Choice Hotels is a direct transfer partner of several major credit card rewards programs: American Express Membership Rewards, Citi ThankYou Rewards and Capital One Miles. This gives you over 15 partner credit cards that you can use to earn tens of thousands of Choice Hotel points via intro bonuses as well as points on everyday spending.
You can transfer points directly to your Choice Privileges account using these partners:
Citi ThankYou Rewards
Transfer Ratio: Citi ThankYou Points can be transferred to Choice Hotels at a 1:2 ratio if you hold the Citi Premier® Card or Citi Prestige Card. This means every 1,000 ThankYou Points you transfer to Choice will give you 2,000 Choice Hotel points.
High Earning Rates: With a transfer ratio of 1:2, Citi ThankYou Rewards is the best program for anyone that frequents Choice hotels. You can multiply the earning rates of any Citi credit card by 2 to get the equivalent in Choice Hotel points. For example, the unlimited 3X earnings of the Citi Premier Card is equivalent to earning a whopping 6X Choice Hotel points!
Easy Card Pairings: The Citi Premier Card is the only ThankYou Rewards card that has an annual fee. This you can pair it with other cards in the family to maximize your earnings at no annual fee!
Flexibility: Citi ThankYou points can also be transferred to a large list of international airline partners which can give you fantastic value. For domestic travel, ThankYou Rewards is the best option for JetBlue too!
Here's the credit cards you can use to earn Citi ThankYou Rewards points:
Citi Premier® Card
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠portal through June 30, 2024.
- Earns 3X points on restaurant, supermarket, gas station, hotel, and air travel, and 1X points on everything else.
- Annual $100 credit on any $500+ hotel stay booked through the Thankyou.com portal and full access to all of Citi's transfer partners at a 1:1 ratio.
- $95 annual fee.
Citi Rewards+® Card
- Earn 25,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $250 in gift cards at thankyou.com. Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel(SM) Portal through June 30, 2024.
- Earns 2X points on supermarket and gas station purchases, 1X points on everything else.
- Purchases are rounded up to the nearest 10 and card offers a 10% point rebate when you use points.
- No annual fee.
Citi Custom Cashâ„ Card
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 5% back in your top eligible category each billing cycle on up to the first $500 spent (then 1%), and 1% back on everything else.
- No annual fee.
Citi® Double Cash Card
- No current offer.
- Earn 1% back on purchases and 1% back when you pay off those purchases for a total of 2% back.
- No annual fee.
AMEX Membership Rewards
Transfer Ratio: American Express Membership Rewards points transfer to Choice Hotels at a 1:1 ratio. This means every 1,000 AMEX points you transfer will give you 1,000 Choice Hotels points.
Great Intro Bonuses: Membership Rewards credit cards offer intro bonuses of 100,000 points or more which can net you a great amount of Choice Hotels points.
Here are the credit cards that you can use to earn Membership Rewards points:
American Express® Gold Card
- Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
- Earns 4X points on restaurants purchases worldwide, 4X points at U.S. supermarkets (on up to $25,000 per year), 3X points on airfare booked direct, and 1X points on everything else.
- Up to $120 in annual Uber Cash and up to $120 in annual dining credits. Terms apply.
- $250 annual fee. See Rates and Fees
The Platinum Card® from American Express
- Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
- Earns 5X points on airfare purchased direct or through American Express Travel (on up to $500,000 per year) and 5X points on prepaid hotel bookings through American Express Travel.
- Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
- Over $1,400 in annual credits, complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status, excellent purchase insurance, and much more. Terms Apply.
- $695 annual fee. See Rates and Fees
American Express® Business Gold Card
- Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
- Earns 4X points on the two categories your business spends the most in every month, and 1X points on everything else.
- Get 25% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel. Terms apply.
- $295 annual fee. See Rates and Fees
The Business Platinum Card® from American Express
- Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Earns 5X points on airfare and pre-paid hotel bookings through American Express Travel and 1X points on everything else.
- Global Airport Lounge Access which includes Centurion Lounges, Delta Sky Club Lounges (when flying Delta), Airspace Lounges, Escape Lounges, and Priority Pass Lounges.
- Over $1,000 in annual statement credits on a curation of business purchases, $200 airline fee credit, 35% points back when you redeem points for all or part of an eligible flight booked with AMEX Travel, complimentary Marriott Bonvoy Gold Elite status and Hilton Honors Gold status, and much more. Terms Apply.
- $695 annual fee. See Rates and Fees
- American Express EveryDay® Credit Card
- American Express EveryDay® Preferred Credit Card
- American Express® Green Card
- The Blue Business® Plus Credit Card from American Express
- Business Green Rewards Card from American Express
All information about the American Express EveryDay® Preferred Credit Card, American Express EveryDay® Credit Card, and Business Green Rewards Card from American Express has been collected independently by The Point Calculator and has not been reviewed by the issuer.
Capital One Miles
Transfer Ratio: Capital One miles transfer to Choice Hotels at a 1:1 ratio meaning every 1,000 miles you transfer will give you 1,000 Choice Hotels points.
Flat Rate Earnings: Capital One Venture Rewards and Spark Rewards credit cards earn miles at a flat rate across all purchases meaning that you don't have to focus on bonus categories or mixing and matching cards to find the best combination.
You can earn Capital One miles using the following credit cards:
Capital One Venture X Rewards Credit Card
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
- Earns 10X miles on car rentals and hotels booked through Capital One Travel, 5X miles on airfare booked through Capital One Travel, and an unlimited 2X miles on all other purchases.
- $300 in annual Capital One Travel credits, 10,000 bonus points annually, and complimentary access to Capital One lounges and Priority Pass lounges
- $395 annual fee.
Capital One Venture Rewards Credit Card
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
- Earns 5X miles on car rentals and hotels booked through Capital One Travel and an unlimited 2X miles on all other purchases.
- Two complimentary lounge passes per year and up to $100 towards Global Entry or TSA PreCheck®.
- $95 annual fee.
Capital One Spark Miles for Business Card
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
- Earns an unlimited 2X miles for every dollar spent on all purchases
- Up to $100 towards a Global Entry or TSA PreCheck application fee.
- $0 intro annual fee for the first year, then $95 after that.
- Capital One VentureOne Rewards Credit Card (Calculator)
- Capital One Spark Miles Select for Business Card (Calculator)
Calculate point transfers to Choice
Use the Point Transfer Calculator to convert rewards earned with AMEX, Citi, Capital One, and other partners to Choice Hotel Points.
Choice Credit Card Offers
Here are the 10 best credit card offers currently available for earning Choice Hotel points. This table is updated automatically whenever our partner offers change, so you will always find the most up-to-date bonuses listed.
FAQ
Can you transfer AMEX points to Choice?
Yes. You can transfer 1,000 AMEX Membership Rewards Points for 1,000 Choice Hotel Points.
Can you transfer Amtrak points to Choice?
Yes, but only if you have elite status with Amtrak. You can transfer 1,000 Amtrak Guest Rewards Points for 3,000 Choice Privileges Points.
We've run the calculations for you and here are our top picks for best credit cards of 2023:
- Best premium card for unlimited miles: Capital One Venture X Rewards Credit Card.
- Best for flexible travel rewards: Chase Sapphire Preferred® Card.
- Best for everyday spend and travel: Citi Premier® Card.
- Best cash back card for groceries: Blue Cash Preferred® Card from American Express.
- Best for dining and supermarkets: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card.
- Best cash back business card: Capital One Spark Cash Plus
Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!
