Quick Overview
Earning Cash Back: Cash back earned with Citi's cash back credit cards are displayed as ThankYou Rewards points. For every $1 you spend across these cards, you will earn 1 ThankYou point along with bonus points based on any multipliers the card has.
Ways To Redeem: ccThankYou Rewards points can be redeemed for travel, cash back, gift cards, and merchandise. Points can also be transferred to Citi's airline and hotel partners.
Citi Points Value: ThankYou points earned with Citi's cash back credit cards are worth 1 cent each. You can obtain higher point value when redeeming for travel by transferring your points to Citi's premium credit cards.
Credit Card Value & Rewards Calculators
Citi offers two cash back credit cards that earns ThankYou Rewards points. Points that are redeemed using these cards are worth 1 cent each towards cash back and a few other redemptions.
Use our credit card calculators to calculate total Citi cash back and card value based on the monthly and yearly spend amounts you enter, how much you value card benefits, and annual fees.
Citi Custom Cash℠ Card
- 1% - 5% back.
- $0 annual fee.
Citi® Double Cash Card
- 2% back; 1% back on purchases and 1% back when you pay off those purchases.
- $0 annual fee.
Citi Premier® Card
- 1X - 3X points.
- Enjoy an annual $100 credit on any $500+ hotel stay booked through the ThankYou.com portal.
- Receive full access to all of Citi's transfer partners at a 1:1 ratio.
- $95 annual fee.
Citi Rewards+® Card
- 1X - 2X points.
- Purchases are rounded up to the nearest 10.
- Enjoy a 10% point rebate when you use points.
- $0 annual fee.