The USAA Preferred Cash Rewards Visa Signature Card is a flat rate cash back earning card. It pairs great with the USAA Cashback Rewards Plus Card and creates the best cash back combination you can have with USAA credit cards. Both cards will ensure that you always earn between a 1.5% and 5% return on all purchases.
|Authorized User Fee|
|Foreign Transaction Fee|
The USAA Preferred Cash Rewards Visa Signature Card does not feature any bonus categories. It earns an unlimited 1.5% cash back on all eligible purchases ran through the card.
- 1.5% All Purchases
Perks & Benefits
The USAA Preferred Cash Rewards Visa Card features special military APR benefits along with several travel and purchase protections.
- Military APR Benefits
- Reduced APR rate on all balances for up to 12 months during deployments or PCS.
- Special rate on the balance of the account when entering active military duty; lasts until one year after completion of active duty.
- Travel & Purchase Coverage
Sign Up Bonus
The USAA Preferred Cash Rewards Visa Card does not feature a standard sign up bonus.
There is no annual fee for the USAA Preferred Cash Rewards Visa Signature Card. This means you will always earn a return of 1.5% for all purchases without fees taking away from your rewards.
Authorized User Fee
There is no authorized user fee for the USAA Preferred Cash Rewards Visa Signature Card. Adding friends and family as users will help increase the rate in which you can earn USAA cash back.
Foreign Transaction Fee
The USAA Preferred Cash Rewards Visa Signature Card has a 0% foreign transaction fee. Use the card worldwide wherever VISA is accepted and always earn 1.5% cash back without being penalized for shopping internationally.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.