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Chase Ink Points Calculator: Ink Business Unlimited® Credit Card

card
Fees
Earning Rates
  • Earn 5% cash back on Lyft purchases until March 2025 as part of the Chase-Lyft partnership.
  • Earn unlimited 1.5% cash back on every purchase made for your business.
Intro Bonus
Main Benefits
  • Travel and purchase coverage.
Rewards Details
Our Take
The Ink Business Unlimited Visa is a solid 1.5% cash back credit card that shines best when paired with the Ink Business Cash® Credit Card or with any of Chase's travel credit cards.

Ink Business Unlimited earning rates

The Ink Business Unlimited Visa earns Ultimate Rewards points that can be redeemed for cash back and other rewards. It earns points at the following rates:

  • 1.5% Cash Back rewards on every purchase made for your business.

Calculator: Ink Business Unlimited points value

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Ink Business Unlimited benefits

Here are the benefits of the Ink Business Unlimited Visa Card:

  • Travel & Purchase Coverage: Auto Rental Collision Damage Waiver, Roadside Dispatch, Purchase Protection, and Extended Warranty Protection.

Calculator: Ink Business Unlimited points transfer

Points earned with the Ink Business Unlimited cannot be transferred directly to other programs, but you can transfer them to an eligible Ultimate Rewards credit card first and then transfer them to Chase's airline and hotel partners.

Eligible cards include:

This means that pairing the Ink Business Unlimited with any of the cards above will allow you to redeem your points for more than average value towards travel. This can easily make your points worth 1.25 cents or more per point!

Ink Business Unlimited fees

Annual Fee

The Ink Business Unlimited Card has a $0 annual fee.

Earning rewards at a flat-rate of 1.5% back with no annual fee is a win-win.

Authorized User Fee

There is no fee to add authorized users to the Ink Business Unlimited. Adding employee cards can help you earn rewards faster for your business.

Foreign Transaction Fee

The Ink Business Unlimited card has a 3% foreign transaction fee. This means you will be penalized every time you make a purchase outside of the United States.

Ink Business Unlimited points and card value calculator

Use the Ink Business Unlimited points calculator to estimate points earned from your spending and calculate the card's overall value, factoring in benefits and fees.

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