TD Cash Credit Card: Calculator & Customizable Rewards Breakdown
Fees
Earning Rates
- Choose your top two Spend Categories to earn unlimited 3% Cash Back and 2% Cash Back.
- Earn unlimited 1% Cash Back on all other purchases.
Main Benefits
- Choose your 3% and 2% spend categories every quarter
Our Take
TD Cash Credit Card Cash Back Calculator
Use this calculator to estimate how much you’ll earn with the TD Cash Credit Card. Select your top two spending categories to earn 3% and 2% cashback, respectively, and enjoy 1% back on all other purchases. With the option to adjust your chosen categories each quarter, this card offers tailored rewards to match your spending habits.
Card Details All links open in new tab (so you will not lose your calculations).
Edit Card Details
Edit Card Name
Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.
Quick Assign
Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.
Currency Codes
Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.
Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.
Currency Name
Add Status / Loyalty
You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.
If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.
NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.
Clear / Remove...
If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.
Card Select
Select the card you will use for this category.
Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.
Credit Cards
TD Cash Credit Card Details
Earning Rates
The TD Cash Credit Card earns cash back at the following rates:
- 3% cash back on a select category of your choice each quarter.
- 2% cash back on a select category of your choice each quarter.
- 1% cash back on all other purchases.
Every quarter, you can choose from these spend categories: Dining, Entertainment, Gas, Grocery Store, and Travel.
Key Benefits
Here are the main benefits of the TD Cash Credit Card:
- Travel & Purchase Coverage: Cell Phone Protection, Roadside Dispatch, Lost Luggage Reimbursement, Purchase Security, and Extended Warranty Protection.
Fees
Annual Fee
The TD Cash Credit Card has a $0 annual fee.
Authorized User Fee
There is no fee to add additional users to the TD Cash Credit Card.
Foreign Transaction Fee
The TD Cash Credit Card has a 3% foreign transaction fee. This means you will be penalized when making purchases with this card while abroad.
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