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PayPal Cashback Mastercard®

Card Value & Cash Back Calculator
card
Fees
Earning Rates
  • Earn an unlimited 3% cash back on all purchases made with PayPal.
  • Earn an unlimited 1.5% cash back on all other purchases.
Main Benefits
  • Purchase protection when you shop through PayPal.
Rewards Details
  • Cash back is earned daily on completed purchases posted to your account. Redeem it to your PayPal balance, and spend it however you want.
Our Take
The PayPal Cashback Mastercard is a straightforward 2% cash back credit card that offers bonus cash back when shopping through PayPal. If you frequently checkout with PayPal, this is a very good credit card to have, especially with it having no annual fee.
Ads & Promos

Earning Rewards

The PayPal Cashback Mastercard earns cash back at the following rates:

  • 3% cash back when you pay with PayPal.
  • 1.5% cash back everywhere else Mastercard is accepted.

Card Fees

Annual Fee

The PayPal Cashback Mastercard has no annual fee.

Authorized User Fee

There is no fee to add authorized users to the PayPal Cashback Mastercard. You can add up to 6 additional users.

Foreign Transaction Fee

The PayPal Cashback Mastercard has a 3% foreign transaction fee. That makes this card a bad option for spending outside of the United States.

PayPal CashBack Calculator

Calculate how much cash back you can earn with the PayPal Cashback Mastercard based on spend. Results can be compared side by side any U.S. credit card featured on the site.

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