PayPal Cashback Mastercard - Calculator & Benefits

PayPal Cash Back Calculator
Calculate 2% cash back for the PayPal Cashback Mastercard based on spend, review the card benefits, and compare side by side top rewards credit cards.
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Last Updated 2021-12-24

The PayPal Cashback Mastercard is a straightforward flat rate cash back earning card. It earns 2% cash back on all purchases and has no annual fee making it an excellent card for general purchases as well as a superb card for miscellaneous categories that your other rewards card may not cover.

Card Details At-A-Glance

Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Income Requirement
PayPal Cashback Mastercard®
PayPal Cashback Mastercard®
Rewards Rate
2%
Earn an unlimited 2% cash back on every purchase
Main Card Highlights
  • Identity Theft Protection - From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we're there for you 24/7.
  • Microchip technology - EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.
  • Contactless Payment - Check out without your card ever leaving your hand. Just Tap & Go® wherever you see the universal Contactless Symbol.
Annual Fee
$0
Authorized User Fee
$0
Foreign Transaction Fee
0%

PayPal Cashback Mastercard 2% Back

The PayPal Cashback Mastercard earns cash back at a flat rate of 2% back per $1 spent on all purchases ran through the card. There's no limit to the amount of cash back you can earn at this rate and no limit to the amount of cash back you can earn overall.

PayPal Cashback Mastercard Benefits

The PayPal Cashback Mastercard does not have any benefits that are specific to the card itself. It comes with standard Mastercard benefits.

PayPal Cashback Mastercard Cash Back Calculator

Calculate how much cash back you can earn with the PayPal Cashback Mastercard based on spend. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Credit Cards
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Compare A Card
Add a credit card to compare side by side based on spend, benefits and fees.
Card Selected: -
Category Spending
Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Category Spending Total
The amount of rewards earned from card spending.
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Rewards & Bonuses
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Rewards & Bonus Total
The amount of rewards earned from card bonuses.
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Total Rewards
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Calculate Rewards Average Value
How much is 0 worth?
Average Value
This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.
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Transfers To Partners
Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.
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Cash Back, Statement Credits
Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.
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Travel
Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).
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Gift Cards
Redemptions to do with using your rewards towards the purchase of gift cards.
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Calculate Reward Transfers To Partners
Calculate Card Cash Value
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Currency Worth
Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.
Rewards Cash Value
The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.
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Monetary Bonuses
Extra Cash Value
Use this field to add additional cash value to the calculations.
Total Cash Value
The total cash value of all listed benefits plus the cash value of rewards earned.
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Fees
Annual Fee
This is the fee you must pay annually to have the card.
Authorized User Fee
This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.
#
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Total Card Value
Total Card Value
The final cash value of the credit card(s).
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PayPal Credit Card Calculators

Click on a PayPal credit card or debit card to calculate total rewards and the card's cash value based on your spend, how much you value the benefits, and annual fees.

Spend entered into credit card calculators will roll over to other credit card calculators on the site, so there's no need to re-enter spend when browsing credit cards.

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