The Hilton Honors American Express Business Card is one of the best American Express business credit cards on the market and is also one of the best credit cards for earning Hilton Honors Points.
It earns 12x on Hilton purchases and 6x on U.S. gas station, U.S. wireless telephone providers, U.S. shipping, U.S. restaurant, car rentals, and airfare purchases.
If you or your business spends a lot of time at Hilton brand hotels, the Hilton Business Credit Card is worth having.
Card Details At-A-Glance
|Rewards Avg. Value|
|Authorized User Fee|
|Foreign Transaction Fee|
Hilton Business Card Bonus Categories
The Hilton Business Credit Card features the following bonus categories and earning rates:
- 12X Hilton Hotels & Resorts
- 6X U.S. Gas Station
- 6X U.S. Wireless Telephone
- 6X U.S. Shipping
- 6X U.S. Restaurant
- 6X Car Rentals
- 6X Airfare
- 3X Everything Else
12X Hilton Hotels & Resorts
The Hilton Business Credit Card earns 12 Hilton Honors Points per $1 spent on purchases made with Hilton Hotels & Resorts. This includes hotel bookings and incidental charges made at the hotel such as restaurant, spa, and other charges.
6X U.S. Gas Station
The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. gas station purchases.
6X U.S. Wireless Telephone
The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. wireless telephone purchases. This include phone services through companies such as AT&T, Sprint, T-Mobile, and Verizon.
Authorized sellers or resellers, bundled packages (such as AT&T U-Verse), and purchases from superstores and electronic stores (such as Best Buy, Walmart) will not be eligible to receive this bonus.
Purchases for hardware, repair services, and VoIP services also are not eligible.
6X U.S. Shipping
The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. shipping. This includes services purchased at places along the lines of FedEx, UPS, and the United States Postal Services (USPS).
This bonus category does not apply to shipping costs for online purchases.
6X U.S. Restaurant
The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on U.S. restaurant purchases.
6X Car Rentals
The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on car rentals. This applies specifically to the following rental car agencies:
The Hilton Business Credit Card earns 6 Hilton Honors Points per $1 spent on airfare purchased directly with an airline or airfare purchases through American Express Travel.
Booking through third parties other than American Express Travel will not be eligible (e.g. Expedia, Orbitz, Booking.com).
3X Everything Else
All other purchases on the Hilton Business Credit Card will earn 3 Hilton Honors Points per $1 spent.
Hilton Business Card Benefits
The Hilton Business Credit Card features the following card benefits:
- Complimentary Hilton Gold Status
- Priority Pass Visits
- Weekend Night Rewards
- Expense Management Tools
- Travel & Purchase Coverage
Complimentary Hilton Gold Status
The Hilton Business Credit Card offers complimentary Hilton Honors Gold Status. This status is normally given out after earning 20 Nights, 10 Stays, or 37,500 Base Points.
As a cardholder, you'll be immediately be able to earn up to 30X points on Hilton purchases with this card. That includes 10X base points, 8X points from Gold status, and 12X points when using the card.
If you spend $40,000 or more on the Hilton Business Credit Card, you'll be upgraded to Hilton Honors Diamond Status.
Enrollment is required for this benefit.
Priority Pass Visits
As a Hilton Business Credit Card member, you'll receive 10 complimentary Priority Pass lounge visits per year. Lounge access will cost $27 per person, per visit after passes have been used up and will be charged to your Hilton Business Credit Card.
Authorized users cannot use lounge visits, but the complimentary passes can be used for them if they are with the cardholder.
Enrollment is required for this benefit.
Weekend Night Rewards
When you spend $15,000 or more on the Hilton Business Credit Card, you'll earn a free weekend night reward in the form of a redeemable code via email and must be used within a year of issue date.
You can earn a second Weekend Night Reward after spending $60,000 or more on the card.
A Weekend night is defined as Friday, Saturday, or Sunday.
Expense Management Tools
The Hilton Business Credit Card comes with a long list of expense management tools including:
- Employee cards that can earn rewards on purchases
- Connect to Quickbooks
- Online statements to view purchase history, prepare reports, and budget expenses
- The ability to designate an account manager to access and manage your Business Card account
- Account alerts to help avoid late payments, spot irregular spending, and monitor Employee Card use
- The American Express Business App to help you and your employees manage Business Card receipts
- A Year-End Summary for you to view the charges you made during year with the ability to organize it in pie or bar charts, organized by categories like travel and restaurants
- Vendor Pay by Bill.com to help you get the most out of paying your business bills and to improve your cash flow
Travel & Purchase Coverage
The Hilton Business Credit Card features both travel and purchase insurance which includes:
Hilton Business Card Point Calculator
Calculate how many Hilton Honors Points you can earn with the Hilton Business Credit Card based on spend, value of benefits, elite status, and annual fee. Results can be compared side by side any U.S. credit cards featured on the site.
Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.
Hilton Business Card Points Value
The Point Calculator values Hilton Honors Points at an average of 0.6 cents per point when used for free nights at Hilton brand hotels. Points can also be used for a number of other redemptions including car rentals, rides with Lyft, and purchases on Amazon.com.
Check out our Hilton Honors Points Value Calculator to get the breakdown of all redemption options as well as details on the best way to maximize your point value.
Hilton Business Card Point Transfer
Hilton Honors Points can be transferred to a long list of airline partners with most being a 10:1 or 10:1.5 transfer ratio.
|Transfer Partner||Transfer Ratio|
|Aeromexico Club Premier||10:1.625|
|Air Canada Aeroplan||10:1|
|Air France-KLM Flying Blue||10:1|
|Air New Zealand Airpoints||500:1|
|AirAsia Freedom Flyer||10:1|
|Alaska Air Mileage Plan||10:1|
|All Nippon Airways Mileage Club||10:1|
|American Airlines AAdvantage||10:1.5|
|Amtrak Guest Rewards||10:1.5|
|Asiana Airlines Asiana Club||10:1|
|British Airways Executive Club||10:1|
|Cathay Pacific Asia Miles||10:1|
|China Eastern Airlines Eastern Miles||10:1|
|Delta Airlines SkyMiles||10:1|
|Ethiopian Airlines ShebaMiles||10:1|
|Eva Air MileageLands||10:1|
|Frontier Airlines FRONTIER Miles||10:1.5|
|Garuda Indonesia GarudaMiles||10:1|
|Hainan Air Fortune Wings Club||2.5:1|
|Hawaiian Airlines HawaiianMiles||10:1.5|
|Icelandair Saga Club||10:1|
|Japan Airlines JAL Mileage Bank||10:1|
|Lufthansa Miles & More||50:6.25|
|Malaysia Air Enrich||10:1.2|
|Philippine Airlines Mabuhay||10:1|
|Qantas Frequent Flyer||10:1.5|
|Qatar Airways Privilege Club||10:1|
|Saudi Arabian Airlines Alfursan||10:1|
|Scandinavian Air EuroBonus||8:1|
|South African Air SAA Voyager||10:1.5|
|Turkish Air Miles and Smiles||10:1|
|United Airline Mileage Plus||10:1|
|Virgin Atlantic Flying Club||10:1.5|
|Virgin Australia Velocity||10:1.5|
If you're short on airline miles, transferring Hilton Honors Points can be a decent option, but you'll get the best value out of your points when redeeming them for free nights.
Hilton Points Transfer Calculator
Use the point transfer calculator to calculate the conversion of Hilton Honors Points to airline miles with Hilton's partners. You can enter any amount of Hilton Honors Points to see how many miles or points you'll end up receiving with each program once transferred.
Is the Hilton Honors Business Card worth it?
The Hilton Honors Business Card offers a great return across a long list of bonus categories. It is one of the best credit cards for earning Hilton Honors Points as well as one of the best American Express business credit cards on the market.
How many points can you earn with the Hilton Honors Business Card?
It depends on your spend. You can use the calculator on this page to calculate total points based on how much you spend in each bonus category featured on the card.