Carnival FunPoints Mastercard Calculator

FunPoints Calculator for the Carnival Mastercard. Calculate total points and card value based on spend. Compare against hundreds of top cards side by side.
Updated 2020-07-11 By Robert Flowers III

The Carnival Mastercard is a good choice for anyone that wants to earn a solid return spending directly with Carnival. The card also offers a refund on Carnival shore excursions which could be a big benefit of holding onto the card since it has no annual fee. As far as any other spending though, it comes up short since it only offers up to a 1.4% return on non-Carnival purchases.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Carnival FunPoints Value

Carnival FunPoints are worth 1 cent each on average but can range from 0.75 cents to 1.5 cents each based on the how you go about redeeming them. FunPoints can be used for statement credits, gift cards, onboard amenities, merchandise, and travel. The best value of 1.5 cents comes from redeeming them for Carnival Cruises that cost $1,500 or more and the worst value of 0.75 cents each comes from gift card redemptions.

For the full list of Funpoint redemption options and to calculate the cash value of Funpoints, jump over to the Carnival FunPoints Calculator. It will list how much your FunPoints are worth for each redemption!

Bonus Categories

The Barclay Carnival World Mastercard has two bonus categories which are purchases on Carnival Cruise Lines and purchases made with any cruise lines that are part of World's Leading Cruise Lines brand.

  • 2x Carnival Cruise Line
    • Eligible purchases include:
      • Cruise tickets purchased directly with Carnival
      • Carnival Cruise vacation and Carnival Vacation Club purchases
      • Purchases charged to the Sail and Sign account onboard any Carnival cruise ship.
  • 2x World's Leading Cruise Lines
  • 1x Non-Category

Perks & Benefits

The Carnival Mastercard offers a refund on Carnival shore excursions as well as the ability to earn FunPoints on balance transfers.

  • 10% FunPoint Refund
    • Applies to booked Carnival shore excursions on prior to your cruise.
    • Taxes and fees are not included.
    • Must be booked online prior to sailing up until the Pre-Sail cut-off time of 11:30 pm ET, the evening prior to the cruise departure.
  • FunPoints For Balance Transfers
    • Earn 1 FunPoint per $1 in balances transferred to your card.
    • Must be done within the first 30 days of account opening.
    • Earn a max of 5,000 FunPoints ($5,000 balance transfer).

Sign Up Bonus

The standard Carnival Mastercard sign up bonus is 10,000 bonus FunPoints after you use your card for the first time. This is an okay sign up bonus, but other sign up bonuses such as the 50,000 Point Sign Up Bonus for the Capital One Venture Card Worth $500 and the 20,000 Point Sign Up Bonus for the Bank of America Travel Rewards Card Worth $200 can earn you more towards funding your next cruise.


Annual Fee

The Carnival World Mastercard does not have an annual fee. You will always get a positive return when it comes to earning FunPoints with this Barclay credit card.

Authorized User Fee

Barclay does not charge a fee to add authorized users to the Carnival Mastercard.

Foreign Transaction Fee

There is no foreign transaction fee for using the Barclay Carnival Mastercard internationally which means you can earn FunPoints using the card worldwide.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
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From Bonuses
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Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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