PenFed Power Cash Rewards: Benefits & Cash Back Calculator

Credit Card Rewards Calculator
Review the benefits of the PenFed Power Cash Rewards Card, calculate how much cash back you can earn based on your spend, and compare against top cards.
Last Updated 2022-01-05

The PenFed Power Cash Rewards Visa Card is a no-annual fee cash back credit card that earns 1.5% back on all purchases or 2% back on all purchases as a PenFed Honors Advantage Member.

The card also has no foreign transaction fee which makes it great for earning cash back spending internationally. If you're part of the Pentagon Federal Credit Union, this is a great card to pick up for easy-to-earn and easy-to-use rewards.

Cash back earned with the PenFed Power Cash can be redeemed as a statement credit or be deposited into a PenFed account.

Card Details At-A-Glance

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Issued By
Annual Fee
Foreign Transaction Fee

1.5% Cash Back

The PenFed Cash Rewards Visa Signature Card earns cash back at a flat rate of 1.5% back per $1 spent on all purchases.

PenFed Honors Advantage Members will earn an additional 0.5% per $1 spent for a total of 2% back. In order to qualify as a PenFed Honors Advantage Member:

  • Must have and maintain a PenFed Access America Checking Account
  • The primary or joint applicant must have Military service (active duty, reserve, honorably discharged, or retired).

There's no cap on the amount of cash back you can earn at either rate and no limit to the amount of cash back you can earn with the card overall.

Card Benefits

  • 24/7 Fraud Monitoring
  • Chip-enabled cards
  • Tokenized account numbers in your mobile wallet
  • Visa Signature discounts
  • Visa Signature Concierge

Cash Back Calculator

Calculate how much cash back you can earn with the PenFed Power Cash Rewards Visa Signature Card. Results can be compared side by side any U.S. credit card featured on the website.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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