Petal 2 Visa Credit Card - Cash Back Calculator & Benefits

Credit Card Rewards Calculator
See how much cash back you can earn with the Petal® 2 "Cash Back, No Fees Visa®" Credit Card and compare results side by side top cash back cards.
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Last Updated 2021-12-25

If you're looking to build your credit while earning cash back rewards, the Petal® 2 "Cash Back, No Fees Visa®" Credit Card is a solid choice.

The card earns cash back on all purchases with the ability to earn up to 1.5% cash back after making 12 on-time monthly payments. It has no annual fee and no foreign transaction fee which is fantastic for a credit building card.

Card Details At-A-Glance

Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Income Requirement
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Annual Fee: $0

How Does Cash Back Work For Petal 2?

The Petal 2 Visa Credit Card earns up to 1.5% cash back. You'll start earning 1% cash back on eligible purchases right away once you receive the card. After making 12 on-time monthly payments, you'll then be able to earn up to 1.5% cash back.

Along with the solid flat rate earnings, you'll also be able to earn between 2% and 10% bonus cash back spending with select merchants.

Petal 2 Visa Card Benefits

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back from select merchants
  • $500-$10,000 credit limits
  • Variable APRs 12.99%-26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Petal 2 Visa Card Cash Back Calculator

Calculate how much cash back you can earn with the Petal 2 Visa Credit Card based on spend and number of on-time payments. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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