Best Credit Cards For Earning Marriott Points

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Check out our list of the best credit cards for earning Marriott Bonvoy Points and calculate which cards earn you the most points based on your spend.
Last Updated 2022-07-12

Marriott offers four credit cards that earn Marriott Bonvoy Points on everyday spend and offer great benefit with Marriott such as annual free nights, bonus nights towards elite status and more.

If you're looking to maximize your earnings, you can also earn points by spending on credit cards offered by transfer partners. This is one of the best ways to efficiently earn lots of Marriott Bonvoy Points across different bonus categories not featured on Marriott's co-branded credit cards.

Best For Occasional Marriott Travelers

If you want a card strictly for earning Marriott Bonvoy Points on Marriott purchases, the Chase Marriott Boundless Card is the best option.

It earns 6 Marriott Bonvoy Points on eligible purchases at hotels particiapting in the Marriott Bonvoy program and 2 points per $1 spent everywhere else. The Boundless Card offer benefits such as an annual free night at a 35,000-point hotel or lower, 15 elite nights towards stats, and complimentary Marriott Silver Elite status.

Overall, it's a great entry level card that offers good value and solid perks.

Best For Frequent Marriott Travelers

If you're loyal to Marriott and want a little more than what the Boundless Card offers, you can take a step up to the premium Marriott Bonvoy Brilliant™ American Express® Card.

It earns 6 Marriott Bonvoy Points on eligible purchases at hotels particiapting in the Marriott Bonvoy program, 3 points per $1 spent on U.S. restaurants and airfare purchases, and 2 points per $1 spent everywhere else.

Since it's a premium travel card, it's loaded with benefits such as up to a $300 annual Marriott Statement credit, annual free night at a 50,000-point hotel or lower, complimentary Marriott Gold Elite status, up to a $100 Property Credit at St Regis and Ritz-Carlton properties, Priority Pass Membership, and much more.

If you frequently stay at Marriott hotels, this card is worth picking up as it can provide superb value.

Best For Marriott Business Spend

If you're looking for the best business credit card for earning Marriott Bonvoy Points, the Marriott Bonvoy Business® American Express® Card is it.

It earns 6 Marriott Bonvoy Points on eligible purchases at hotels particiapting in the Marriott Bonvoy program, 4 points per $1 spent on U.S. restaurant, U.S. wireless phone providers, U.S. gas station, and U.S. shipping purchases, and 2 points per $1 spent everywhere else.

Benefits of the card include an annual free night at a 35,000-point hotel or lower with the ability to earn another free night with spend, complimentary Marriott Silver Elite status, various AMEX Business benefits, and more.

Best For Restaurants & U.S. Supermarkets

The American Express® Gold Card earns 4 Membership Rewards Points per $1 spent on restaurant purchases and U.S. supermarket purchases.

Since AMEX Points transfers to Marriott at a 1:1 ratio, the AMEX Gold Card is a great option for earning points across both categories. Do note that the restaurant category is not tied to U.S. purchases which makes this the best option for earning Marriott Points on restaurant spend internationally.

The AMEX Gold also offers $120 in annual dining credits and $120 in annual Uber Cash with both credits being given as $10 in statement credits monthly.

Best For Travel Purchases

The American Express® Green Card is a great option if you want to earn a solid amount of Marriott Bonvoy Points on travel and dining.

The card earns 3 Membership Rewards Points per $1 spent on travel (including transit) and restaurant purchases.

Benefits include $100 in annual LoungeBuddy credits and $100 in annual CLEAR credits.

Best For Lounge Access & Luxury Travel

The Platinum Card® from American Express earns 5 Membership Rewards Points per $1 spent on airfare booked directly with an airline and on both airfare and hotel purchases made through the American Express Travel Portal. This equates to 5 Marriott Bonvoy Points when transferred to Marriott.

The Platinum Card is a luxury travel card meaning it's packed with benefits including over $1,400 in annual credits, complimentary elite status with Marriott and Hilton, and extensive lounge access worldwide.

If you're looking for a top-notch travel card, The Platinum Card will not let you down.

Best For High Value

The Chase Sapphire Reserve® is a premium-luxury card that earns earns 10X Ultimate Rewards Points on Chase Dining purchases and both hotel and car rental purchases through Chase Ultimate Rewards, 5X on airline travel purchases through Chase Ultimate Rewards, 3X on dining and other travel purchases, and 1X on everything else.

It's a great option if you're looking for luxury card benefits and want to also earn a solid amount of points that are transferable to the Marriott Bonvoy program.

Best Credit Cards For Marriott Bonvoy Points Summary

Credit Card Best For Annual Fee
Marriott Bonvoy Boundless® Credit Card Occasional Marriott Travelers $95
Marriott Bonvoy Brilliant™ American Express® Card Frequent Marriott Travelers $450
Marriott Bonvoy Business® American Express® Card Marriott Business Spend $125
American Express® Gold Card Restaurants & U.S. Supermarkets $250
American Express® Green Card Travel Purchases $150
The Platinum Card® from American Express Lounge Access & Luxury Travel $695
Chase Sapphire Reserve® High Value $550

Marriott Points Calculator

Use the Marriott Points Calculator to find out which cards will earn you the most points based on the spend amounts you enter into the tool.

Results will include credit cards that earn Marriott Bonvoy Points directly and credit cards that earn rewards that are transferable to the Marriott Bonvoy program.

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