Marriott Bonvoy Business AMEX Card Calculator

Card Details & Marriott Point Calculator
6x Marriott Hotels
4x Restaurants
4x Gas Station
4x Wireless Phone Services
4x Shipping
2x Everything Else
Silver Elite Status
Gold Elite Status w/ Spend
Annual Free Night
Second Annual Free Night
15 Elite Night Credits
Complimentary Premium WiFi

Review the Marriott Bonvoy Business AMEX benefits and calculate how many Marriott Points you can earn based on your spend. Compare results to top cards.

The Marriott Bonvoy Business Card is a great choice for any business that mainly deals with Marriott hotels or for anyone that wants to earn additional Marriott Bonvoy Points on categories outside of Marriott. This business card also offers Marriott Bonvoy Status, Elite nights towards obtaining a higher status, and an annual free night award.

Bonus Categories

The Marriott Bonvoy Business Card features five bonus categories which are Marriott properties, U.S. restaurants, U.S. wireless phone services, U.S. gas stations, and U.S. shipping. There's no limit to the amount of bonus Marriott Bonvoy Points you can earn spending in these categories and no limit to the amount of Marriott Bonvoy Points you can earn with the card overall.

  • 6x Marriott
    • Applies to paying for hotel stays directly with Marriott and making on-property/site purchases that are categorized as being Marriott (such as a Marriott owned coffee shop or general store).
  • 4x U.S. Restaurant
  • 4x. U.S. Wireless Phone Providers
    • Includes purchases made with, but not limited, AT&T, Sprint, T-Mobile, and Verizon.
    • Purchases from authorized resellers, bundled packages (such as AT&T U-Verse), purchases from Superstores (Walmart, Target), and purchases from Electronic Stores (Best Buy, Staples) will not be eligible for this bonus category.
    • VoIP services are also not eligible for this bonus category.
  • 4x U.S. Gas Station
  • 4x U.S. Shipping
  • 2x Non-Category

Perks & Benefits

The Marriott Bonvoy Business AMEX Card comes with a nice bit of benefits. This includes up to two annual free nights, elite night credits, and complimentary elite status.

  • Annual 35,000-Point Free Night Award
    • Received annually around card anniversary date.
    • Free night can be used at any hotel that costs 35,000 points or less at the time of booking.
    • Free nights can be stacked with free nights earned with other Marriott credit cards.
  • Second 35,000-Point Free Night Award
    • Earn an additional free night award after spending $60,000 across the card during the calendar year.
  • Marriott Silver Elite Status
    • Granted automatically due to the 15 Elite Night credits offered on the card; Silver requires 10 elite nights.
  • Spend To Marriott Gold Status
  • Complimentary In-Room, Premium Wi-Fi
  • AMEX Business Benefits
    • Account Manager
    • Vendor Pay by
    • Reports & Year-End Summaries
    • American Express Business App
  • AMEX Benefits
    • AMEX Offers
    • AMEX Presale Tickets
    • AMEX Seating & Preferred Seating
    • AMEX Experiences
  • Travel & Purchase Coverage

Sign Up Bonus (SUB)

The Marriott Bonvoy Business AMEX Card standard sign up bonus is 75,000 bonus points after $3,000 in spend within 3 months. In terms of free nights, this can earn you as many as 15 nights during off-peak season at a Category 1 hotel and at least 1 night at the highest Category 8 hotel during off-peak season. Of course, if you book 4 consecutive award nights, you'll get the 5th night free so you can earn even more nights.

Marriott Free Night Award Chart

Marriott Bonvoy Points can also be transferred to over 40+ frequent flyer programs in which most of the airline partners transfer at a rate of 3-to-1 giving you 25,000 airline miles. You'll also receive a bonus 15,000 Bonvoy Points for every 60,000 Bonvoy Points you transfer which will give you an additional 5,000 airline miles.


Annual Fee

The annual fee for the Marriott Bonvoy Business Card is $125. If you're able to get good value out of the free night and use the bonus categories on this card, it can easily be worth the fee. The free night at a 35,000 point per night hotel puts you in the Category 4-5 range and features hotels that are usually more than $125 per night.

Authorized User Fee

The Marriott Bonvoy Business Card does not have an authorized user fee. You can add as many employee cards as you want and they will be able to assist in building Marriott Bonvoy Points spending in the bonus categories the Marriott Bonvoy Business Card has.

Foreign Transaction Fee

The Marriott Bonvoy Business Card does not charge a foreign transaction fee. Any spending done outside of the U.S. will usually earn the non-bonus category rate of 2x Marriott Bonvoy Points per $1 spent since all the categories are specific to U.S. transactions.

and Card Value Calculator

You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on rewards earned and how much each benefit is worth to you minus the fees. You can click the Compare A Card button to compare this card against another card in the same calculator.

All category spend entered in the primary card's column will carry over to all credit card pages on the site so you don't have to re-enter the same information over again.

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This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
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Total Card Value
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Total Return
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