Credit One Bank® Platinum X5 Visa® Card Value & Cash Back Calculator

Credit One Bank® Platinum X5 Visa®

The Credit One Bank® Platinum X5 Visa is a great option if you're looking build your credit while earning a great return on your spend. The card offers 5% back on the first $5,000 in spend across several top categories and then an unlimited 1% back the rest of the year once you've hit that cap.

Rewards Rates

5%
Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
1%
Get 1% cash back rewards on all other purchases. Terms Apply.

Key Cardholder Benefits

  • Zero Fraud Liability protects you from unauthorized charges
  • Get free access to your Experian credit score online, terms apply
  • Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer

Annual Fees

The Credit One Bank Platinum X5 Visa has a $95 annual fee.

Cash Back Calculator

Calculate how much cash back you can earn with the Credit One Bank Platinum X5 Visa based on spend. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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FAQ

Is the Credit One Bank Platinum Rewards Visa a good card?

It's a great option if you're looking to build your credit while earning a good amount of cash back on your purchases.

How much cash back does the Credit One Bank Platinum Rewards Visa earn?

It's earns 5% cash back on up to $5,000 in spend across gas, grocery, internet, cable/satellite TV, and mobile phone service purchases. After the cap is hit, it will earn 1% back for the rest of the calendar year.