Which Credit Card Points Transfer To Hilton Honors?

Find out which partner credit cards earn rewards transferable to Hilton Honors and calculate which cards will earn you the most Hilton Honors points.

Written By: Robert Flowers III

Updated On: 11-02-2024

Quick Overview

Hilton Honors is a direct transfer partner of three major credit card rewards programs, giving access to over 10 credit cards for earning Hilton points.
American Express Membership Rewards (1:2 transfer rate) and Bilt Rewards (1:1 rate) are the primary credit card transfer partners for Hilton Honors.
You can also convert Virgin Atlantic points to Hilton points, allowing indirect transfers from Chase Ultimate Rewards and Citi ThankYou Rewards via Virgin Atlantic.
Transferring credit card rewards to Hilton is useful for topping off your account, though Hilton's co-branded credit cards generally offer better value.

This page lists all Hilton credit card transfer partners and shows the conversion rates of partner credit card rewards to Hilton Honors points. Use our calculator to determine which Hilton Honors credit card transfer partners will earn you the most points based on your monthly spending.

Hilton credit card transfer partners

AMEX Membership Rewards credit cards

American Express Membership Rewards points can be transferred to Hilton Honors at a 1:2 ratio. This means every 1,000 AMEX points you transfer will convert to 2,000 Hilton Honors points.

AMEX credit cards are a valuable Hilton credit card partner, offering high earning rates that can effectively earn 4X to 10X Hilton Honors points per $1 on everyday categories. Generous intro bonuses on these cards provide an excellent opportunity to accumulate Hilton points through the 1:2 transfer ratio.

Here are the AMEX Membership Rewards credit cards you can use to earn points transferable to Hilton Honors:

Bilt Rewards credit cards

Bilt Rewards points transfer to Hilton Honors at a 1:1 rate. For every 1,000 Bilt Rewards points converted, you’ll receive 1,000 Hilton Honors points.

Bilt Rewards stands out as a Hilton credit card partner for its unique ability to earn points on rent and mortgage payments without transaction fees when using the Bilt Mastercard—making it easy to accumulate points on essential expenses.

Here are the credit cards Bilt offers:

HawaiianMiles credit cards

Hawaiian Airlines allows you to transfer HawaiianMiles to Hilton Honors at a 2:3 ratio. For every 2,000 HawaiianMiles converted, you’ll receive 3,000 Hilton Honors points.

While Hawaiian miles to Hilton transfers can help in a pinch, this option generally offers less value than other uses of HawaiianMiles, so it’s best reserved for situations where you urgently need Hilton points.

Here are the credit cards Hawaiian Airlines offers:

Chase Ultimate Rewards credit cards

While Chase Ultimate Rewards is not a direct Hilton credit card partner, you can still transfer Chase points to Hilton via Virgin Atlantic.

Chase points convert to Virgin Atlantic Flying Club points at a 1:1 rate, which can then be converted to Hilton Honors points at a 2:3 rate. This means 2,000 Ultimate Rewards points would yield 3,000 Hilton Honors points.

Though this method reduces Chase point value, it’s an option if you really need Hilton Honors points.

Here are the Chase travel credit cards available:

Citi ThankYou Rewards credit cards

Citi ThankYou Rewards is not a direct Hilton credit card partner, but Citi is a transfer partner of Virgin Atlantic, which allows an indirect Citi points to Hilton transfer.

Citi ThankYou points can be converted to Virgin Atlantic Flying Club points at a 1:1 rate, which can then be transferred to Hilton Honors at a 2:3 rate. This results in 3,000 Hilton Honors points for every 2,000 Citi ThankYou points transferred through Virgin Atlantic.

Though not an ideal use of ThankYou points, this option is available. Here are the ThankYou Rewards credit cards for transferring points:

Hilton Honors credit cards

If you're a loyal Hilton guest, Hilton credit cards are ideal for maximizing rewards. Hilton’s co-branded credit cards offer some of the best earning rates and perks among hotel rewards cards in the U.S.

You'll want to heavily consider picking up one of their credit cards if you're really looking to maximize your points. Here are the co-branded cards Hilton offers:

What's the best credit card for Hilton Honors points?

Use our best credit card for Hilton points finder tool to input your monthly and yearly spend and discover which cards earn the most Hilton Honors points and offer the best return per $1 spent.

Results include all co-branded Hilton credit cards and Hilton Honors transfer partner cards, showing up to 20 top options.

Want More Customization?

This calculator uses our valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, check out this tool:

Rewards Credit Card Directory & Calculator: Hilton Honors Points

Any currencies you add to the tool will be selectable when entering spend into the Spend Categories section of the calculator.

Do note that any foreign currencies selected will automatically be converted to the card's default currency when calculating rewards.

Currency Controls

Currencies

Sections of the calculator allows you to choose a currency. You will be able to choose from the options below. If you want more options, add them!

Currency Conversions

This site's currency rates update once per hour. If you have a different exchange rate in mind for any of the added currencies, you can change the rate here.

Calculator Options

Year 1 or Year 2+?

Year 1 - Calculate how much you will earn in your first year of being a cardmember. Includes Intro Bonuses (if toggled on) and will use the free or reduced first year annual fees for any cards that have them.

Year 2+ - Calculate how much the card will be worth the 2nd year and onward. Automatically turns off intro bonuses and will ignore first year free/reduced annual fees.

Include Intro Bonuses?

If set to yes, intro bonuses will be included for a card's calculation ONLY IF you have met the monthly spend criteria based on what's entered into the tool.

Note: We do not have intro bonuses for all credit cards (mainly partners and popular credit cards), and we cannot calculate intro bonuses for some cards due to the complexity of some spend requirements.

Rewards Value

Input how much you value Rewards. This will be the value used in the calculator. Leave it blank if you want to use our valuation.

$0.0000 per point

Authorized Users

Some banks charge an additional fee to add family, friends, or employees to the credit card account. If you plan on adding authorized users to your credit card(s), you can enter that amount here.

Note: Some credit cards have a cap on how many authorized users you can add. While we do keep track of the fee structures, we do not keep track of caps. So be sure to check the rates and fees before applying.

Max of 100.

Income Maximum

Select if you're looking for credit cards based on your own individual income or if you're looking for credit cards based on the income of the entire household -AND- select the maximum income requirement you want listed in the results.

Income Type

Income Amount

Calculate Foreign Transaction Fees?

Many cards will charge you a foreign transaction fee when making purchases in a foreign currency. This is typically between 2.5% and 3% for most credit cards.

If set to yes, we will calculate the estimated fee for any spend entered into the calculator that is considered foreign. This amount will appear in the calculations as well.

Note: We do not have the foreign transaction fee rates for all credit cards.

Monthly/Yearly Spending

Add Categories

Search for categories and click 'Add Category' to add selected categories to the calculator.

Show selected categories

When On, only shows currently selected categories.

Show category descriptions

When On, shows the descriptions for each of the categories.

Results Will Appear Here

No Results. This is usually due to:

There's no good card options based on the spend entered.
The calculator is having a brain-fart and is not calculating rewards properly.

Enter different values or try again later.

Results

Listed below are the results based on what you entered into the tool above. These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card.

You can click on "Show Calculations" to see a breakdown of how the rewards were calculated, click on the card itself to learn more/apply through our partners (big thanks if you do!), or click on any of the other links to learn more about the card and it's rewards.

Do note that some of the calculations are rounded so it is possible that the estimated values may be off by a point or two when added up.

Remember that this particular tool uses our point/mile valuations, the intro bonuses we have in the database, and includes the maximum (calculable) bonuses for each card. If you want to have control over these options and much more, slide over to the Rewards Credit Card Directory & Calculator.

These calculations should be used for illustrative purposes only.