The Chase Ink Business Cash® Credit Card is one of the best cash back business credit cards as well as best Chase business credit cards. It earns a whopping 5% back on up to $25,000 in spend per year between Internet, cable, phone, and office supply store purchases and 2% back on up to $25,000 in spend per year between restaurant and gas station purchases. Cash back earned with the card is recorded as points which are worth 1 cent each when redeemed for cash back, but can be worth a significant amount more if you have an Ultimate Rewards credit card tied to the same account.
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Rewards Rate Details
The Chase Ink Business Cash Card features a total of seven categories that earn bonus cash back. The categories of Internet, cable, phone, and office supply stores earn 5% back while the categories of restaurant and gas station earns 2% back. The 5% categories have an annual cap of $25,000 in spend per year and the 2% categories have their own annual cap of $25,000 in spend per year. When you hit the cap, you'll earn at the non-category rate of 1% back for the remainder of the calendar year. There's no limit to the amount of cash back you can earn with the Chase Ink Business Cash Card overall.
The Chase Ink Business Cash Card also features Lyft as a 5% bonus category. There is no cap on the amount of bonus cash back you can earn spending with Lyft. This is a temporary category as part of the Chase-Lyft partnership which is planned to exist until early 2022.
- 5% Internet
- 5% Cable
- Includes satellite television.
- 5% Phone
- Includes:
- Radio
- Cellular
- Wireless Data
- Landline Services
- Includes:
- 5% Office Supply Stores
- 5% Lyft
- 2% Restaurant
- 2% Gas Station
- 1% Non-Category
Perks & Benefits
The Chase Ink Business Cash Card does not have any benefits specific to the card itself. It offers your standard handful of Chase credit card benefits found on most of their cards.
- Travel & Purchase Coverage
- Auto Rental Collision Damage Waiver
- Travel and Emergency Assistance Services
- Roadside Dispatch
- Purchase Protection
- Extended Warranty Protection
Rewards Calculator
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
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- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
- 0% introductory APR for 12 months on purchases
- Current Sign-Up & Welcome Bonuses
- Rates & Fees
- Credit Score Recommendations
- Features
FAQ
Is the Chase Ink Business Cash Card good?
Yes. It's one of the best no-annual fee business credit cards for small businesses looking to earn valuable rewards.
Which Chase Business card is the best?
This all depends on what categories your business spends the most in. You can use the calculator on our Best Chase Business Credit Cards page to find out which is best based on your spend, card benefits, and annual fees.
What bonus categories are on the Chase Ink Business Cash Card?
The card has a total of six bonus categories. You can earn 5% back on Internet, cable, phone, and office supply stores purchases and 2% back on restaurant and gas station purchases.
What benefits are offered on the Chase Ink Business Cash Card?
The Chase Ink Business Cash Card benefits such as auto rental collision damage waiver, roadside dispatch, purchase protection, and extended warranty protection.
Does the Chase Ink Business Cash Card have good offers?
The card typically offers between $500 and $750 back as a welcome bonus which can also be redeemed as 50,000 to 75,000 Ultimate Rewards Points. I recommend checking out all available offers for top business cards.
