Choice Privileges Mastercard

Review & Choice Hotels Points Calculator
Choice Privileges® Mastercard®

The Choice Privileges Mastercard is a no annual fee credit card that earns a solid return spending at Choice properties and when buying Choice points. It offers complimentary Choice Privileges Gold status which will grant you a small handful of benefits along with bonus points on your Choice Hotel stays.

Rewards Rates

5X
Earn 5X points on stays at participating Choice Hotels® properties plus on Choice Privileges point purchases.
3X
Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services.
1X
Earn 1X points on all other purchases.

Key Cardholder Benefits

  • Receive 10 Elite night credits qualifying for at least Gold level status each calendar year.
  • When you use your card for travel, you won’t pay a foreign currency conversion fee for purchases converted to U.S. dollars.
  • Get up to $800 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your Choice Privileges® Mastercard®
  • Enjoy Mastercard World Elite benefits such as exclusive offers, concierge, travel & lifestyles services.

Rewards Value

The Point Calculator values Choice Privileges Points at 0.6 cents per point when redeemed for award nights at Choice brand hotels. This means that 10,000 points have an average value of $60.

Redemption Point Value (in cents)
Award Nights 0.6
$50 Gift Cards 0.31
$500 Cruise Certificate 0.31
$250 Cruise Certificate 0.29

Transfer Partners

Choice Hotel points can be transferred to a large list of airline partners which can be a solid option if you really need to top off your frequent flyer account. Here's the list of partners:

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Annual Fees

The Choice Privileges Mastercard has a $0 annual fee.

Choice Points Calculator

Use the Choice Privileges Mastercard calculator to determine total Choice Hotel points based on the monthly and yearly spend amounts you enter.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Other Ways To Earn

Choice Privileges is a direct transfer partner of three major U.S. credit card rewards programs: American Express Membership Rewards, Citi ThankYou Rewards, and Capital One Venture Rewards & Spark Rewards. This gives you over 15 credit cards that you can use to earn additional Choice Hotel points via intro bonuses and everyday spending.

Here the full list of transfer partners you can use to earn Choice Hotel points:

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Earning Rate Comparison

Want to know how the Choice Privileges Mastercard earning rates stack up against partner credit cards? The table below lists out the earning rates per $1 spent for all credit card partners so you can see where it stands.

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