PayPal Cashback Mastercard

Card Details & PayPal Cash Back Calculator
2% All Purchases

Review the benefits of the PayPal Cashback Mastercard, calculate how much cash back you can earn based on spend, and compare results to top credit cards.

The PayPal Cashback Mastercard is a straightforward flat rate cash back earning card. It earns 2% cash back on all purchases and has no annual fee making it an excellent card for general purchases as well as a superb card for miscellaneous categories that your other rewards card may not cover.

Bonus Categories

The PayPal Cashback Mastercard earns cash back at a flat rate and does not feature any bonus categories. You'll earn an unlimited 2% cash back per $1 spent on all eligible purchases ran through the card.

  • 2% All Purchases

Perks & Benefits

There are no perks or benefits specific to the PayPal Cashback Mastercard. The card does receive standard Mastercard benefits such as extended warranty, 60-day price protection, and identity theft alerts.

Sign Up Bonus (SUB)

The PayPal Cashback Mastercard does not feature a standard sign up bonus.


Annual Fee

The PayPal Cashback Mastercard has no annual fee. This means you will always earn a 2% return on all purchases.

Authorized User Fee

The PayPal Cashback Mastercard does not have an authorized user fee. Adding additional users to the card can help increase the amount of cash back you can earn on every purchase.

Foreign Transaction Fee

The Paypal Cashback Mastercard does not have a foreign transaction fee. That makes this card a good choice for international purchases and international travel.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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