Ink Business Unlimited® Credit Card

Card Value & Chase Points Calculator

The Ink Business Unlimited® Credit Card earns an uncapped 1.5% cash back on all purchases. Rewards earned with the card can easily be used to help offset business expenses charged to the card or be put towards other redemptions such as gift cards and travel.

Intro Bonus: Earn $750 bonus cash back

Rewards Rates

Earn unlimited 1.5% cash back on every purchase made for your business.

Current Intro Bonus

Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

Key Cardholder Benefits

  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information

Rewards Value

Ink Business Unlimited Points are worth 1 cent each when redeemed for cash back, statement credits, gift cards, and travel. This means that 10,000 points will be worth $100 in cash value on average.

Redemption Option Average Value (in cents)
Booking travel through Chase Ultimate Rewards 1
Redeeming points for cash back 1
Redeeming points for gift cards 1
Using points for purchases 0.8

You can obtain higher value by transferring your Chase Ink Business Unlimited Points to an Ultimate Rewards credit card that offers the ability to transfer points to Chase's travel partners or redeem them for travel through Chase Ultimate Rewards.

Here are the values you can obtain with each Ultimate Rewards credit card compared to the Chase Ink Business Unlimited:

Card Point Value
Chase Ink Business Unlimited 1 Cent
Chase Sapphire Preferred 1.25+ Cents
Ink Business Preferred 1.25+ Cents
Chase Sapphire Reserve 1.5+ Cents

Transfer Partners

Points earned with the Chase Ink Business Unlimited Credit Card and other Chase cash back credit cards can be transfered to the Chase Sapphire Preferred Card, Chase Sapphire Reserve, or Ink Business Preferred Credit Card. Points on those cards can then be transferred to Chase's airline and hotel partners.

Here's the list of Chase transfer partners:


Annual Fees

The Ink Business Unlimited Visa Card has a $0 annual fee and there is no additional cost for adding employee cards to your account.

Ink Points Calculator

Use the Chase Ink Business Unlimited Points Calculator to determine how many points you can earn based on the monthly or yearly spending amounts you enter.

You can calculate the cash value of the Chase Ink Business Unlimited Card alongside up to two other credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site. This means there's no need ot re-enter spend when jumping to other credit card pages on the site.

NOTE: This calculator shows transfers to partners. Do note that you can not transfer points directly from the Chase Ink Business Unlimited Card to Chase's travel partners. You must first transfer your points to an Ultimate Rewards credit card that is capable of transferring points such as the Sapphire Reserve, Sapphire Preferred, or Ink Business Preferred.

Loading Calculator...
If the calculator doesn't load after a few seconds, click here to re-load calculator.

Earning Rate Comparison

Want to know how the Chase Ink Business Unlimited Credit Card stacks up against other cards in the family? Check out the table below!

Loading Calculator...


What rewards do you earn with the Ink Business Unlimited credit card?

The Ink Business Unlimited credit card earns Ultimate Rewards points which are best redeemed for travel, but can also be used for cash back, gift cards, merchandise, and much more.

Is there an annual fee for the Ink Business Unlimited credit card?

The Ink Business Unlimited credit card has a $0 annual fee.

Is the Ink Business Unlimited credit card a good option for small businesses?

The Ink BUsiness Unlimited credit card is a perfect option for small businesses looking to earn cash back rewards at a flat rate across all purchases.

Can you transfer Ink Business Unlimited rewards to other Chase credit cards?

Points earned with the Ink Business Unlimited credit card can be transferred to other Chase credit cards such as the Chase Sapphire Reserve, Chase Sapphire Preferred Card, and Ink Business Preferred Card. This allows you to redeem your points for higher value towards travel.

Calculate Total Rewards & Card Value Per $1 Spent For 200+ U.S. Credit Cards
Search Results Display Here