Chase Hyatt Card Calculator

Card Details & Hyatt Point Calculator
4X Hyatt
2X Transportation
2X Dining
2X Airfare
2X Gym/Fitness
Annual Free Night
Hyatt Discoverist
5 Qualifying Nights

Earn 4x at Hyatt and 2x across other categories with the Hyatt Card. Full details on benefits and Hyatt credit card points calculator. Compare cards!

If you're looking to maximize your Hyatt Points when staying at Hyatt hotels, the Chase World of Hyatt Credit Card is the card you'll want to pick up. It earns 4x on Hyatt spend, offers complimentary elite status, and grants an annual free night stay at a Hyatt hotel.

Bonus Categories

The Chase World of Hyatt Credit Card has five bonus categories which are Hyatt, dining, airfare, transportation, and gym/fitness. There's no limit to the amount of bonus points you can earn spending in these categories and no limit to the amount of points you can earn with the card overall.

  • 4x Hyatt
    • Includes room reservations, restaurants that are owned, managed, or franchised by Hyatt, and other charges that are tied directly with Hyatt.
  • 2x Dining
    • Includes fast food, fine dining establishments, and some food delivery services.
    • Restaurants on Hyatt property that fall under the 4x Hyatt category bonus are excluded.
  • 2x Airfare (Booked Direct)
  • 2x Transportation
    • Transportation purchases are defined as:
      • Passenger Trains
      • Buses
      • Taxis
      • Limousines
      • Ferries
      • Toll Bridges and Highways
      • Parking Lots and Garages
  • 2x Gym/Fitness
    • Gym and Fitness purchases are defined as
      • Health Clubs
      • Exercise Clubs
      • Athletic Facilities Requiring Membership For Fitness
      • Fitness Clubs
      • Fitness Centers
      • Fitness Studios
      • Gyms
      • Aerobics
      • Cardio Fitness
      • Yoga / Cross Fit Training
  • 1x Non-Category

Perks & Benefits

The Hyatt Credit Card offers some useful benefits to those who enjoy staying at Hyatt brand hotels such as free nights, complimentary status, and qualifying nights. It also offers some solid travel benefits.

  • Annual Free Night Award
    • Receive a free night good for a stay at a Category 1-4 Hyatt hotel or resort
    • Cannot be used at Category 5 and higher Hyatt hotels, Miraval properties, Hyatt Zilara resort, or Hyatt Ziva resort.
    • Use the map to easily find Hyatt Hotels around the world by category.
  • Additional Free Night Award
    • Spend $15,000+ on the card to earn a second free night award; same rules apply.
  • Hyatt Discoverist Status
  • 5 Qualifying Nights Annually
  • Earn Additional Qualifying Nights
    • Every $5,000 ran through the card will earn you 2 additional Qualifying Nights.
    • There's no limit to the amount of nights you can earn with this benefit.
  • Travel & Purchase Coverage
    • Baggage Delay Insurance
    • Lost Luggage Reimbursement
    • Trip Cancellation/Trip Interruption Insurance
    • Purchase Protection

Sign Up Bonus (SUB)

The standard sign up bonus for the Hyatt Credit Card is 50,000 bonus points. You will earn 25,000 points after spending $3,000 within the first 3 months of account opening and can earn an additional 25,000 points after you spend $6,000 (total) within the first 6 months of account opening.

hyatt award chart free nights
Hyatt's Free Night Redemption Chart.

If you're looking at this bonus in terms of free nights, you can get up to 10 nights at a Hyatt Category 1 hotel (5,000 points per night) or 1 free night at a Hyatt Category 8 hotel (40,000 points per night).


Annual Fee

The annual fee for the World of Hyatt Credit Card is $95. In my opinion, the annual fee of this card is easily covered by the annual free night this card offers. You should easily be able to squeeze $100-$200+ in value out of that benefit alone.

Authorized User Fee

The World of Hyatt Credit Card does not charge a fee for adding authorized users. If you have any family or friends that shop in the bonus categories listed above or you're looking to primarily earn Hyatt Points, I recommend adding them as additional users.

Foreign Transaction Fee

There is no foreign transaction fee for using the World of Hyatt Credit Card outside of the United States. That makes the World of Hyatt Credit Card a great choice if you're looking to earn Hyatt Points worldwide.

If you frequently travel internationally, I also recommend taking a look at the Ultimate Rewards Program since Ultimate Rewards points are transferable to Hyatt at a 1:1 ratio.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Total Card Value
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Total Return
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Hyatt Credit Card FAQ

Does the Chase Hyatt card have an annual fee?

Yes. It has an annual fee of $95.

How does the free annual night work with the Chase Hyatt card?

Every year you will receive a certificate to stay at a Category 1-4 Hyatt hotel. This certificate does not apply to Miraval Resorts, Hyatt Zilara or Hyatt Ziva.

Can you earn more free nights with the Chase Hyatt card?

You can earn an additional free night at a Category 1-4 Hyatt hotel once you run $15,000 in purchases across the Chase Hyatt Card.

What benefits comes with the Chase Hyatt Card?

Benefits including annual free nights, complimentary elite status, and annual qualifying nights towards elite status.

What's the standard sign up bonus for the Chase Hyatt Card?

The standard bonus hovers around 50,000 Hyatt Points. During promotions, bonus qualifying nights or points are also offered.

Does the Chase Hyatt Card have a foreign transaction fee?

No. You can use the Chase Hyatt Credit Card worldwide without worrying about being penalized for using it outside of the United States.

Is the Chase Hyatt Card worth it?

In my opinion, the card is worth it due to the annual free night alone as you can easily squeeze $100 to $200+ out of that benefit.

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