Hilton Business Credit Card - Point Calculator & Benefits

Hilton Honors Points Calculator
Calculate total Hilton Honors Points based on spend, the cash value of points, and point transfers to partners for the Hilton Business Card.
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Last Updated 2021-12-26

The Hilton Honors American Express Business Card is one of the best American Express business credit cards on the market and is also one of the best credit cards for earning Hilton Honors Points.

It earns 12x on Hilton purchases and 6x on U.S. gas station, U.S. wireless telephone providers, U.S. shipping, U.S. restaurant, car rentals, and airfare purchases.

Along with the great earning rates, the card offers complimentary Hilton Honors Gold status, complimentary Priority Pass visits, and the ability to earn up to 2 weekend night rewards.

If you or your business spends a lot of time at Hilton brand hotels, the Hilton Business Credit Card is worth having.

Card Details At-A-Glance

Issuing Bank
Card Network
Rewards Earned
Rewards Avg. Value
Annual Fee
Authorized User Fee
Foreign Transaction Fee
Income Requirement
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Intro Bonus
Earn up to 180,000 Hilton Honors Bonus Points
Rewards Rate
12X
Earn 12X at hotels & resorts in the Hilton portfolio
6X
Earn 6X on Select Business & Travel Purchases
3X
Earn 3X on all other eligible purchases.
Main Card Highlights
  • Earn 130,000 Bonus Points after you spend $2,000 in purchases on the Hilton Honors Business Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Hilton Honors Bonus Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X on all other eligible purchases. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
  • Earn another Weekend Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
  • Terms Apply.
Annual Fee
$95
Authorized User Fee
$0
Foreign Transaction Fee
0%

Hilton Business Card Bonus Categories

The Hilton Business Credit Card features the following bonus categories and earning rates:

12X Hilton Hotels & Resorts

The Hilton Business Credit Card earns 12 Hilton Honors Points per $1 spent on purchases made with Hilton Hotels & Resorts. This includes hotel bookings and incidental charges made at the hotel such as restaurant, spa, and other charges.

6X U.S. Gas Station

The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. gas station purchases.

6X U.S. Wireless Telephone

The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. wireless telephone purchases. This include phone services through companies such as AT&T, Sprint, T-Mobile, and Verizon.

Authorized sellers or resellers, bundled packages (such as AT&T U-Verse), and purchases from superstores and electronic stores (such as Best Buy, Walmart) will not be eligible to receive this bonus.

Purchases for hardware, repair services, and VoIP services also are not eligible.

6X U.S. Shipping

The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. shipping. This includes services purchased at places along the lines of FedEx, UPS, and the United States Postal Services (USPS).

This bonus category does not apply to shipping costs for online purchases.

6X U.S. Restaurant

The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. restaurant purchases.

6X Car Rentals

The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on car rentals. This applies specifically to the following rental car agencies:

6X Airfare

The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on airfare purchased directly with an airline or airfare purchases through American Express Travel.

Booking through third parties other than American Express Travel will not be eligible (e.g. Expedia, Orbitz, Booking.com).

3X Everything Else

All other purchases on the Hilton Business Credit Card will earn 3 Hilton Honors Points per $1 spent.

Hilton Business Card Benefits

The Hilton Business Credit Card features the following card benefits:

Complimentary Hilton Gold Status

The Hilton Business Credit Card offers complimentary Hilton Honors Gold Status. This status is normally given out after earning 20 Nights, 10 Stays, or 37,500 Base Points.

As a cardholder, you'll be immediately be able to earn up to 30X points on Hilton purchases with this card. That includes 10X base points, 8X points from Gold status, and 12X points when using the card.

If you spend $40,000 or more on the Hilton Business Credit Card, you'll be upgraded to Hilton Honors Diamond Status.

Enrollment is required for this benefit.

Priority Pass Visits

As a Hilton Business Credit Card member, you'll receive 10 complimentary Priority Pass lounge visits per year. Lounge access will cost $27 per person, per visit after passes have been used up and will be charged to your Hilton Business Credit Card.

Authorized users cannot use lounge visits, but the complimentary passes can be used for them if they are with the cardholder.

Enrollment is required for this benefit.

Weekend Night Rewards

When you spend $15,000 or more on the Hilton Business Credit Card, you'll earn a free weekend night reward in the form of a redeemable code via email and must be used within a year of issue date.

You can earn a second Weekend Night Reward after spending $60,000 or more on the card.

A Weekend night is defined as Friday, Saturday, or Sunday.

Expense Management Tools

The Hilton Business Credit Card comes with a long list of expense management tools including:

  • Employee cards that can earn rewards on purchases
  • Connect to Quickbooks
  • Online statements to view purchase history, prepare reports, and budget expenses
  • The ability to designate an account manager to access and manage your Business Card account
  • Account alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use
  • The American Express Business App to help you and your employees manage Business Card receipts
  • A Year-End Summary for you to view the charges you made during year with the ability to organize it in pie or bar charts, organized by categories like travel and restaurants
  • Vendor Pay by Bill.com to help you get the most out of paying your business bills and to improve your cash flow

Travel & Purchase Coverage

The Hilton Business Credit Card features both travel and purchase insurance which includes:

Hilton Business Card Point Calculator

Calculate how many Hilton Honors Points you can earn with the Hilton Business Credit Card based on spend, value of benefits, elite status, and annual fee. Results can be compared side by side any U.S. credit cards featured on the site.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Credit Cards
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Compare A Card
Add a credit card to compare side by side based on spend, benefits and fees.
Card Selected: -
Category Spending
Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.
Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Spend Region:
Category Spending Total
The amount of rewards earned from card spending.
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Rewards & Bonuses
Extra Value
Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.
Rewards & Bonus Total
The amount of rewards earned from card bonuses.
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Total Rewards
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Calculate Rewards Average Value
How much is 0 worth?
Average Value
This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.
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Transfers To Partners
Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.
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Cash Back, Statement Credits
Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.
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Travel
Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).
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Gift Cards
Redemptions to do with using your rewards towards the purchase of gift cards.
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Calculate Reward Transfers To Partners
Calculate Card Cash Value
Grand Total
The total amount of rewards earned from the Category Spending and Rewards & Bonuses sections.
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Currency Worth
Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.
Rewards Cash Value
The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.
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Monetary Bonuses
Extra Cash Value
Use this field to add additional cash value to the calculations.
Total Cash Value
The total cash value of all listed benefits plus the cash value of rewards earned.
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Fees
Annual Fee
This is the fee you must pay annually to have the card.
Authorized User Fee
This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.
#
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Total Card Value
Total Card Value
The final cash value of the credit card(s).
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Hilton Business Card Points Value

The Point Calculator values Hilton Honors Points at an average of 0.6 cents per point when used for free nights at Hilton brand hotels. Points can also be used for a number of other redemptions including car rentals, rides with Lyft, and purchases on Amazon.com.

Hilton Honors Points Value Calculator

Enter any amount of points to see the average cash value.
Points
Free Hotel Night Redemptions
Luxury Properties
1.5+ cents
$0+
Award Nights (5th Night Free, Research)
0.75 to 1+ cent
$0 - $0+
Award Nights (Average)
0.6 cents
$0
Other Redemptions
Lyft Credits
0.22 cents
$0
Car Rentals
0.2 cents
$0
Amazon.com
0.2 cents
$0
Event Credits
0.2 cents
$0

Check out our Hilton Honors Points Value Calculator to get the breakdown of all redemption options as well as details on the best way to maximize your point value.

Hilton Business Card Point Transfer

Hilton Honors Points can be transferred to a long list of airline partners with most being a 10:1 or 10:1.5 transfer ratio.

Hilton Transfer Partners
Transfer Partner Transfer Ratio
Aeroflot 10:1.5
Aeromexico Club Premier 10:1.625
Air Canada Aeroplan 10:1
Air France-KLM Flying Blue 10:1
Air New Zealand Airpoints 500:1
AirAsia Freedom Flyer 10:1
Alaska Air Mileage Plan 10:1
All Nippon Airways Mileage Club 10:1
American Airlines AAdvantage 10:1.5
Amtrak Guest Rewards 10:1.5
Asiana Airlines Asiana Club 10:1
British Airways Executive Club 10:1
Cathay Pacific Asia Miles 10:1
China Eastern Airlines Eastern Miles 10:1
Delta Airlines SkyMiles 10:1
Emirates Skywards 10:1
Ethiopian Airlines ShebaMiles 10:1
Etihad Guest 10:1
Eurowings 10:1
Eva Air MileageLands 10:1
FinnairPlus 5:1
Frontier Airlines FRONTIER Miles 10:1.5
Garuda Indonesia GarudaMiles 10:1
Hainan Air Fortune Wings Club 2.5:1
Hawaiian Airlines HawaiianMiles 10:1.5
Icelandair Saga Club 10:1
Japan Airlines JAL Mileage Bank 10:1
LATAM Pass 25:6.5
Lufthansa Miles & More 50:6.25
Malaysia Air Enrich 10:1.2
Philippine Airlines Mabuhay 10:1
Qantas Frequent Flyer 10:1.5
Qatar Airways Privilege Club 10:1
Saudi Arabian Airlines Alfursan 10:1
Scandinavian Air EuroBonus 8:1
Singapore KrisFlyer 8:1
South African Air SAA Voyager 10:1.5
Turkish Air Miles and Smiles 10:1
United Airline Mileage Plus 10:1
Virgin Atlantic Flying Club 10:1.5
Virgin Australia Velocity 10:1.5

If you're short on airline miles, transferring Hilton Honors Points can be a decent option, but you'll get the best value out of your points when redeeming them for free nights.

Hilton Points Transfer Calculator

Use the point transfer calculator to calculate the conversion of Hilton Honors Points to airline miles with Hilton's partners. You can enter any amount of Hilton Honors Points to see how many miles or points you'll end up receiving with each program once transferred.

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FAQ

Is the Hilton Honors Business Card worth it?

The Hilton Honors Business Card offers a great return across a long list of bonus categories. It is one of the best credit cards for earning Hilton Honors Points as well as one of the best American Express business credit cards on the market.

How many points can you earn with the Hilton Honors Business Card?

It depends on your spend. You can use the calculator on this page to calculate total points based on how much you spend in each bonus category featured on the card.

What benefits does the Hilton Honors Business Card offer?

The Hilton Honors Business Card offers complimentary Hilton Honors Gold status, complimentary Priority Pass visits, and the ability to earn up to 2 weekend night rewards running spend through the card.

Hilton Credit Card Points Calculators

Click on a card to calculate how many Hilton Honors Points you can earn with the card based on spend. Spend entered into credit card calculators will roll over to other credit card calculators on the site, so there's no need to re-enter spend.

Hotel Points Calculators

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