Choice Hotels is a direct transfer partner of three major credit card rewards programs: American Express Membership Rewards, Citi ThankYou Rewards and Capital One Miles. This makes it easy to earn tens of thousands of Choice Hotels points with very little effort via intro bonuses and spending across credit cards offered by these partners.
Choice Hotels credit card transfer partners
Citi is the best credit card transfer partner of Choice Hotels hands down due to the superb 1:2 ratio. American Express and Capital One are great options as well.
Citi ThankYou Rewards credit cards
Citi ThankYou Points can be transferred to Choice Hotels at a 1:2 ratio if you hold the Citi Strata Premier℠ Card or Citi Prestige Card. This means every 1,000 ThankYou Points you transfer to Choice will give you 2,000 Choice Hotel points.
With a transfer ratio of 1:2, Citi ThankYou Rewards is the best program for anyone that frequents Choice hotels. You can multiply the earning rates of any Citi credit card by 2 to get the equivalent in Choice Hotel points. For example, the unlimited 3X earnings of the Citi Strata Premier Card is equivalent to earning a whopping 6X Choice Hotel points!
Here are the credit cards you can use to earn Citi ThankYou Rewards points:
- Earn 10X points on hotels, car rentals and attractions booked through Citi Travel℠
- Earn an unlimited 3X points on restaurant, supermarket, gas station, hotel, air travel, and electric vehicle (EV) charging station purchases
- Earn 1X points on all other purchases
- Receive an annual $100 credit on any $500+ hotel stay booked through the ThankYou.com portal
- As a Citi Strata Premier cardholder, transfer ThankYou Points to all of Citi's airline and hotel partners
- $95 annual fee
- Card Value & Citi Premier Points Calculator
- Earn 2X points on the first $6,000 spent at supermarkets and gas stations per year, then 1X.
- Earn 1X points on all other purchases
- Purchases made to the card will be rounded up to the nearest 10
- Redeeming your ThankYou Points will earn you 10% of your points back into your account
- $0 annual fee
- Card Value & Rewards Calculator
- Earn 2% on every purchase with unlimited 1% back when you buy, plus an additional 1% as you pay for those purchases
- No annual fee
- Card Value & Rewards Calculator
- Earn 5% back on your top eligible spend category each billing cycle, on up to the first $500 spent (then 1%)
- Earn an unlimited 1% back on all other purchases
- No annual fee
- Card Value & Rewards Calculator
AMEX Membership Rewards credit cards
American Express Membership Rewards points transfer to Choice Hotels at a 1:1 ratio. This means every 1,000 AMEX points you transfer will give you 1,000 Choice Hotels points.
Membership Rewards credit cards offer intro bonuses of 100,000 points or more which can net you a great amount of Choice Hotels points.
Here are our favorite Membership Rewards credit cards for earning points transferable to Choice Hotels:
- Earn 5X points on flights booked directly with airlines or with American Express Travel (up to $500,000, then 1X)
- Earn 5X points on prepaid hotels booked through American Express Travel
- Earn 1X points on all other eligible purchases
- Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
- Over $1,400 in annual credits which includes airline incidentals, Uber Cash, digital entertainment, Fine Hotels + Resorts and The Hotel Collection, and more
- Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
- Terms Apply
- $695 annual fee (See Rates and Fees)
- Card Value & AMEX Platinum Points Calculator
- Earn 4X points at restaurants worldwide, on up to $50,000 in purchases per calendar year (then 1X)
- Earn 4X points at U.S. supermarkets, on up to $25,000 in purchases per calendar year (then 1X)
- Earn 3X points on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X points on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X points on all other purchases
- Receive over $400 in annual credits each year
- Terms Apply
- $325 annual fee (See Rates and Fees)
- Card Value & AMEX Gold Points Calculator
- Earn 5X points on flights and prepaid hotels on amextravel.com
- Earn 1.5X points on select business purchases and on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per year
- Earn 1X points on all other eligible purchases
- Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
- Over $1,400 in annual credits which includes Dell, Adobe, Indeed, CLEAR, and more
- Get 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel
- Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
- Terms Apply
- $695 annual fee (See Rates and Fees)
- Card Value & Business Platinum Points Calculator
- Earn 4X points on the 2 select categories where your business spent the most each billing cycle, on up to $150,000 per year (then 1X)
- Earn 3X points on flights and prepaid hotels booked on AmexTravel.com
- Earn 1X points on all other purchases
- Terms Apply
- $375 annual fee (See Rates and Fees)
- Card Value & Rewards Calculator
- Earn 2X points on the first $50,000 in purchases per year, then 1 point per dollar thereafter
- Terms Apply
- $0 annual fee (See Rates and Fees)
- Card Value & Rewards Calculator
Capital One miles credit cards
Capital One miles transfer to Choice Hotels at a 1:1 ratio meaning every 1,000 miles you transfer will give you 1,000 Choice Hotels points.
Capital One Venture Rewards and Spark Rewards credit cards earn miles at a flat rate across all purchases meaning that you don't have to focus on bonus categories or mixing and matching cards to find the best combination.
Here are our top Capital One credit card picks for earning miles transferable to Choice Hotels:
- Earn 10X Miles on hotels and rental cars booked through Capital One Travel
- Earn 5X Miles on flights booked through Capital One Travel
- Earn an unlimited 2X Miles on all other purchases
- Receive a $300 annual credit for bookings through Capital One Travel
- 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
- Access to Capital One Lounges and Priority Pass Lounges
- Up to $100 towards a Global Entry or TSA Precheck application fee
- $395 annual fee
- Card Value & Venture X Miles Calculator
- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn an unlimited 2X miles on all other purchases
- Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
- Up to $100 towards a Global Entry or TSA Precheck application fee
- $95 annual fee
- Card Value & Venture Miles Calculator
- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn an unlimited 1.25X miles on all other purchases
- No annual fee
- Card Value & VentureOne Miles Calculator
- Earn 10X Miles on hotels and rental cars booked through Capital One Travel
- Earn 5X Miles on flights booked through Capital One Travel
- Earn an unlimited 2X Miles on all other purchases
- Receive a $300 annual credit for bookings through Capital One Travel
- 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
- Access to Capital One Lounges and Priority Pass Lounges
- Up to $100 towards a Global Entry or TSA Precheck application fee
- $395 annual fee
- Card Value & Venture X Business Miles Calculator
- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn unlimited 2X miles on every card purchase
- Up to $100 towards a Global Entry or TSA Precheck application fee
- $0 the first year, then $95
- Card Value & Spark Miles Calculator
- Earn 5X miles on hotels and rental cars booked through Capital One Travel
- Earn unlimited 1.5X miles on every card purchase
- No annual fee
- Card Value & Rewards Calculator
Calculator: Which card will earn you the most Choice Hotels points?
Input your monthly and yearly spend amounts into our calculator to find out which credit cards from Choice and their partners will earn you the most points.
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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
FAQs
Can you transfer AMEX points to Choice?
Yes. You can transfer 1,000 AMEX Membership Rewards Points for 1,000 Choice Hotel Points.
Can you transfer Amtrak points to Choice?
Yes, but only if you have elite status with Amtrak. You can transfer 1,000 Amtrak Guest Rewards Points for 3,000 Choice Privileges Points.
