Hilton Points Calculator: Hilton AMEX Surpass Card

The Hilton AMEX Surpass Card earns 12X at Hilton and 6X on restaurant, supermarket, and gas purchases. Review benefits, calculate points, and compare cards.

The Hilton Honors American Express Surpass® Card earns 12 Hilton Honors Points per $1 spent on Hilton purchases and 6 Hilton Honors Points per $1 spent on U.S. restaurant, U.S. supermarket, and U.S. gas station purchases. It offers a bunch of benefits including complimentary Hilton Honors Gold status, Priority Pass visits, and the ability to earn a Weekend Night Rewards after running spend through the card. The Hilton Honors AMEX Surpass Card is the perfect middle ground if you want a little more than what the Hilton Honors American Express Card offers, but not all the bells and whistles of the Hilton Honors American Express Aspire Card. Overall, the card earns a great return on all spend (including non-category, miscellaneous spend) and is a great option if you're looking to concentrate on building your Hilton Honors Points.

This card was previously known as the Hilton Honors American Express Ascend Card.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Rewards Rate Details

The Hilton Honors AMEX Surpass Card has four bonus categories that will earn you bonus Hilton Honors Points. Those categories are Hilton, U.S. restaurant, U.S. supermarket, and U.S. gas station. There's no cap on how many bonus points you can earn spending in these categories and no limit to the amount of points you can earn with the card overall.

  • 12x Hilton
    • Includes hotel bookings and incidental charges made at the hotel such as restaurant, spa, and other charges.
  • 6x U.S. Restaurant
  • 6x U.S. Supermarket/Grocery
    • Applies to your standard supermarkets/groceries as well as some online supermarkets such as FreshDirect.
    • Does not apply to superstores, convenience stores, and warehouse clubs (Walmart, Sam's Club, 7-Eleven).
  • 6x U.S. Gas Station
  • 3x Non-Category

Perks & Benefits

The Hilton Honors AMEX Surpass Card offers a good amount of benefits for such a low fee. This includes complimentary status, Priority Pass visits, the ability to earn a Weekend Night Reward with spend, and your handful of standard American Express credit card benefits such as ShopRunner Membership and access to AMEX Offers.

  • Hilton Honors Gold Status*
    • Grants a total of 30x Hilton Honors Points (10x base points, 8x status points, 12x this card).
  • Spend To Hilton Diamond
    • Spend $40,000+ to earn complimentary Hilton Honors Diamond.
    • Can be obtained complimentary by holding the Hilton Aspire Card.
  • Priority Pass Visits*
    • Receive 10 complimentary Priority Pass lounge visits per year.
    • Lounge access will cost $27 per person, per visit after passes have been used up and will be charged to your Surpass Card.
    • Authorized users cannot use lounge visits, but the complimentary passes can be used for them if they are with the cardholder.
  • Weekend Night Reward w/ Spend
    • Spend $15,000+ to earn a free weekend night reward.
    • Reward is in the form of a redeemable code via email and must be used within a year of issue date.
    • A Weekend night is defined as Friday, Saturday, or Sunday.
  • ShopRunner Membership*
  • AMEX Offers*
  • AMEX Entertainment Access
  • Travel and Purchase Coverage

*Enrollment required.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Rewards Calculator

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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The value of the rewards associated with the selected credit card(s). You can click the currency to edit the value or change it to reflect transfer partners.
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This is the total of all cash bonuses associated with the card(s). You can change the value of those that feature the symbol. Other bonuses are automatic. If there's extra value (EV) you want to add to the card, you can click on the card under the Credit Card section. You can also click on to get details on the listed bonuses.
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Grand Total

The estimated cash value of the card(s). This is the sum of the Subtotal and Monetary Bonuses minus Annual Fees. The return is based on estimated cash value divided by total credit card spend.
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Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass Card
Intro Bonus
Earn Up to 180,000 Hilton Honors Bonus Points
Rewards Rate
12X
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
6X
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
3X
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
Main Card Highlights
  • Earn 130,000 Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Surpass Card in the first 3 months of Card Membership.
  • Plus, you can earn an additional 50,000 Points after you spend a total of $10,000 in purchases on the Card in the first 6 months.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • Terms Apply.
Annual Fee
Enjoy $0 intro Annual Fee for the first year, then $95
Authorized User Fee
$0
Foreign Transaction Fee
0%
Updated 2021-04-11 By Robert Flowers III
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