Hilton Honors AMEX Card Calculator

Card Details & Hilton Points Calculator
7X Hilton Hotels and Resorts
5X Restaurants
5X Supermarkets
5X Gas Stations
3X Everything Else
Hilton Honors Silver

Calculate total Hilton Honors Points and cash value of the Hilton Honors AMEX Card based on spend, benefits, and fees. Compare side by side top cards.

The Hilton Honors Credit Card is a no-annual fee card that earns a solid amount of Hilton Honors Points across several categories. It also offers complimentary Hilton Honors Silver which grants bonus points, late checkout, and access to Hilton's 5th Night Free Perk.

Bonus Categories

The Hilton Honors Credit Card features four bonus categories which are Hilton properties, restaurants, supermarkets, and gas stations. There's no limit to the amount of bonus Hilton Honors Points you can earn spending in these categories and no limit to the amount of Hilton Honors Points you can earn with the card overall.

  • 7x Hilton
    • Includes hotel bookings and incidental charges made at the hotel such as restaurant, spa, and other charges.
  • 5x U.S. Restaurant
  • 5x U.S. Supermarket/Grocery
    • Applies to your standard supermarkets/groceries as well as some online supermarkets such as FreshDirect.
    • Does not apply to superstores, convenience stores, and warehouse clubs (Walmart, Sam's Club, 7-Eleven).
  • 5x U.S. Gas Station
  • 3x Non-Category

Perks & Benefits

The Hilton Honors Credit Card has a few useful benefits that can be helpful if you plan on staying at hotels in the Hilton portfolio.

Sign Up Bonus (SUB)

The standard sign up bonus for the Hilton Honors Credit Card is 50,000 Hilton Honors Points after $1,000 in spend during the first 3 months of card membership. Hilton Hotels have a very wide range of point costs and Hilton does not have a hotel redemption chart. 50,000 Hilton Honors Points can get you 2 nights at some hotels, but you mostly fall short of a few points on obtaining a 2nd night at most standard hotels.

hilton honors card 100k
Being able to earn as high as a 100k bonus for a no-annual fee card is great!

I've seen Hilton Honors Sign up bonuses hover between 75,000 and 100,000 Hilton Honors Points with the same $1,000 spend requirement. The 75,000 bonus is pretty easy to trigger when visiting the website occasionally. You can sometimes trigger the better sign up bonuses using incognito/private browsing or by using referrals.


Annual Fee

The Hilton Honors Card has an annual fee of $0. For the return and complimentary status this card offers, this is a great deal. If you can nab one of the higher sign up bonuses, it's an even greater deal!

Authorized User Fee

The Hilton Honors Card does not charge a fee for adding authorized users. I recommend adding additional users in order to build your Hilton Honors Points faster.

Foreign Transaction Fee

The foreign transaction fee for the Hilton Honors Card is 0% meaning you can use this card internationally without worrying about additional fees. Most categories are specific to U.S. spending, so you'll be earning at the non-category rate of 3x for most purchases which still isn't bad.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Categories Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
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Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all spend and bonuses above this line and the cash value of it all.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of total earnings based on currency worth.
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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