IHG Points Value Calculator

How much are IHG points worth?

Based on our valuations, IHG points are worth 0.7 cents per point on average when redeemed for free nights at IHG brand hotels. This means that 10,000 IHG points are equal to about $70 in value towards free night awards.

Here's our breakdown of IHG points value based on redemption:

Free night awards

IHG Points can be redeemed for free nights at IHG brand hotels all over the world. This will give your points an average value of 0.7 cents each, though it can be higher or lower depending on the redemption.

The IHG Rewards program does not have an award chart, so you will not know how much your points are worth until you start booking your award stay. You'll then be able to compare the cash price to the award price and calculate the value of the redemption.

IHG 4th night free benefit

IHG's 4th night free benefit allows you to book a 4-night consecutive award stay at an IHG hotel for the cost of 3 nights. Not only will this benefit automatically bump up the value of your IHG points, it will also help save you tons of points as you'll be able to enjoy longer vacations at a less cost.

The only way to partake in this marvelous perk is by being an IHG credit cardholder meaning that you must hold one of the following cards:

• IHG One Rewards Premier Credit Card
• IHG One Rewards Traveler Credit Card
• IHG One Rewards Premier Business Credit Card

As a cardholder, the free night will display automatically when booking a stays that has 4 or more consecutive night stays. This means you don't even have to use the card to book your stay (though I recommend doing so if you plan on maximizing your points).

IHG will show 0 Points for the free night.

Point transfers to airlines

IHG Points can be transferred to over 30 airlines. The transfer ratios vary depending on the program, but most transfers are 10,000 IHG Points for 2,000 airline miles which comes out to 1 airline mile for every 5 IHG Points.

Transferring IHG points to partners isn't the best use of points, but it can be useful if you're a few miles short of a redemption and need to top off one of your frequent flyer accounts.

IHG Rewards catalog

IHG Points can be redeemed on the IHG Rewards Catalog for merchandise. This will give your IHG Points a value of around 0.2 to 0.3 cents per point, but there's are instances in which you can get lower or higher depending on the item.

There's lots of things to choose from ranging from Electronics and Garden to Fashion and Kids. I only recommend going this route if you're trying to clear out your IHG Points since the value is more than half the average value when used for free nights.

Gift cards

IHG Points can be redeemed in the IHG Rewards Catalog for gift cards. There's over 70 different gift cards that you can redeem your points for with redemptions start at 13,000 points for a $25 gift card.

Calculator: Convert IHG points to dollars

Use the IHG Points Value Calculator to determine the average cash value of IHG points when used for free nights, gift cards, and more. This will give you an idea of how much your points are worth.

Calculator: Use IHG points or pay cash?

Use the Pay Points or Cash Calculator to determine if a redemption is worth it based on the cost in cash and the cost in IHG points. Try to aim for redemptions that give you 0.7 cents or more per point.

IHG points value versus other hotels

Here's how the value of IHG points compare against rewards earned with other hotel brands:

Credit cards that earn IHG points

IHG points can be earned using IHG's co-branded credit cards. You can also transfer points directly to IHG One Rewards using Chase Ultimate Rewards and Bilt Rewards as well as several other partners.

IHG credit cards

IHG offers three credit cards that you can use to earn IHG points via intro bonuses and everyday spending. This is the best option for earning IHG points via credit card spending.

Here are IHG's credit cards:

IHG One Rewards Premier Credit Card

Best For IHG Travelers

• Earn 10 IHG points per $1 spent at IHG properties
• Earn 5 IHG points per $1 spent on travel, gas station, and restaurant purchases
• Earn 3 IHG points per $1 spent on everything else
• Receive a Free Night Award that's good for any IHG property that costs 40,000 IHG Points or less at the time of booking
• Receive the 4th night free when booking a 4-night consecutive award stay
• Receive complimentary IHG Platinum Elite status
• $99 annual fee
• Card Value & IHG Premier Points Calculator

IHG One Rewards Traveler Credit Card

Best For No Annual Fee

• Earn 5 IHG points per $1 spent at IHG properties
• Earn 3 IHG points per $1 spent on utilities, streaming services, gas station, and dining purchases
• Earn 1 IHG point per $1 spent on all other purchases
• Receive the 4th night free when booking a 4-night consecutive award stay
• Receive complimentary IHG Gold Elite status
• $0 annual fee.
• Card Value & IHG Traveler Points Calculator

IHG One Rewards Premier Business Credit Card

Best For IHG Business Travelers

• Earn 10X points on IHG purchases
• Earn 5X points on travel, gas station, dining, and select business purchases
• Earn 3X points on everything else
• Receive a Free Night Award that's good for any IHG property that costs 40,000 IHG Points or less at the time of booking
• Receive the 4th night free when booking a 4-night consecutive award stay
• Receive complimentary IHG Platinum Elite status
• Earn up to $50 United Airlines TravelBank Cash each year
• $99 annual fee
• Card Value & Rewards Calculator

Chase Ultimate Rewards credit cards

Chase Ultimate Rewards is a direct credit card transfer partner of IHG One Rewards. Points earned with Ultimate Rewards credit cards can be converted into IHG points at a rate of 1,000 Chase points for 1,000 IHG points.

Ultimate Rewards points can be easily redeemed towards travel for 1.25 to 1.5 cents each. They can also be redeemed for as much as 2 cents apiece or more when transferred to Chase's travel partners. Unless you have an exceptional redemption lined up with IHG, transferring Ultimate Rewards points to IHG will more than likely devalue them.

Here are the credit cards that you can use to earn Ultimate Rewards points transferable to IHG:

Chase Sapphire Reserve®

Best For High Value & Travel Benefits

• Earn 10X points on hotels and car rentals booked through Chase Travel℠
• Earn 5X points on flights booked through Chase Travel℠
• Earn 3X points on travel worldwide and dining at restaurants
• Earn 1X points on all other purchases
• $300 statement credit for travel purchases charged to the card each anniversary year
• Complimentary Priority Pass Select membership
• Up to $120 towards a Global Entry, TSA PreCheck, or NEXUS application fee
• 50% boost to point value on travel booked through Chase Travel
• $550 annual fee
• Card Value & Chase Sapphire Reserve Points Calculator

Chase Sapphire Preferred® Card

Best For Flexible Travel Rewards

• Earn 5X points on travel booked through Chase Travel℠
• Earn 3X points on dining, online grocery purchases, and on select streaming services
• Earn 2X points on other travel purchases
• Earn 1X points on all other purchases
• 25% boost to point value on travel booked through Chase Travel
• $50 credit every cardmember anniversary good towards hotel stays booked through Chase Travel
• 10% bonus points based on how much you spend the prior cardmember year
• $95 annual fee
• Card Value & Chase Sapphire Preferred Points Calculator

Chase Ink Business Preferred®

Best For Flexible Business Travel Rewards

• Earn 3X points on the first $150,000 spent on travel and select business categories each account anniversary year
• Earn 1X points on all other purchases
• 25% boost to point value on travel booked through Chase Travel
• $95 annual fee
• Card Value & Chase Ink Preferred Points Calculator

Bilt Rewards credit cards

Bilt Rewards points can be transferred to IHG at a 1:1 rate. Every 1,000 Bilt Rewards points you convert will give you 1,000 IHG points.

Bilt is known for being able to earn points paying rent with no transaction fee. It's a very easy way to earn lots of points that can be transferred to a handful of airline and hotel partners.

Here is the credit card that Bilt offers:

Bilt Mastercard®

Best For Rent & Mortgage Payments

• Earn 3X points on dining.
• Earn 2X points on travel.
• Earn 1X points on rent payments, up to 100,000 points per year.
• Earn 1X points on all other purchases.
• Enjoy cell phone coverage and travel coverage including trip cancellation and interruption insurance.
• No annual fee and no foreign transaction fees.
• Card Value & Bilt Points Calculator