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Hilton Honors American Express Surpass® Card

Card Value & Hilton Honors Points Calculator
card
Fees
Earning Rates
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Hilton Honors Bonus Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Intro Bonus
Main Benefits
  • Free Night Rewards after spending $15K during the calendar year, complimentary Hilton Honors Gold status with the ability to earn Hilton Honors Diamond after spending $40K during the calendar year, complimentary National Car Rental Emerald Club Executive Status (enrollment required) and $200 Hilton Credit (up to $50 in statement credits per quarter).
Rewards Details
Our Take
The Hilton Honors AMEX Surpass Card is going to be the best option for occasional Hilton Honors trailers that can't justify the price tag of the Hilton Honors Aspire Card. The ability to earn 30X points at Hilton properties automatically thanks to complimentary Hilton Honors Gold offers a fantastic return on your hotel stays.

Hilton Surpass Card earning rate

The Hilton Honors Surpass Card earns Hilton Honors points at the following rates:

  • 12 points per $1 spent on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
  • 6 points per $1 spent at U.S. restaurants, including takeout and delivery.
  • 6 points per $1 spent at U.S. supermarkets.
  • 6 points per $1 spent at U.S. gas stations.
  • 4 points per $1 spent on U.S. retail purchases.
  • 3 points per $1 spent on everything else.

Hilton Surpass Card points value calculator

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Hilton Surpass Card benefits

Here are the benefits of the Hilton Honors Surpass Card:

  • Complimentary Gold Status: Enjoy great perks like the 5th night free on standard room stays of 5+ nights booked with 100% Points and an 80% Bonus on all Base Points so you can earn free nights faster.
  • $200 Hilton Credit: Get up to $200 back each year (up to $50 in statement credits each quarter) for eligible purchases made directly on the Card with a property in the Hilton portfolio.
  • Free Night Reward: Earn a Free Night Reward from Hilton Honors after spending $15,000 on eligible purchases within a calendar year.
  • Travel & Purchase Coverage*: Car Rental Loss and Damage Insurance, Baggage Insurance Plan, Purchase Protection, Purchase Protection, and Extended Warranty.

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Hilton Surpass Card points transfer calculator

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Hilton Surpass Card fees

Annual Fee

The Hilton Honors Surpass Card has a $150 annual fee. See Rates & Fees

If you can use the quarterly Hilton credit, you will make up for all of this fee. Credit aside, the card has good enough earning rates that can easily be worth the price tag — especially if you can make use of the complimentary status or earn the free night reward.

Authorized User Fee

There is no fee to add additional users to the Hilton Honors Surpass Card.

Foreign Transaction Fee

The Hilton Honors Surpass Card has a 0% foreign transaction fee. Most of the categories are U.S.-specific, but it's still nice to be able to earn Hilton points worldwide with no penalty fee.

Hilton Surpass Card points calculator

Calculate how many Hilton Surpass points you can earn based on the monthly or yearly spending amounts you enter. Compare the results alongside up to two credit cards from any issuer.

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Hilton Honors Points Calculators & Guides
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Value of Hilton Honors Points
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Calculator: Hilton Honors Points To Amazon Value
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Use Our Calculator To Maximize Your Hilton Honors Points

Discover personalized credit card options that match your spending habits and maximizes your points.

Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best Hilton Honors credit card options for you!