Flex℠

Earning Rates

  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • Earn 5% cash back on travel purchased through Chase Ultimate Rewards®.
  • Earn 5% cash back on Lyft purchases until March 2025 as part of the Chase-Lyft partnership.
  • Earn 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.
  • Earn Unlimited 1% cash back on all other purchases.

Main Benefits

  • Travel and purchase coverage.

Rewards Details

Our Take

The Chase Freedom Flex is an excellent no-annual fee credit card that offers 5% cash back on quarterly rotating categories. With no annual fee, it's worth picking up as the categories featured are usually pretty good.

Freedom Flex Points Calculator

Use the Chase Freedom Flex Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Chase Freedom Flex Card alongside up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need ot re-enter spend when jumping to other credit card pages on the site.

NOTE 1: The Chase Freedom Flex Card features one category called Quarter Rotating Categories that calculates 5% back on up to $1,500 for each quarter.

If you want to just calculate how much you would earn in a single quarter, use the Chase Freedom Flex Card 5% Back Calculator.

NOTE 2: This calculator shows transfers to partners. Do note that you can not transfer points directly from the Chase Freedom Unlimited Card to Chase's travel partners. You must first transfer your points to an Ultimate Rewards credit card that is capable of transferring points such as the Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred.

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Is the Chase Freedom Flex a good card?

Yes. It's a great no-annual fee cash back credit card that earns 5% back across quarterly rotating categories along with a great return on Chase Travel, dining, and drugstore purchases.

How does Chase Freedom Flex Points work?

Cash back earned with the Chase Freedom Flex is recorded as Ultimate Rewards Points with each point being worth 1 cent each when redeemed for cash.

How much are Chase Freedom Flex points worth?

Points earned with the Chase Freedom Flex are worth 1 cent each.

Can you transfer Chase Freedom Flex points to airline and hotel partners?

Chase Freedom Points cannot be directly transferred to Chase's full list of airline and hotel partners. You will first need to transfer your points to a Chase Sapphire Preferred, Ink Business Preferred, or Chase Sapphire Reserve credit card in order to transfer points to all Chase partners.

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