Earn 12x at Hilton and 6x on common business purchases

Hilton Honors American Express Business Card Calculator: Hilton Points Estimator for Business Spend

Fees

Earning Rates

Earn 12X points at hotels & resorts in the Hilton portfolio.
Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.

Main Benefits

Up to $240 in annual Hilton credits
Complimentary Hilton Honors™ Gold Status
Complimentary National Car Rental® Emerald Club Executive® status (enrollment required)

Our Take

The Hilton Honors Business Card is one of the best business credit cards in the market. It grants an automatic 30X points per $1 spent at Hilton properties thanks to complimentary Hilton Honors Gold status and offers a great range of benefits that can be useful to any Hilton business traveler.

Last Updated: 04-30-2025

Hilton Honors Business Card Points Calculator

Use this calculator to estimate how many Hilton Honors points you’ll earn with the Hilton Business Card based on your company’s monthly expenses. Include bonus categories like gas, dining, and flights, and compare against other business travel cards for overall value.

Quick Card Overview

Calculator Options

Add Card Categories

When On, adding a card to the calculator will add that card's bonus categories if they aren't already present.

Change Card Name

Name the card something else for your own records.

Add To Column

Edit Card Name

Set the name of the card to something of your choosing. Leave it blank to default back to normal card name.

Quick Assign

Use quick assign to quickly toggle this card on for Spend Categories in the calculator. If the card is already assigned, toggling off will set the category to No Selection.

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

You can add elite status to one or more columns. This allows you to calculate the extra points you would receive from having status with that program.

If the status is already added, you can update the currency the status is based on by specifying a different currency than what the one in the calculator already has.

NOTE: Elite status is automatically added to the calculator for most credit cards that grant it.

Statuses

Add To Column

Status Value Based On

Clears all spend from a single column or all columns in the calculator. This resets the spend to 0 (zero) for each field, sets the time unit back to 'Monthly' and resets the currency to column's default.

Remove all credit card selections from a single column or all columns in the calculator.

^*NOTE: This has no impact on columns that feature only one credit card.

If you're looking to quickly assign cards to multiple categories, click on the card itself under the Credit Cards section.

Removes all categories from the Spend Categories section (for all columns).

Category:

Spend:

Select the card you will use for this category.

Do note that the order of the categories in the Category Spending section makes a difference. Spend is calculate by month in order of categories listed.

No Selection

Apply the selected card to all categories in this column.

Credit Cards

Search Cards

Search through our credit card database by keyword. This is the most basic of searches. Keywords include:

Credit card name (e.g. Chase Sapphire Reserve, American Express Gold Card)
Credit card code (e.g. PLAT, CSR, VEN)
Issuing bank (e.g. American Express, Chase, U.S. Bank)
Currency (e.g. Membership Rewards Points, Altitude Points, Delta SkyMiles)
Network (e.g. Visa, Mastercard, Discover)

Enter spaces between keywords. Click on a card to view the details as well as the option to add it to the tool.

Show Unavailable Cards

When On, credit cards that are discontinued or currently unavailable will show up in the list.

Credit Card Codes

Enter credit card codes (3-13 characters each).

Use (+) plus sign to add multiple cards to the same column. (e.g. PLAT + PRG2)
Use (,) comma to start a new column. (e.g. PLAT + PRG2, BINKP, CSR + CSP)
Skip columns with empty entries (,,). (e.g. ,, PRG2)
Spaces are ignored.
Max: 10 columns. No max on cards in a column... at the moment.

New cards will be added to the tool along with any already existing entries. When adding more than one card to a column, there will be no selected cards for the column (as in, you will have to select which cards you'll use for each category manually).

(I apologize in advance for some of the codes these credit cards have.)

Not Found:

Add All Categories

When On, adds all the spend categories from each of the cards above.

Welcome To Our Credit Card Calculator Tool

Use this tool to calculate total credit card earnings and the overall cash value of credit cards side-by-side.

To get started, to the calculator.

Currency Worth

Memberships / Loyalty

Spend Categories

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Bonus Rewards

Total Rewards

Monetary Bonuses

Fees

Total Column Value

Breakdown By Card

Hilton Honors American Express Business Card Details

Earning Rates

The Hilton Honors Business Card earns Hilton Honors points at the following rates:

12 points per $1 spent for purchases made directly with hotels and resorts in the Hilton portfolio.
5 points per $1 spent on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X Points thereafter.

Rewards Value & Calculator

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Key Benefits

Here are the highlights of the Hilton Honors Business Card:

$240 Hilton Credit: Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
Hilton Honors Gold: Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
Upgrade To Diamond: You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
Travel & Purchase Coverage^*: Car Rental Loss and Damage Insurance, Baggage Insurance Plan, Purchase Protection, and Extended Warranty.

^*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Transfer Partners & Conversion Calculator

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Fees

Annual Fee

The Hilton Honors Business Card has an annual fee of $195. See Rates & Fees

The annual Hilton Honors credit should easily cover the cost of the fee, but in my opinion the earning rates on this card is pretty solid. If you're making regular (business) purchases across the card, you'll be earning a great return.

Authorized User Fee

There is no fee to add authorized users to the Hilton Honors Business Card. Adding employees can help you earn Hilton Honors points faster.

Foreign Transaction Fee

The Hilton Honors Business Card has a 0% foreign transaction fee. That makes this an excellent option for earning Hilton Honors points on international shopping and travel.