The Discover IT Chrome card works well for anyone looking to earn a double cash back on both gas and restaurant purchases that does not want to pay an annual fee. The cash back is easy to understand the redemptions are straightforward and simple. On top of that, as with other Discover Cards, the first year's earning are doubled meaning you'll earn 4% cash back per $1 spent until your anniversary date. Combine this card with the Discover IT Card's rotating 5% categories and you can generate some pretty good cash back throughout the year!
|Authorized User Fee|
|Foreign Transaction Fee|
The Discover IT Chrome Card features two bonus categories that earn extra cash back which are gas and restaurant purchases. Both categories have a combined quarterly cap of $1,500. Once this cap is hit, you will earn cash back at the non-category rate (1%) for the remainder of the quarter.
- 2% Gas Station
- $1,500 combined cap shared with restaurant category.
- 2% Restaurant
- $1,500 combined cap share with gas station category.
- 1% Non-Category
Perks & Benefits
The Discover IT Chrome Card features the popular Discover Cashback Match benefit and Discover Deals.
- Discover Cashback Match
- Discover will match your first 12 months of cash back, dollar-for-dollar.
- Benefit gives you a total 4% return on gas and grocery and 2% return on non-category the first year.
- Matched cash back is given to you at the end of your first year.
- Example: You earn $200 in cash back your first year, Discover will give you an additional $200 at the end of your first year with the card.
- Discover Deals
- Access to deals/coupons that can earn you additional cash back and money off of everyday purchases.
Sign Up Bonus
The sign up bonus for the Discover IT Chrome Card, is a full year of matched cash back. This means any cash back you earn during the year will be doubled and deposited into your Discover Cash Rewards balance.
There is no annual fee for the Discover IT Chrome Card. You will always earn a positive return using the card without having to worry about spending to break even with an annual fee.
Authorized User Fee
There is no fee for adding authorized users to the Discover IT Chrome Card. If you have family or friends that shop in the restaurant and gas categories, I recommend adding them to maximize cash back!
Foreign Transaction Fee
The Discover IT Chrome card has a 0% foreign transaction fee. This means you can use the Discover card internationally and not get penalized.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.