Holland America Points Value

Holland America Points are earned with the Barclays Holland America Credit Card and can be worth as much as 2.5 cent each when used to book cruises.
Updated 2020-07-12 By Robert Flowers III

Holland America Line rewards points are earned by running spend through the Barclays Holland America Visa. Points can be applied towards statement credits, onboard amenities, gift cards/certificates, merchandise and travel redemptions. Holland America Line points can be worth up to 2.5 cents per point and as low as 0.75 cents (and possibly lower for some merchandise).

Holland America Points Value Calculator

Use the Holland America Points Value Calculator to calculate the average cash value of points earned with Holland America based on redemption. You can enter any amount of points in the calculator below.

Holland America Points Value Calculator

Enter any amount of points to see the average cash value.
$4,001+ Holland Redemptions
2.5 Cents
$2,001 - $4,000.99 Holland Redemptions
2 Cents
$1,500 - $2,000.99 Holland Redemptions
1.5 Cents
$500 - $1,499.99 Holland Redemptions
1.25 Cents
$50 - $499.99 Holland Redemptions
1 Cent
Other Cruise Line Statement Credits
1.0 Cent
Gift Cards, Certificates
0.75 Cents
On-board Gifts, Travel

Holland America Statement Credits

Holland American Points can be redeemed for statement credits towards Holland American Cruises as well as the other 9 cruise lines that fall under the World's Leading Cruise Lines umbrella. Redeeming your points for statement credits on purchases made with Holland America will give you a value of 1 cent to 2.5 cents per point whereas statement credits towards purchases on the other cruise lines will always give you 1 cent in value.

Holland America

The best value comes from redeeming your Holland America Line points for statement credits towards cruises with Holland America. The more expensive the cruise the better the value.

  • $50 to $499.99 will have a redemption value of 1%
  • $500 to $1,499.99 will have a redemption value of 1.25%
  • $1,500 to $2,000.99 will have a redemption value of 1.50%
  • $2,001 to $4,000.99 will have a redemption value of 2.00%
  • $4,001 and up will have a redemption value of 2.50%

For example, let's say you charged a $750 Holland America Cruise to your Holland America Visa. Since that cruise falls between $500 and $1,499.99, the points you use as a statement credit towards that booking will be worth 1.25 cents each. So if you had 20,000 Holland America Points to apply as a statement credit, it would be worth $250.

If you went all out and charged a $4,001+ Holland America Cruise to your Holland America Visa, points redeemed towards that charge would be worth a whopping 2.5 cents each. So if you wanted to apply the same 20,000 points as a statement credit, it would now be worth $500.

holland 4000 dollar cruise
Expensive cruises will give your points great value with Holland America.

Other Cruise Lines

Holland America Points can be redeemed as a statement credit for the remaining 8 World's Leading Cruise Lines for a value of 1 cent per point. Those cruise lines are:

  • Carnival
  • Costa
  • P&O Australia
  • P&O Cruises
  • Princess Cruises
  • Aida
  • Cunard
  • Seabourn

The cost of the cruise will not matter when using your points with these cruise lines. You can get better value with Carnival using the Carnival Mastercard and better value with Princess using the Princes Cruises Visa.

How Many Points For A Free Cruise?

If you want to know how many Holland America Points you'll need to cover the cost of your cruise, the calculator below will help you estimate the total points required based on the cost. Remember that you'll earn between 1 and 2.5 cents in value per point with Holland America and 1 cent in value for the remaining 8 cruise lines.

Points For Free Cruise
Cruise Cost ($)
Holland America 0 Points
Other Cruise Lines 0 Points

Gift Cards & Certificates

Holland America Points can be redeemed for gift cards as well as certificates. These start at 3,300 Holland America Points for a $25 gift card/certificate which is a value of 0.75 cents per point. This is relatively low when compared to the higher value you can get out of redeeming your points towards cruises.

If you're looking to earn gift cards, you would be better off using a cash back credit card since you'll be earning a minimum of a 1:1 ratio.

Other Redemptions

Holland America Points can be also be used towards a few other redemptions in which the value of your points will vary.

You can use your points to order onboard amenities and packages to be delivered onboard the ship during your cruise. These orders will be accepted up to 15 days before your cruise departure date.

Holland America Points can be used for airfare, hotel and car rentals by booking through Loyalty Edge on the Barclays website. You'll need at least 10,000 points to book travel and the rest can be paid by credit/debit card.


In my opinion, Holland America Points can be beneficial to anyone that frequently spends $1,500 or more on cruise bookings with Holland. That gives your points a minimal value of 1.5 cents per point which means the Holland America Visa will earn you a 3% return on Holland purchases and a 1.5% return on all other purchases. You earn up to a 5% return along with a 2.5% return on non-category spend when you redeem your points for cruises that cost $4,001+ with Holland which is fantastic for those looking for discounted cruises.

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