|Authorized User Fee|
|Foreign Transaction Fee|
The Credit One Platinum Rewards Visa Card features four bonus categories which are gas, grocery, internet, cable/satellite TV, and mobile phone service. Cash back on these categories are only up to the first $5,000 in purchases during the year, then you'll earn at the non-category rate. There's no limit to the amount of cash back you can earn with the Credit One Platinum Rewards Visa Card overall.
- 5% Gas Station
- 5% Grocery
- 5% Internet
- 5% Cable/Satellite TV
- 5% Mobile Phone Services
- 1% Non-Category
- This applies to all non-5% categories and to the 5% categories once you've hit the $5,000 spend cap.
Perks & Benefits
The Credit One Platinum Rewards Visa doesn't feature any special perks or benefits specific to the card itself. You will have access to your Experian credit score online which is great if you're building your credit and want to monitor your score.
Sign Up Bonus
The Credit One Platinum Rewards Visa Card does not have a standard sign up bonus.
The annual fee for the Credit One Platinum Rewards Visa Card is $95. It'll take $1,900 in yearly spend across the 5% categories to cover this fee which should be relatively easy to do.
Authorized User Fee
There is no fee for adding additional users to the Credit One Platinum Rewards Visa Card. I recommend adding friends/family to the card if you need help maximizing the rewards.
Foreign Transaction Fee
The Credit One Platinum Rewards Visa Card has a foreign transaction fee of 3%.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.