AMEX Hilton Aspire Card Calculator
Before you apply for the AMEX Hilton Aspire, calculate total Hilton Points and cash value based on spend, benefits, and fees. Compare to top cards.
The Hilton Aspire Card is a premium card that offers an unbeatable return on Hilton spend. On top of that it's packed with $500+ in annual statement credits, lounge access, free weekend night awards, and Hilton's highest status of Hilton Honors Diamond.
Bonus Categories
The Hilton Aspire Credit Card features five bonus categories which are Hilton, restaurants, airfare, AMEX Travel airfare, and rental car companies. There's no limit on the amount of bonus Hilton Honors Points you can earn spending in these categories and no limit to the amount of Hilton Honors Points you can earn with the card overall.
- 14x Hilton
- Includes hotel bookings and incidental charges made at the hotel such as restaurant, spa, and other charges.
- 7x U.S. Restaurant
- Great for earning with the Hilton Honors Dining Program.
- 7x Airfare
- Can be purchased directly with airline or through the AMEX Travel website.
- Other 3rd party bookings will not be eligible (e.g. Expedia, Orbitz).
- 7x Car Rental
- 3x Non-Category
Perks & Benefits
The Hilton Honors Aspire Card offers the highest status complimentary along with a bunch of credits that can easily make the annual fee worth picking up the card.
- Hilton Honors Diamond Status
- Grants the highest earning of 34x Hilton Honors Points (10x base points, 10x status points, 14x this card).
- Grants access to 5th Night Free Benefits.
- Annual $250 Airline Incidental Credit
- Upon receiving the card and every January thereafter, you'll be required to select on airline in which this credit can be applied to.
- You can choose from the following airlines:
- Incidental charges include checked bag fees, lounge access fees/membership, and seat charges (such as exit seats).
- Annual $250 Hilton Resort Credit
- Applies only to Hilton Resorts.
- Triggering purchases include incidental charges such as restaurants, spas, and other establishments within the hotel property.
- Charges must be charged to your room and paid using the Aspire Card at checkout.
- $100 Hilton Property Credit
- Applies to bookings at Waldorf Astoria Hotels & Resorts and Conrad Hotels & Resorts.
- Must stay a minimum of 2 nights.
- Credit can be used for incidental charges such as spa, food, property activities, and other things that can be charged to the room.
- Cannot be applied to property fees, taxes, gratuities, or the cost of the room.
- This credit can be used an unlimited amount of times per year.
- Annual Weekend Night Reward
- Reward is in the form of a redeemable code via email and must be used within a year of issue date.
- A Weekend night is defined as Friday, Saturday, or Sunday.
- Second Weekend Night w/ Spend
- Earn a second weekend night when you spend $60,000 on the card within the card membership year.
- Priority Pass Select Membership
- Two guests can enter with you for no charge (for lounges that accept guests).
- ShopRunner Membership
- AMEX Benefits
- AMEX Offers
- AMEX Presale Tickets
- AMEX Seating & Preferred Seating
- AMEX Experiences
- Travel and Purchase Coverage
- Trip Delay Insurance
- Trip Cancellation and Interruption Insurance
- Baggage Insurance Plan
- Extended Warranty
- Purchase Protection
- Return Protection
- Car Rental Loss & Damage Insurance
Sign Up Bonus (SUB)
The standard sign up bonus for the Hilton Aspire Card is 150,000 Hilton Honors Points after you spend $4,000 within the first 3 months of card membership. In terms of stays this can get you a healthy amount of nights at Hilton properties especially if you're able to use Hilton's 5th Night Free Benefit.
You can sometimes trigger the better sign up bonuses using incognito/private browsing or by using referrals.
The standard sign up bonus for the Hilton Aspire Card is 150,000 Hilton Honors Points after you spend $4,000 within the first 3 months of card membership. In terms of stays this can get you a healthy amount of nights at Hilton properties especially if you're able to use Hilton's 5th Night Free Benefit.
You can sometimes trigger the better sign up bonuses using incognito/private browsing or by using referrals.
Fees
Hilton Aspire Annual Fee
The Hilton Honors Aspire Card annual fee is $450. While this card does have a hefty annual fee, it comes with more than $500 in annual credits and the addition of Hilton Diamond status boosts your point earnings sky high, so the fee can easily be neglected if you frequent stay at Hilton Properties and can use the credits.
Hilton Aspire Authorized User Fee
The Hilton Honors Aspire Card authorized user fee is $0. While additional users will not get elite travel perks like they would when added to the AMEX Platinum or Business Platinum Card, they will be able to assist in earning Hilton Honors Points faster when shopping in the listed bonus categories.
Hilton Aspire Foreign Transaction Fee
To make matters even better, the Hilton Honors Aspire Card does not have a foreign transaction fee. While most of these bonus categories do focus on U.S. purchases, you will still be able to earn the non-category earning rate of 3x Hilton Honors Points when spending internationally without worrying about any additional fees.
and Card Value Calculator
You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.
All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.
