Quick Overview

  • ThankYou Rewards points are the currency of Citi's credit card rewards program. It is one of several leading travel rewards programs in the U.S.
  • ThankYou Rewards Points earned with Citi's cash back credit cards are worth 1 cent each on average towards cash back, gift cards, travel, and more.
  • You can easily transfer ThankYou points between Citi-branded credit cards, allowing you to combine rewards from both their travel and cash back cards. Pairing Citi’s travel and cash back cards is a smart strategy to maximize your rewards potential.
  • Only certain premium ThankYou Rewards cards offer full access to Citi points transfer options, allowing you to transfer points to Citi's airline and hotel partners. Non-premium ThankYou cards, which includes both of Citi's cash back credit cards, have limited transfer partners and a lower, less favorable transfer ratio.

Citi Credit Card Cash Back Calculators

Citi offers two cash back credit cards in their lineup. Each of these cards earn ThankYou Rewards points that can be redeemed for cash back, gift cards, travel, and a handful of other redemptions at a value of 1 cent per point.

Use our Citi credit card cash back calculators to estimate your total cash back and card value based on your monthly spending and the value of card benefits, minus any annual fees. You can also compare results with other credit cards featured on the site to find the best option for your needs.

Citi also offers two travel credit cards that earn ThankYou Rewards points. Of the two cards currently available, only one is considered to be 'premium' and that is the Citi Strata Premier℠ Card.

Citi's premium cards offer full access to a wide range of airline and hotel transfer partners, all at favorable rates. To maximize the value of your points for travel within the Citi ThankYou ecosystem, the Citi Premier card is essential. It's one of the best travel rewards cards for earning points on everyday purchases and travel, making it a smart choice for frequent travelers.

Use our Citi credit card points calculators to estimate your total points and card value based on your monthly spending and the value of card benefits, minus any annual fees. You can also compare results with other credit cards featured on the site to find the best option for your needs.

Find The Best Card For You

Use our Rewards Calculator Tool to find out which Citi ThankYou Rewards credit cards will earn you the most points and best value. Input your monthly spend, adjust point values, assign values to card benefits, and much more!

Best Rewards Credit Card Finder Tool

Citi Points Value Calculators

Citi ThankYou points earned with Citi cash back credit cards are worth 1 cent each and can be redeemed for cash back, travel, gift cards, and more. You can increase their value, up to 2 cents per point, by pairing Citi cash back cards with Citi travel credit cards for better travel redemptions.

Use our Citi points value calculator to estimate the average value of your ThankYou points based on different redemption options and discover which redemptions provide the best value.

Citi Points Conversion Calculators

ThankYou Rewards points earned with Citi's cash back credit cards can only be transferred to a select few Citi partners. If you want to transfer these points to all of Citi's partners, you will first need to transfer your points to one of Citi's "premium" ThankYou Rewards credit cards.

Use our Citi points conversion calculators to estimate the value of transferring ThankYou Rewards points to airline miles and hotel points with Citi’s transfer partners. You can also find details on which Citi cards are considered premium and which allow you to transfer points to specific partners.

Looking for details on transferring Citi points to a specific airline or hotel partner? Check out our program specific calculators: