Marriott offers four credit cards that earn Marriott Bonvoy Points on everyday spend and offer great benefit with Marriott such as annual free nights, bonus nights towards elite status and more.
If you're looking to maximize your earnings, you can also earn points by spending on credit cards offered by transfer partners. This is one of the best ways to efficiently earn lots of Marriott Bonvoy Points across different bonus categories not featured on Marriott's co-branded credit cards.
- Best For Occasional Marriott Travelers: Marriott Bonvoy Boundless® Credit Card
- Best For Frequent Marriott Travelers: Marriott Bonvoy Brilliant™ American Express® Card
- Best For Marriott Business Travelers: Marriott Bonvoy Business® American Express® Card
- Best For Restaurants & Heavy Supermarket Spenders: American Express® Gold Card
- Best For Travel & Dining: American Express® Green Card
- Best For Lounge Access & Luxury Travel: The Platinum Card® from American Express
- Best For High Value: Chase Sapphire Reserve®
Similar Lists: Best For Hilton Points, Best For Hyatt Points, Best Hotel Credit Cards, Best Travel Credit Cards
Best For Occasional Marriott Travelers
If you want a card strictly for earning Marriott Bonvoy Points on Marriott purchases, the Chase Marriott Boundless Card is the best option.
It earns 6 Marriott Bonvoy Points on eligible purchases at hotels particiapting in the Marriott Bonvoy program and 2 points per $1 spent everywhere else. The Boundless Card offer benefits such as an annual free night at a 35,000-point hotel or lower, 15 elite nights towards stats, and complimentary Marriott Silver Elite status.
Overall, it's a great entry level card that offers good value and solid perks.
Intro Bonus: Earn 100,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
Learn More about the Marriott Bonvoy Boundless Card.
Best For Frequent Marriott Travelers
If you're loyal to Marriott and want a little more than what the Boundless Card offers, you can take a step up to the premium Marriott Bonvoy Brilliant™ American Express® Card.
It earns 6 Marriott Bonvoy Points on eligible purchases at hotels particiapting in the Marriott Bonvoy program, 3 points per $1 spent at restaurants worldwide and on airfare booked directly with an airline, and 2 points per $1 spent everywhere else.
Since it's a premium travel card, it's loaded with benefits including up to $300 in annual statement credits (up to $25 per month) for eligible purchases at restaurants worldwide, an annual free night worth up to 85,000 points, complimentary Marriott Platinum Elite status, up to a $100 Property Credit at St Regis and Ritz-Carlton properties, Priority Pass Membership, and much more.
If you frequently stay at Marriott hotels, this card is worth picking up as it can provide superb value.
Intro Bonus: Earn 150,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
Learn More about the Marriott Bonvoy Brilliant American Express Card.
Best For Marriott Business Spend
If you're looking for the best business credit card for earning Marriott Bonvoy Points, the Marriott Bonvoy Business® American Express® Card is it.
It earns 6 Marriott Bonvoy Points on eligible purchases at hotels particiapting in the Marriott Bonvoy program, 4 points per $1 spent on U.S. restaurant, U.S. wireless phone providers, U.S. gas station, and U.S. shipping purchases, and 2 points per $1 spent everywhere else.
Benefits of the card include an annual free night at a 35,000-point hotel or lower with the ability to earn another free night with spend, complimentary Marriott Silver Elite status, various AMEX Business benefits, and more.
Intro Bonus: Earn 75,000 Marriott Bonvoy Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
Learn More about the Marriott Bonvoy Business American Express Card.
Best For Restaurants & U.S. Supermarkets
The American Express® Gold Card earns 4 Membership Rewards Points per $1 spent on restaurant purchases and at U.S. supermarkets (up to $25,000/year then 1X), 3 points per $1 spent on airfare booked directly or through American Express travel, and 1 point per $1 spent on everything else.
Since Membership Rewards points transfer to Marriott Bonvoy at a 1:1 ratio, the AMEX Gold Card is a fantastic option for earning points across these categories. In fact, it's one of the best credit cards for restaurant and dining purchases since you can earn 4X points worldwide thanks to the card having no foreign transaction fee.
In terms of benefits, the AMEX Gold offers up to $120 in annual dining credits and up to $120 in annual Uber Cash with both credits being given as $10 in statement credits monthly (enrollment required).
Intro Bonus: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Learn More about the American Express Gold Card.
Best For Travel Purchases
The American Express® Green Card is a great option if you want to earn a solid amount of Marriott Bonvoy Points on travel and dining.
The card earns 3 Membership Rewards Points per $1 spent on travel (including transit) and restaurant purchases and 1 point per $1 spent on all other purchases.
Benefits include up to $100 in annual LoungeBuddy credits and $100 in annual CLEAR credits.
Intro Bonus: Earn 40,000 Membership Rewards® points after you spend $2,000 on purchases on the Card in your first 6 months of Card Membership.
Learn More about the American Express Green Card.
Best For Lounge Access & Luxury Travel
The Platinum Card® from American Express earns 5 Membership Rewards Points per $1 spent on airfare booked directly with an airline and on both airfare and hotel purchases made through the American Express Travel Portal. This equates to 5 Marriott Bonvoy Points when transferred to Marriott.
The Platinum Card is a luxury travel card meaning it's packed with benefits including over $1,400 in annual credits, complimentary elite status with Marriott and Hilton, and airport lounge access worldwide.
What makes the card even better is that you can add additional Platinum cardholders and they will also get to enjoy most of the benefits including lounge access and complimentary status—even when they aren't traveling with the primary cardholder!
If you're looking for a top-notch luxury travel card, The Platinum Card will not let you down.
Intro Bonus: Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on the Card in your first 6 months of Card Membership.
Learn More about The Platinum Card from American Express.
Best For High Value
The Chase Sapphire Reserve® is a premium-luxury card that earns earns 10 Ultimate Rewards Points per $1 spent on both hotel and car rental purchases through Chase Ultimate Rewards, 5 points per $1 spent on airline travel purchases through Chase Ultimate Rewards, 3 points per $1 spent on dining and other travel purchases, and 1 point per $1 spent on everything else.
Benefits of the card includes up to $300 in annual travel credits, a 50% point value boost to travel redemptions made through Chase Ultimate Rewards, Priority Pass lounge access, and superb travel insurance.
Intro Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®.
Learn More about the Chase Sapphire Reserve.
Best Credit Cards For Marriott Bonvoy Points Summary
| Credit Card | Best For | Annual Fee |
|---|---|---|
| Marriott Bonvoy Boundless® Credit Card | Occasional Marriott Travelers | $95 |
| Marriott Bonvoy Brilliant™ American Express® Card | Frequent Marriott Travelers | $650 |
| Marriott Bonvoy Business® American Express® Card | Marriott Business Spend | $125 |
| American Express® Gold Card | Restaurants & U.S. Supermarkets | $250 |
| American Express® Green Card | Travel Purchases | $150 |
| The Platinum Card® from American Express | Lounge Access & Luxury Travel | $695 |
| Chase Sapphire Reserve® | High Value | $550 |
Marriott Points Calculator
Use the Marriott Points Calculator to find out which cards will earn you the most points based on the spend amounts you enter into the tool.
Results will include credit cards that earn Marriott Bonvoy Points directly and credit cards that earn rewards that are transferable to the Marriott Bonvoy program.
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These estimates are to help guide you towards making the best decision when it comes to picking up a rewards credit card. They should be used for illustrative purposes only.
You can click on the estimated earnings to see the calculations or click on the card to learn more and apply for the card through our partners.
Do note that all spend amounts entered into the tool above will carry over to every credit card rewards calculator on the site, so there's no need to re-enter spend if you choose to dive deeper into calculating rewards for credit cards on the site.
