Ink Business Cash Calculator: Cash Back Estimator for Business Categories
Fees
Earning Rates
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- Earn 5% cash back on Lyft purchases until March 2025 as part of the Chase-Lyft partnership.
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
- Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Main Benefits
- Travel and purchase coverage
Our Take
Ink Business Cash Card Points Calculator
Use this calculator to estimate how much your business will earn with the Chase Ink Business Cash Card. Factor in bonus categories like office supplies, gas, and dining, and see how this no-fee card compares to other business cashback cards.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
Ink Business Cash® Credit Card Details
Earning Rates
The Ink Business Cash Card earns Ultimate Rewards points that can be redeemed for cash back and other rewards. It earns points at the following rates:
- 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
- 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
- 1% cash back on all other purchases–with no limit to the amount you can earn.
As part of the Chase-Lyft partners, you will also earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Business Cash card.
Rewards Value & Calculator
Key Benefits
Here are the main highlights of the Ink Business Cash Card:
- More Purchasing Power: As a Chase cardmember, you'll be automatically checked for a credit line increase every 6 months or sooner.
- Travel & Purchase Coverage: Auto Rental Collision Damage Waiver, Roadside Dispatch, Purchase Protection, and Extended Warranty Protection.
Transfer Partners & Conversion Calculator
Points earned with the Ink Business Cash cannot be transferred directly to other programs, but you can transfer them to an eligible Ultimate Rewards credit card first and then transfer them to Chase's airline and hotel partners.
Eligible cards include:
This means that pairing the Ink Business Cash with any of the cards above will allow you to redeem your points for high value towards travel. This can easily make your points worth 1.25 cents or more per point!
Fees
Annual Fee
The Ink Business Cash Card has a $0 annual fee.
If your business frequents office supply stores, you can't beat the 5% earnings of this card.
Authorized User Fee
There is no fee to add additional users to the Ink Business Cash Card. Adding employee cards can help you earn rewards faster.
Foreign Transaction Fee
The Ink Business Cash Card has a 3% foreign transaction fee. That makes this a very bad choice for international spending and travel.
Chase Points Calculators & Guides
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Chase Ultimate Rewards Points Value Calculator
Use our Chase Points Value Calculator to find the average value of Chase points when redeemed for travel, cash back, gift cards, and more. -
Calculator: Chase Points To Miles & Hotel Points
View Chase transfer partners and convert Ultimate Rewards points into airline miles or hotel points using our Chase points converter. -
Calculator: Chase Sapphire Reserve®
Use our Sapphire Reserve points calculator to calculate points per $1 spent, points to dollar value, transfers to partners, and card value. -
Calculator: Chase Sapphire Preferred® Card
Use our Sapphire Preferred points calculator to calculate points per $1 spent, points to dollar value, transfers to partners, and card value. -
Calculator: Ink Business Preferred® Credit Card
Use our Ink points calculator to calculate points per $1 spent, points to dollar value, transfers to partners, and card value. -
Calculator: Chase Freedom Flex® Card
Use our Freedom Flex points calculator to calculate rewards per $1 spent, points to cash value, and card value. -
Calculator: Chase Freedom Unlimited®
Use our Chase Freedom Unlimited points calculator to calculate rewards per $1 spent, points to cash value, and card value. -
Calculator: Ink Business Cash® Credit Card
Use our Ink points calculator to calculate rewards per $1 spent, points to cash value, and overall card value. -
Calculator: Ink Business Unlimited® Credit Card
Use our Ink points calculator to calculate rewards per $1 spent, points to cash value, and overall card value.
