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Edit Spend
Enter how much spend you plan on running through the card(s).
Card 1
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Add/Remove Loyalty Programs
Factor in elite status with your spending. Categories associated with the program will be added to the calculator.
Citizens Cash Back Plus World Mastercard Calculator
Calculate how much cash back you can earn with the Citizens Bank Cash Back Plus World Mastercard based on your spend and compare it side by side top cards.
The Citizens Cash Back Plus World Mastercard takes it a step beyond your standard 1.5% cash back credit card and offers 1.8% back on all purchases. With no annual fee and no foreign transaction fee, that makes this one of the top cards for earning a flat rate of cash back across purchases made worldwide.
Citizens Cash Back Plus World Mastercard Calculator
The Citizens Bank Cash Back Plus World Mastercard does not feature any bonus categories. Instead, you'll earn a flat rate of 1.8% cash back on all purchases ran across the card. There's no limit to the amount of cash back you can earn.
1.8% All Purchases
Perks & Benefits
The Citizens Bank Cash Back Plus World Mastercard features both travel insurance and purchase protection.
MasterRental Insurance (Car Rental Collision, Loss or Damage)
Sign Up Bonus
The Citizens Bank Cash Back Plus World Mastercad does not have a standard sign up bonus.
Fees
Annual Fee
The annual fee for the Citizens bank Cash Back Plus World Mastercard is $0 meaning you'll always earn a 1.8% return on your spending.
Authorized User Fee
There's no authorized user fee for the Citizens bank Cash Back Plus World Mastercard. I recommend adding friends and family to the card so that you can build your cash back faster.
Foreign Transaction Fee
The Citizens bank Cash Back Plus World Mastercard has no foreign transaction fee which makes it a great option for earning an unlimited 1.8% cash back worldwide.
Rewards Calculator
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.
Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Family Cards
These cards are part of the same family.
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These are similar cards based on earning structure and other benefits (that aren't part of the same family).
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Search for credit cards by name, rewards program, or rewards currency.
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Change Options
Currency Worth
The currency the card earns and any other currencies on this side of the calculator. If the currency can be transferred to other programs, you can use 'View Rewards As...' to reflect as if you transferred it to a partner.
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Loyalty & Memberships
Hotel elite status, loyalty programs, and memberships.
Reward Bonuses
Sign up bonuses, category bonuses, and bonus bonuses.
Monetary Bonuses
Cash perks and bonuses associated with the selected card(s).
Annual Fees
Annual fee and authorized user fee (if applicable) details.
Annual Fee:
$
Auth Fee:
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$0
Change Options
Currency Worth
The currency the card earns and any other currencies on this side of the calculator. If the currency can be transferred to other programs, you can use 'View Rewards As...' to reflect as if you transferred it to a partner.
$
Loyalty & Memberships
Hotel elite status, loyalty programs, and memberships.
Reward Bonuses
Sign up bonuses, category bonuses, and bonus bonuses.
Monetary Bonuses
Cash perks and bonuses associated with the selected card(s).
Annual Fees
Annual fee and authorized user fee (if applicable) details.
Annual Fee:
$
Auth Fee:
#
$0
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Categories
Order
Options
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Category Added
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.
$0
$0
Rakuten Rewards
$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Consider applying through this link to help out the website. It's much appreciate if you do!
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