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Which Credit Card Points Transfer To Choice Hotels?

You can transfer rewards from American Express, Citi, and Capital One directly to your Choice Privileges account. Find out which partners are best and calculate the point conversion.
By Robert Flowers III - 2024-01-05

Choice Hotels is a direct transfer partner of three major credit card rewards programs: American Express Membership Rewards, Citi ThankYou Rewards and Capital One Miles.

You can transfer points directly to your Choice Privileges account using these partners:

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Choice credit card transfer partners

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Use Our Calculator To Maximize Your Choice Points

Discover personalized credit card options that match your spending habits and maximizes your points.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best Choice credit card options for you!

What are the best credit card partners for earning Choice points?

Citi is the best credit card partner for earning Choice Hotels points thanks to the 1:2 ratio. You can also earn a solid amount of points using AMEX and Capital One.

Citi ThankYou Rewards

Citi ThankYou Points can be transferred to Choice Hotels at a 1:2 ratio if you hold the Citi Premier® Card or Citi Prestige Card. This means every 1,000 ThankYou Points you transfer to Choice will give you 2,000 Choice Hotel points.

With a transfer ratio of 1:2, Citi ThankYou Rewards is the best program for anyone that frequents Choice hotels. You can multiply the earning rates of any Citi credit card by 2 to get the equivalent in Choice Hotel points. For example, the unlimited 3X earnings of the Citi Premier Card is equivalent to earning a whopping 6X Choice Hotel points!

Here are the credit cards you can use to earn Citi ThankYou Rewards points:

Credit Card Highlights
Citi Premier® Card
Citi Premier® Card
Best For Everyday Spending & Travel
  • Earn an unlimited 3X points on restaurant, supermarket, gas station, hotel, and air travel purchases
  • Earn 1X points on all other purchases
  • Receive an annual $100 credit on any $500+ hotel stay booked through the ThankYou.com portal
  • As a Citi Premier cardholder, transfer ThankYou Points to all of Citi's airline and hotel partners
  • $95 annual fee
Citi Rewards+® Card
Citi Rewards+® Card
Best For 10% Point Rebate
  • Earn 2X points on the first $6,000 spent at supermarkets and gas stations per year, then 1X.
  • Earn 1X points on all other purchases
  • Purchases made to the card will be rounded up to the nearest 10
  • Redeeming your ThankYou Points will earn you 10% of your points back into your account
  • $0 annual fee
Citi® Double Cash Card
Citi® Double Cash Card
Best For 2% Back
  • Earn 2% on every purchase with unlimited 1% back when you buy, plus an additional 1% as you pay for those purchases
  • No annual fee
Citi Custom Cashâ„  Card
Citi Custom Cashâ„  Card
Best For Automatically Maximizing Rewards
  • Earn 5% back on your top eligible spend category each billing cycle, on up to the first $500 spent (then 1%)
  • Earn an unlimited 1% back on all other purchases
  • No annual fee

AMEX Membership Rewards

American Express Membership Rewards points transfer to Choice Hotels at a 1:1 ratio. This means every 1,000 AMEX points you transfer will give you 1,000 Choice Hotels points.

Membership Rewards credit cards offer intro bonuses of 100,000 points or more which can net you a great amount of Choice Hotels points.

Here are our favorite Membership Rewards credit cards for earning points transferable to Choice Hotels:

Credit Card Highlights
Best For Lounge Access & Luxury Travel
  • Intro Bonus: 80,000 Bonus Points
  • Earn 5X points on flights booked directly with airlines or with American Express Travel (up to $500,000, then 1X)
  • Earn 5X points on prepaid hotels booked through American Express Travel
  • Earn 1X points on all other eligible purchases
  • Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
  • Over $1,400 in annual credits which includes airline incidentals, Uber Cash, digital entertainment, Fine Hotels + Resorts and The Hotel Collection, and more
  • Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
  • Terms Apply
  • $695 annual fee (See Rates and Fees)
Best For Restaurants & U.S. Supermarkets
  • Intro Bonus: 60,000 Bonus Points
  • Earn 4X points at restaurants and on up to $25,000 in annual U.S. supermarket purchases
  • Earn 3X points on flights booked directly with airlines or on amextravel.com
  • Earn 1X points on all other purchases
  • Up to $120 in Uber Cash credit each year
  • Up to $120 in dining credits each year
  • Terms Apply
  • $250 annual fee (See Rates and Fees)
Best For Lounge Access & Luxury Business Travel
  • Intro Bonus: 120,000 Points
  • Earn 5X points on flights and prepaid hotels on amextravel.com
  • Earn 1.5X points on select business purchases and on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per year
  • Earn 1X points on all other eligible purchases
  • Global Airport Lounge Access including Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges
  • Over $1,400 in annual credits which includes Dell, Adobe, Indeed, CLEAR, and more
  • Get 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel
  • Enroll in complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status
  • Terms Apply
  • $695 annual fee (See Rates and Fees)
Best For Business Rewards
  • Intro Bonus: 70,000 Points
  • Earn 4X points on the 2 select categories where your business spent the most each billing cycle, on up to $150,000 per year (then 1X)
  • Earn 3X points on flights and prepaid hotels booked on AmexTravel.com
  • Earn 1X points on all other purchases
  • Terms Apply
  • $375 annual fee (See Rates and Fees)
Best For Small Business & Miscellaneous Purchases
  • Intro Bonus: 15,000 Membership Rewards® points
  • Earn 2X points on the first $50,000 in purchases per year, then 1 point per dollar thereafter
  • No annual fee
  • Terms Apply
  • $0 annual fee (See Rates and Fees)

Capital One Miles

Capital One miles transfer to Choice Hotels at a 1:1 ratio meaning every 1,000 miles you transfer will give you 1,000 Choice Hotels points.

Capital One Venture Rewards and Spark Rewards credit cards earn miles at a flat rate across all purchases meaning that you don't have to focus on bonus categories or mixing and matching cards to find the best combination.

Here are our top Capital One credit card picks for earning miles transferable to Choice Hotels:

Credit Card Highlights
Best Premium Card For Unlimited Miles
  • Intro Bonus: 75,000 bonus miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
Best For Unlimited 2X Miles
  • Intro Bonus: 75,000 bonus miles
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn an unlimited 2X miles on all other purchases
  • Two complimentary lounge visits per year to Capital One Lounges or Plaza Premium Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $95 annual fee
Best For No Annual Fee
  • Intro Bonus: 20,000 miles
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn an unlimited 1.25X miles on all other purchases
  • No annual fee
Best Premium Business Card For Unlimited Miles
  • Intro Bonus: Up to 300,000 bonus miles
  • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
  • Earn 5X Miles on flights booked through Capital One Travel
  • Earn an unlimited 2X Miles on all other purchases
  • Receive a $300 annual credit for bookings through Capital One Travel
  • 10,000 bonus miles annually starting on your first anniversary (worth $100 towards travel)
  • Access to Capital One Lounges and Priority Pass Lounges
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $395 annual fee
Best Business Card For Unlimited 2X Miles
  • Intro Bonus: 50,000 Bonus Miles
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 2X miles on every card purchase
  • Up to $100 towards a Global Entry or TSA Precheck application fee
  • $0 the first year, then $95
Capital One Spark Miles Select for Business Card
Capital One Spark Miles Select for Business Card
Best For 1.5X Miles At No Annual Fee
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Earn unlimited 1.5X miles on every card purchase
  • No annual fee

Calculator: Convert points to Choice Hotels points

Use our Point Transfer Calculator to determine how many Choice Hotels points you will earn when transferring rewards from AMEX, Citi, Capital One, and other partners to the Choice Privilege program.

Transfer Points To Choice Calculator

Enter any amount of Choice points to calculate the transfer of rewards from partners to the Choice Privileges program.
Choice Points
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Choice partner credit card offers

Here are the 10 best credit card offers currently available for earning Choice Hotel points. This table is updated automatically whenever our partner offers change, so you will always find the most up-to-date bonuses listed.

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FAQs

Can you transfer AMEX points to Choice?

Yes. You can transfer 1,000 AMEX Membership Rewards Points for 1,000 Choice Hotel Points.

Can you transfer Amtrak points to Choice?

Yes, but only if you have elite status with Amtrak. You can transfer 1,000 Amtrak Guest Rewards Points for 3,000 Choice Privileges Points.

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