Hyatt offers two Chase credit cards that you can use to earn Hyatt Points on everyday spend. The program is also a direct transfer partner of the Chase Ultimate Rewards Program which allows you to transfer Ultimate Rewards Points to the World of Hyatt program at a 1:1 ratio.
Review our top credit card picks for earning Hyatt points, check out the top Hyatt credit card offers, and use our calculator to determine which cards will earn you the most points based on the spend amounts you enter.
Best Credit Cards For Hyatt Points
- Chase Sapphire Preferred® Card: Best for flexible travel rewards.
- Chase World of Hyatt Card: Best for Hyatt spend and benefits.
- Chase Sapphire Reserve®: Best for Hyatt travelers.
- Chase Ink Business Preferred® Credit Card: Best for business travel and expenses.
- Chase World of Hyatt Business Card: Best for Hyatt business travelers.
Chase Sapphire Preferred® Card
- Earning Rate: Earn 5X Ultimate Rewards points on travel purchases through Chase Ultimate Rewards, 3X on dining, online grocery purchases, and select streaming services, 2X on other travel purchases, and 1X on everything else.
- Annual Credits: $50 credit towards hotels booked through Chase Ultimate Rewards portal.
- Main Highlights: 10% bonus points annually based on how much you spent the prior cardmember year and a 25% boost to point value when redeemed for travel through Chase Ultimate Rewards.
- Transfer Ratio: Every 1,000 Chase Sapphire Preferred points transferred to Hyatt will give you 1,000 Hyatt points.
- Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Annual Fee: $95.
- Summary: You can rake up a nice amount of points on dining and travel purchases using this card. You'll also have a ton more flexibility when it comes to redeeming your rewards since you can transfer points to a handful of airline and hotel partners as well as redeem points directly through Chase Travel for 1.25 cents each.
- Learn More about the Chase Sapphire Preferred.
- Calculate Card Value & Ultimate Rewards Points per dollar spent for the Chase Sapphire Preferred.
Chase World of Hyatt Card

- Earning Rate: Earn 4X Hyatt points at Hyatt Hotels, 2X at restaurants and on airline tickets purchases directly from airlines, local transit and commuting, and fitness club and gym memberships, and 1X on everything else.
- Main Highlights: Annual free night award good at a Category 1 - 4 Hyatt hotel, complimentary World of Hyatt Discoverist status, and 5 qualifying nights towards status.
- Annual Fee: $95.
- Summary: This is the best credit card for earning on Hyatt purchases. It's also solid option if you want elite stats or want to work your way towards higher status spending on the card. Quite frankly, it's worth picking up the card for the annual free night award alone.
- Calculate Card Value & Hyatt Points per dollar spent for the Chase World of Hyatt Card.
- This card is unavailable through The Point Calculator.
Chase Sapphire Reserve®
- Earning Rate: Earn 10X points on Chase Dining and both hotel and car rental purchases through Chase Ultimate Rewards, 5X on airfare through Chase Ultimate Rewards, 3X on dining and other travel purchases, and 1X on everything else.
- Annual Credits: $300 travel credit.
- Main Highlights: Priority Pass Select membership, up to $100 towards a Global Entry or TSA PreCheck application, top-notch travel insurance, and a 50% boost to point value on travel redemptions made through Chase Ultimate Rewards.
- Transfer Ratio: Every 1,000 Chase Sapphire Reserve points transferred to Hyatt will give you 1,000 Hyatt points.
- Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.
- Annual Fee: $550.
- Summary: The value of the benefits this card offers far exceeds the annual fee, especially if you're going to be using points for Hyatt. At a 1:1 ratio, you're looking at the equivalent of earning 3X to 10X Hyatt points per $1 spent which is way more than any Hyatt credit card will get you. If you frequent Hyatt's and you want both lounge access and top-notch travel benefits, this is the card to have.
- Learn More about the Chase Sapphire Reserve.
- Calculate Card Value & Ultimate Rewards Points per dollar spent for the Chase Sapphire Reserve.
Chase Ink Business Preferred® Credit Card
- Earning Rate: Earn 3X points on up to $150,000 on travel, shipping, internet, cable services, phone services, and advertising purchases each account anniversary year. All other purchases earn 1X.
- Main Highlights: 25% point value boost towards travel booked through Chase Ultimate Rewards.
- Transfer Ratio: Every 1,000 Ink Preferred points transferred to Hyatt will give you 1,000 Hyatt points.
- Intro Bonus: Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
- Annual Fee: $95.
- Summary: When it comes to earning on popular business categories and travel, this card outshines Hyatt's own business credit card on everything but spending directly with Hyatt. If you want to use your business expenses to build lots of points, this is the card to do so with. Also, the intro bonus for this card is equal to a hefty amount of free nights at Hyatt brand hotels.
- Learn More about the Ink Business Preferred Card.
- Calculate Card Value & Ultimate Rewards Points per dollar spent for the Ink Business Preferred Card.
Chase World of Hyatt Business Card
- Earning Rate: Earn 4X Hyatt points at Hyatt hotels, 2X on your top two eligible spend categories, 2X on fitness club and gym membership, and 1X on everything else.
- Main Highlights: Up to $100 in Hyatt statement credits, complimentary World of Hyatt Discoverist status, ability to earn 5 Elite nights for every $10K spent, and a 10% point rebate after spending $50K on the card during the year.
- Intro Bonus: Earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- Annual Fee: $199.
- Summary: This is the best business card for earning Hyatt points spending at Hyatt properties. This card can also be very rewarding if you're a heavy spender as you can earn a nice rebate and basically spend your way to higher status in the program.
- Learn More about the Chase World of Hyatt Business Card.
- Calculate Card Value & Hyatt Points per dollar spent for the Chase World of Hyatt Business Card.
Hyatt Credit Card Offers
Want to boost your Hyatt points balance? Here are 5 of the best credit card offers currently available for World of Hyatt from our partners. This table is updated automatically whenever our partner offers change, so you will always find the most up-to-date bonuses listed.
Hyatt Points Calculator
Use this Hyatt Points calculator to find out which credit cards will earn you the most points based on the spend amounts you enter.
Results will be sorted by net return which is the average value of the rewards earned, plus annual credits, and minus annual fees. You'll want to take into consideration the benefits a card offers as well on top of the estimated value calculated.
Results will consist of top-rated credit cards that either earn Hyatt Points directly or earn rewards that can be transferred directly to the World of Hyatt program. Earning rates listed for partner credit cards are based on transfer ratio of points to the World of Hyatt program.
Find out which credit cards will earn you the most rewards and best value based on the spend amounts you entered
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Results
These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.
**Amount of rewards when transferred to program.
We've run the calculations for you and here are our top picks for best credit cards of 2023:
- Best premium card for unlimited miles: Capital One Venture X Rewards Credit Card.
- Best for flexible travel rewards: Chase Sapphire Preferred® Card.
- Best for everyday spend and travel: Citi Premier® Card.
- Best cash back card for groceries: Blue Cash Preferred® Card from American Express.
- Best for dining and supermarkets: American Express® Gold Card
- Best for business travel rewards: Ink Business Preferred® Credit Card.
- Best cash back business card: Capital One Spark Cash Plus
Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!