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Choice Privileges® Mastercard®

Card Value & Choice Hotels Points Calculator
card
Fees
Earning Rates
  • Earn 5X points on stays at participating Choice Hotels® properties plus on Choice Privileges point purchases.
  • Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services.
  • Earn 1X points on all other purchases.
Main Benefits
  • 10 Elite nights every year which grants complimentary Choice Privileges Gold status, cell phone protection, and Mastercard World Elite benefits.
Rewards Details
Our Take
The Choice Privileges Mastercard is the best no-annual fee option for earning Choice Hotel points. It can be a useful card if you find yourself at Choice brand hotels a few times per year.
Ads & Promos

Earning Rewards

The Choice Privileges Mastercard earns Choice Hotels points at the following rates:

  • 5 points per $1 spent at participating Choice Hotels properties.
  • 3 points per $1 spent on purchases at gas stations, grocery stores, home improvement stores and phone plans from landline and cell phone providers
  • 1 point per $1 spent on all other purchases.

Rewards Value

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Perks & Benefits

Here are the main benefits of the Choice Privileges Mastercard:

  • Automatic Gold Elite Status: Receive 10 elite night credits qualifying for at least Gold level status each calendar year.
  • Travel & Purchase Coverage: Trip Cancellation Insurance, Trip Interruption Insurance, Lost Baggage Reimbursement, Cell Phone Protection, and Auto Rental Collision Damage Waiver.

Transfer Partners

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Card Fees

Annual Fee

The Choice Privileges Mastercard has a $0 annual fee.

Authorized User Fee

There is no fee to add authorized users to the Choice Privileges Mastercard.

Foreign Transaction Fee

The Choice Privileges Mastercard has a 0% foreign transaction fee. This means you can use to the card to earn points when abroad without being charged a fee.

Choice Points Calculator

Use the Choice Privileges Mastercard calculator to determine total Choice Hotel points based on the monthly and yearly spend amounts you enter.

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