PNC Cash Rewards Business Card Calculator

Card Details & PNC Cash Back Calculator
1.5% All Purchases

Review the benefits of the PNC Business Cash Rewards, calculate how much cash back you can earn based on your spend, and compare results to top cards.

The PNC Cash Rewards Business Card is nothing like it's personal counterpart. Instead of earning across several bonus categories, it earns cash back at a flat rate. There's no other PNC business card that it pairs well with which leaves it in a boat by itself. All-in-all the PNC Cash Rewards Business Card is your typical 1.5% cash back card.

Bonus Categories

The PNC Cash Rewards Business Card earns cash back at a flat rate and does not have any bonus categories. You'll earn an unlimited 1.5% cash back on all eligible purchases ran through the card.

  • 1.5% Cash Back

Perks & Benefits

The PNC Business Card comes with your standard Visa Signature benefits which offers a handful of travel and purchase coverage.

  • Travel & Purchase Coverage
    • Lost Luggage Reimbursement
    • Travel Accident Insurance
    • Auto Rental Collision Damage Waiver
    • Roadside Dispatch
    • Travel and Emergency Assistance Services
    • Purchase Security and Extended Protection

Sign Up Bonus (SUB)

The standard sign up bonus for the PNC Cash Rewards Visa Signature card is $200 after making $3,000 in qualifying purchases during the first three billing cycles after the card has been opened.


Annual Fee

The PNC Cash Rewards Business Card does not have an annual fee. This means that all spending done on the card will always be at a flat rate of 1.5%.

Authorized User Fee

There is no authorized user fee to add additional users. If you have employees, family, or friends, you can add them to the card without worrying about being charged a fee.

Foreign Transaction Fee

The PNC Cash Rewards Business Card has a 3% foreign transaction fee. This means you will be charged for making international purchases.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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