PayPal Cashback Mastercard: Cash Back Calculator & Benefits

Credit Card Rewards Calculator
Calculate cash back for the PayPal Cashback Mastercard based on spend, review the card benefits, and compare side by side top rewards credit cards.
Last Updated 2022-04-09

The PayPal Cashback Mastercard is a straightforward cash back credit card that earns 3% cash back on PayPal purchases and 2% back on all other purchases. The card has no annual fee making it an excellent card for general purchases as well as a superb card for miscellaneous spending.

Card Details At-A-Glance

Issued By
Annual Fee
Foreign Transaction Fee

Bonus Categories

There's no limit to the amount of cash back you can earn at these rates and no limit to the amount of cash back you can earn with the card overall.

3% Paypal

The PayPal Cashback Mastercard earns an unlimited 3% cash back on all purchases made with PayPal.

2% Everything Else

All other purchases made to the PayPal Cashback Mastercard earns an unlimited 2% cash back.

Card Benefits

  • Cash back is earned daily on completed purchases posted to your account. Redeem it to your PayPal balance, and spend it however you want.
  • When available, check out with PayPal QR codes using the PayPal app. Be sure to select your card as your payment method to earn 3% cash back.
  • Check out knowing that PayPal can have your back in case something goes wrong with an eligible purchase.
  • From Tap & Go® to 24/7 Identity Theft Protection™, earning cash back is simple and secure.

Redeeming PayPal Cash Back

Cashback earned with the PayPal Cashback Mastercard will be available for you to transfer via a credit to the primary PayPal account linked to the card. This can be done during the billing period after the reward period in which the cash back was earned

From there, you can use the cash back in your PayPal account like you normally would. This can be for purchases made at checkout with retailers that allow you to pay with PayPal or with your PayPal Debit Card. You can also transfer the cash directly to your bank account.

Cash Back Calculator

Calculate how much cash back you can earn with the PayPal Cashback Mastercard based on spend. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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