PNC Cash Rewards Card: Cash Back Calculator & Benefits

Credit Card Rewards Calculator
Calculate how much cash back you can earn spending across gas, restaurant, and grocery with the PNC Cash Rewards Card and compare top cards side by side.
Last Updated 2021-12-25

The PNC Cash Rewards Credit Card is one of the best credit cards that PNC offers. It earns bonus cash back on gas, restaurant, and grocery purchases on up to $8,000 in spend per year and has no annual fee.

It's a great card for earning cash rewards that you can use towards purchases made to the card or deposit into your PNC account.

Card Details At-A-Glance


Bonus Categories

  • 4% Gas Station
  • 3% Restaurant
  • 2% Grocery
  • 1% Everything Else

You'll earn bonus cash back on these categories on up to a combined spend of $8,000 per year. Once that cap is hit, you'll earn at the non-category rate of 1% back on all spending for the remainder of the calendar year.

There's no limit to the amount of cash back you can earn with the card overall.

Card Benefits

  • $0 Fraud Liability
  • Contactless Technology
  • Lock your misplaced card with PNC Easy Lock
  • Visa Signature Benefits

Cash Back Calculator

Calculate how much cash back you can earn with the PNC Cash Rewards Credit Card based on spend. Results can be compared side by side any U.S. credit card featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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