Choice Privileges Credit Card Calculator

Card Details & Choice Points Calculator
5x Choice Privileges Locations
5x Choice Privilege Points
5x Choice Hotels Gift Cards
2x Everything Else
Elite Gold Status
Anniversary Points w/ $10k Spend

Review the benefits of the Choice Privileges Credit Card. Calculate how many Choice Points you can earn and compare the results side by side top cards.

The Barclays Choice Privileges Visa Credit Card is a must have for anyone that frequently stays at Choice Hotels. It earns 5x points across several categories and provides complimentary Choice Gold Membership Status. On top of that, it has no annual fee which makes it worth grabbing up.

Bonus Categories

The Barclays Choice Privileges Credit Card features three bonus categories which consist of Choice Privileges Locations (Hotels), purchasing Choice Privilege Points, and Choice Hotels gift cards. There is no limit to the amount of Choice Points you can earn with these bonus categories.

  • 5x Choice Privileges Locations
    • Includes all 11 hotel brands under the Choice Hotels umbrella.
  • 5x Buying Choice Privileges Points
    • These points are earned on top of the points you actually purchase through the Buy Choice Points portal.
  • 5x Choice Hotel Gift Card
    • This applies to the purchase of Choice Gift Cards which can be used towards stays at Choice brand hotels.
  • 2x Non-Category

Perks & Benefits

The Barclays Choice Privileges Card offers a few benefits for Choice Privileges Members.

Sign Up Bonus (SUB)

The standard Choice Privileges Credit Card sign up bonus is 32,000 bonus Choice Points after you spend $1,000 on purchases in the first 90 days.

The majority of Choice Hotels costs around 10,000 to 12,000 Choice Points per night, but there's a great deal of Choice Hotels that also cost 8,000 points as well. You should be able to squeeze up to four free nights out of this sign up bonus depending on where you stay.


Annual Fee

The Choice Privileges Credit Card does not have an annual fee which is great consider it earns a solid amount of points on Choice Hotels.

Authorized User Fee

There is no charge to add authorized users to the Choice Privileges Credit Card. If you have any authorized users that spend with Choice Hotels or you want to earn Choice Points across all purchases, adding them as additional users could generate some extra Choice Points.

Foreign Transaction Fee

The foreign transaction fee on the Choice Privileges Credit Card is 3%. Any out of country spending on this card will take a good chunk out of your rewards. I recommend not using this card while traveling overseas.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
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Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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