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IHG Points Value Calculator

Easily calculate IHG points to dollars when redeemed for free nights, gift cards, point transfers, and more using our IHG Points Value Calculator.
Last Updated: 01-03-2024
Page Also Available For: šŸ‡¬šŸ‡§ UK

IHG points can be redeemed for free nights, merchandise, and gift cards. You can also transfer points to large handful of airline partners.

You will get the best value out of your points when redeeming them for free nights at IHG brand properties.

How much are IHG points worth?

Based on our valuations, IHG points are worth 0.7 cents per point on average when redeemed for free nights at IHG brand hotels. This means that 10,000 IHG points are equal to about $70 in value towards free night awards.

Here's our breakdown of IHG points value based on redemption:

Redemption option IHG point value (in cents)
Award Nights 0.7
Point Transfers To Partners 0.2 - 0.4
IHG Rewards Catalog 0.2 - 0.3
Gift Cards 0.19 - 0.2
Use Our Calculator To Maximize Your IHG points

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Simply input your monthly and yearly spend amounts into our easy-to-use calculator to find the best IHG credit card options for you!

How to calculate IHG points value

If you want to know the dollar value of your IHG points, it's easy to find out. You can calculate IHG points value by dividing the cash cost of your redemption by the amount of points required to book it.

IHG Points Value = Cash Cost of Redemption Ć· Points Required To Book.

If you want to easily calculate the value of your IHG points and find out if a redemption is worth your time (and points), use our IHG Points or Pay Cash Calculator.

Redeeming IHG points for the best value

Your IHG points will have the best value when redeeming for free nights at IHG brand hotels, especially if you're an IHG credit cardholder and can make use of the 4th night free benefit.

All other redemptions will give your points lower value.

Free night awards

IHG Points can be redeemed for free nights at IHG brand hotels all over the world. This will give your points an average value of 0.7 cents each, though it can be higher or lower depending on the redemption.

The IHG Rewards program does not have an award chart, so you will not know how much your points are worth until you start booking your award stay. You'll then be able to compare the cash price to the award price and calculate the value of the redemption.

IHG 4th night free benefit

IHG's 4th night free benefit allows you to book a 4-night consecutive award stay at an IHG hotel for the cost of 3 nights. Not only will this benefit automatically bump up the value of your IHG points, it will also help save you tons of points as you'll be able to enjoy longer vacations at a less cost.

The only way to partake in this marvelous perk is by being an IHG credit cardholder meaning that you must hold one of the following cards:

As a cardholder, the free night will display automatically when booking a stays that has 4 or more consecutive night stays. This means you don't even have to use the card to book your stay (though I recommend doing so if you plan on maximizing your points).

IHG will show 0 Points for the free night.

Point transfers to airlines

IHG Points can be transferred to over 30 airlines. The transfer ratios vary depending on the program, but most transfers are 10,000 IHG Points for 2,000 airline miles which comes out to 1 airline mile for every 5 IHG Points.

Transferring IHG points to partners isn't the best use of points, but it can be useful if you're a few miles short of a redemption and need to top off one of your frequent flyer accounts.

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IHG Rewards catalog

IHG Points can be redeemed on the IHG Rewards Catalog for merchandise. This will give your IHG Points a value of around 0.2 to 0.3 cents per point, but there's are instances in which you can get lower or higher depending on the item.

There's lots of things to choose from ranging from Electronics and Garden to Fashion and Kids. I only recommend going this route if you're trying to clear out your IHG Points since the value is more than half the average value when used for free nights.

Gift cards

IHG Points can be redeemed in the IHG Rewards Catalog for gift cards. There's over 70 different gift cards that you can redeem your points for with redemptions start at 13,000 points for a $25 gift card.

Calculator: Convert IHG points to dollars

Use the IHG Points Value Calculator to determine the average cash value of IHG points when used for free nights, gift cards, and more. This will give you an idea of how much your points are worth.

IHG Points Value Calculator

Enter any amount of IHG points into our calculator to find out how much they are worth based on our valuations.
Points
Redemption Average Dollar Value
Award nights using 4th night free $0 - $0
Award nights (average) $0
IHG Rewards catalog $0 - $0
Gift Cards $0 - $0

Calculator: Use IHG points or pay cash?

Use the Pay Points or Cash Calculator to determine if a redemption is worth it based on the cost in cash and the cost in IHG points. Try to aim for redemptions that give you 0.7 cents or more per point.

Cost In Points
Enter the cost of your IHG stay in points and select whether or it's the cost for the entire stay or a set amount of days.
Points
Cost In Cash
Enter the cash cost of your stay either per day or for the entire stay.
Total Days
The total amount of days you're enjoying your hotel stay.
Days
IHG Points Value
The value of your IHG Rewards Points based on the values entered in the previous sections.
0 Cents

Finding the best cards for IHG One Rewards

The best travel rewards card for IHG will be one of their own co-branded credit cards. You can also earn points with Chase Ultimate Rewards and transfer those points to your IHG account, but I would only recommend doing so if you need to top off your account since Ultimate Rewards points are worth significantly more than IHG points.

IHG credit cards

IHG offers three credit cards that you can use to earn IHG points on everyday spending. They also offer exclusive benefits including access to IHG's 4th night free benefit, discounts when buying IHG points, and complimentary elite status.

Here are the three credit cards that IHG offers:

Credit Card Benefits
  • Intro Bonus: 140,000 Bonus Points
  • Earn 10 IHG points per $1 spent at IHG properties
  • Earn 5 IHG points per $1 spent on travel, gas station, and restaurant purchases
  • Earn 3 IHG points per $1 spent on everything else
  • Receive a Free Night Award that's good for any IHG property that costs 40,000 IHG Points or less at the time of booking
  • Receive the 4th night free when booking a 4-night consecutive award stay
  • Receive complimentary IHG Platinum Elite status
  • $99 annual fee
  • Intro Bonus: 80,000 Bonus Points
  • Earn 5 IHG points per $1 spent at IHG properties
  • Earn 3 IHG points per $1 spent on utilities, streaming services, gas station, and dining purchases
  • Earn 1 IHG point per $1 spent on all other purchases
  • Receive the 4th night free when booking a 4-night consecutive award stay
  • Receive complimentary IHG Gold Elite status
  • $0 annual fee.
  • Intro Bonus: Earn Up To 140,000 Bonus Points
  • Earn 10X points on IHG purchases
  • Earn 5X points on travel, gas station, dining, and select business purchases
  • Earn 3X points on everything else
  • Receive a Free Night Award that's good for any IHG property that costs 40,000 IHG Points or less at the time of booking
  • Receive the 4th night free when booking a 4-night consecutive award stay
  • Receive complimentary IHG Platinum Elite status
  • Earn up to $50 United Airlines TravelBank Cash each year
  • $99 annual fee

Ultimate Rewards credit cards

Chase Ultimate Rewards points can be converted into IHG points at a 1:1 ratio. This means every 1,000 Chase points you transfer to your IHG One Rewards account will give you 1,000 IHG points.

Chase points can easily be redeemed for 1.25 to 1.5 cents apiece for travel booked through Chase. You can also transfer Chase points to handful of airline and hotel partners and get as much as 2 cents or more in value without much effort.

So while transferring Chase points to your IHG points can be great for topping off your account when you're a few points shy of a redemption, it's not something you'd want to do too often as you'll be devaluing your points (unless you don't care and want to just use them for IHG).

Here are the three Ultimate Rewards credit cards that allow you to transfer points to IHG:

Credit Card Highlights
Best For High Value & Travel Benefits
  • Intro Bonus: 75,000 Bonus Points
  • Earn 10X points on hotels and car rentals booked through Chase Travel
  • Earn 5X points on flights booked through Chase Travel
  • Earn 3X points on travel worldwide and dining at restaurants
  • Earn 1X points on all other purchases
  • $300 statement credit for travel purchases charged to the card each anniversary year
  • Complimentary Priority Pass Select membership
  • Up to $100 towards a Global Entry, TSA PreCheck, or NEXUS application fee
  • 50% boost to point value on travel booked through Chase Travel
  • $550 annual fee
Best For Flexible Travel Rewards
  • Intro Bonus: 75,000 Bonus Points
  • Earn 5X points on travel booked through Chase Ultimate Rewards
  • Earn 3X points on dining, online grocery purchases, and on select streaming services
  • Earn 2X points on other travel purchases
  • Earn 1X points on all other purchases
  • 25% boost to point value on travel booked through Chase Ultimate Rewards
  • $50 credit every cardmember anniversary good towards hotel stays booked through Chase Ultimate Rewards
  • 10% bonus points based on how much you spend the prior cardmember year
  • $95 annual fee
Best For Flexible Business Travel Rewards
  • Intro Bonus: 100,000 Bonus Points
  • Earn 3X points on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1X points on all other purchases
  • 25% boost to point value on travel booked through Chase Ultimate Rewards
  • $95 annual fee

FAQs

How much are IHG Points worth?

IHG Points are worth around 0.7 cents each on average. You can typically get higher values of 1 cent or more with the 4th Night Free Perk.

How much are 5,000 IHG Points worth?

Based on our valuations, 5,000 IHG Points are worth around $35 in value towards IHG free night awards

How much are 10,000 IHG Points worth?

Based on our valuations, 10,000 IHG Points are worth around $70 in value towards IHG free night awards

How much are 15,000 IHG Points worth?

Based on our valuations, 15,000 IHG Points are worth around $105 in value towards IHG free night awards

How much are 20,000 IHG Points worth?

Based on our valuations, 20,000 IHG Points are worth around $140 in value towards IHG free night awards

How much are 25,000 IHG Points worth?

Based on our valuations, 25,000 IHG Points are worth around $175 in value towards IHG free night awards

How much are 50,000 IHG Points worth?

Based on our valuations, 50,000 IHG Points are worth around $350 in value towards IHG free night awards

How much are 80,000 IHG Points worth?

Based on our valuations, 80,000 IHG Points are worth around $560 in value towards IHG free night awards

How much are 140,000 IHG Points worth?

Based on our valuations, 140,000 IHG Points are worth around $980 in value towards IHG free night awards

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