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Marriott Bonvoy Business® American Express® Card

Card Value & Marriott Bonvoy Points Calculator

The Marriott Bonvoy Business® American Express® Card is a great choice if you're looking to earn Marriott Bonvoy Points on your business expenses. It earns 6X points on Marriott purchases and 4X across several popular business categories, complimentary Marriott Bonvoy Gold Elite status, and an annual free night award worth 35K points.

Intro Bonus: 75,000 Bonus Points

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Credit Card Combination Rewards Calculator Tool

Points & Miles Transfer Partner Calculator Tool

Rewards Rates

Earn 6X points at hotels participating in the Marriott Bonvoy® program.

Earn 4X points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.

Earn 2X points on all other eligible purchases.

Learn More: Best credit cards for earning Marriott points + calculator

Current Intro Bonus

Welcome Offer: Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.

Key Cardholder Benefits

Every year, around the card anniversary date, you'll receive a free night award that's good for any hotel that costs 35,000 points or less at the time of booking. You can earn a second 35,000-Point Free Night Award after spending $60,000 on the Marriott Business American Express Card during the calendar year.
As a Marriott Bonvoy Card holder, you'll receive 15 elite nights towards top-tier elite status with Marriott. These elite night credits can be stacked with elite nights offered on personal/consumer Marriott credit cards for a total of up to 45 elite nights max using this benefit.
The Marriott Bonvoy Business American Express Card offers complimentary Marriott Gold Elite status. This is normally earned after staying 25 nights at Marriott brand hotels.

Rewards Value

The Point Calculator values Marriott Business AMEX points at an average range of 0.6 to 1 cent each when redeemed for free nights at Marriott brand hotels. This means that 1,000 points can be worth anywhere from $6 to $10 on average.

Redemption	Point Value (in cents)
Award Nights	0.6 - 1
Flights and car rentals through Air + Car	0.4
Gift Cards	0.25 - 0.33

Learn More: Marriott points value & redemption options

Transfer Partners

Marriott Bonvoy points earned with the Marriott Bonvoy Business AMEX Card can be transferred to over 30 partners. Here's the list:

Learn More: Marriott transfer partners & conversion calculator

Annual Fees

The Marriott Bonvoy American Express Card has a $125 annual fee.

Marriott Bonvoy Points

Calculate how many Marriott Business AMEX points you can earn based on the monthly or yearly spending amounts you enter. Compare the results alongside up to two credit cards from any issuer.

Any spend entered into the primary card column (the first column) will carry over to all credit card calculators on the site, so there's no need to re-enter spend when viewing other credit cards.

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Credit Cards

Use this section to add credit cards to the calculator. You can search for a card or go through our top recommendations for each category.

Once you select a card, you'll be shown the details of the card. Any link you click on in the details will open up in a new tab, so you will not lose your calculations.

Clicking on Add Selected Card will add it to the calculator.

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Compare A Card

Add a credit card to compare side by side based on spend, benefits and fees.

Search Cards

Search for a credit card by name, rewards program, or the rewards currency it earns.

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Family Cards

These cards are part of the same family and generally earn the same type of rewards.

Travel Cards

Travel credit cards are great for building rewards redeemable towards a wide variety of travel including airfare, hotels, car rentals, cruises, and more. Most travel cards also offer a range of benefits that can make your trips more enjoyable and save you money.

Cash Back Cards

Cash back is one of the most flexible form of rewards and most easy to understand. Rewards earned are worth face value and they can be used towards almost anything.

Business Cards

Put money back into your business by earning cash back, points, or miles on business expenses. Many cards also offer travel insurance, purchase protection, and more.

Airline Cards

These are the best credit cards if you're looking to use rewards towards award flights. Some of these cards also offer various benefits such as lounge access the ability to earn qualifying miles through spending.

Hotel Cards

If you're looking to use rewards towards free nights at hotels, these are the best cards for you. Many of these cards also offer great benefits such as annual free nights, complimentary elite status, and more.

No Annual Fee

If you're looking to minimize your immediate costs while still earning plenty of value, you may want to consider a credit card with no annual fee. Some of these cards also offer lower interest rates and balance transfer offers.

Intro Bonus:

Annual Fee:

Authorized User Fee:

Bonus Categories:

Add Categories - Adds any missing bonus categories from the selected card to the Category Spending section once added. Copy Spend - Copies spend values from the first column to the second/third column on card add.

Category Spending

Add Categories

Calc Options

Use this section to enter how much you plan on spending either monthly or yearly across different categories for each card listed.

You can click on the option button for access to a lot of useful tools you can use to quickly adjust spending for the calculator.

Change the order of the categories in the Category Spending section. This has an impact on cards that have spend limits and bonus caps on categories.

Resets all fields in the Category Spending section for all columns. Also clears all saved spend values that carry from calculator to calculator.

Add Categories

Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.

Type at least 3 characters.

Currently Selected:

Spend Region:

Category Spending Total

The amount of rewards earned from card spending.

Rewards & Bonuses

If a card earns bonus points, miles, or cash back, it will be listed here. You'll be able to edit or toggle on/off most bonuses listed here.

Do note that some bonuses may be automatically calculated based on spend entered in the Category Spending section.

If you want to factor in an intro or welcome bonus, you can also do that here by entering it in the Extra Value field. You can click on View Offers when applicable to see current sign up bonuses for all top credit cards by category.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Extra Value

Use this field to add additional rewards to include in the calculation such as an intro or signup bonus.

Rewards & Bonus Total

The amount of rewards earned from card bonuses.

Total Rewards & Cash Value

This is the total of all points, miles, and cash back earned between Loyalty & Memberships, Category Spending, and Rewards & Bonuses.

You can view the average value of the rewards based on popular redemptions and the transfer of rewards to partners (where applicable).

Rewards Average Value By Redemption

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How much is 0 worth?

Average Value

This is how much we value the rewards earned with the card on average based on our valuations. Cards that may offer bonus/additional value are reflected here.

Transfers To Partners

Redemptions to do with transferring rewards to partner loyalty programs and redeeming them for high value (when applicable). These redemption values typically require knowledge of the best transfer partners.

Cash Back, Statement Credits

Redemptions to do with turning your rewards into cash back or using it as a statement credit to offset purchases made to the card.

Travel

Redemptions to do with using your rewards towards travel such as airfare, hotels, and car rentals (not including transfers to partners).

Gift Cards

Redemptions to do with using your rewards towards the purchase of gift cards.

Reward Transfers To Partners

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Currency Worth

Enter how much you value a single rewards point or mile in cents or regional currency equivalent (X.XX). The value of cash back cannot be changed.

Rewards Cash Value

The average cash value of rewards earned in the Grand Total section based on the set Currency Worth.

Monetary Bonuses

This section lists all monetary bonuses. This includes annual credits and top-tier benefits that can offer great monetary value.

If there's a perk or benefit missing that you find valuable, you can add how much you value it in the Extra Cash Value field.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Extra Cash Value

Use this field to add additional cash value to the calculations.

Total Cash Value

The total cash value of all listed benefits plus the cash value of rewards earned.

Fees

With great benefits comes great annual fees. If a card has a fee that you have to pay annually (or monthly in rare cases), it will be listed here. You have the ability to change it.

If the card charges a fee for adding authorized users, it will also appear in this section.

Annual Fee

This is the fee you must pay annually to have the card.

Authorized User Fee

This is the cost to add additional users or supplemental cards to the account. Enter total amount of authorized users.

Total Card Value

This is the total cash value of each listed card when factoring in all rewards and all fees.

Learn More

Learn more about the card through our partners.

Other Ways To Earn

Marriott is a direct transfer partners of two major U.S. credit card rewards programs: American Express Membership Rewards and Chase Ultimate Rewards. This opens up over 15 additional credit cards that you can use to earn Marriott Bonvoy points outside of Marriott's own co-branded credit cards.

Here's the full list of programs that allow you to transfer points to Marriott Bonvoy:

Learn More: Earn Marriott Bonvoy points using these credit card partners

Earning Rate Comparison

Want to know how the Marriott Bonvoy Business AMEX Credit Card earning rates stack up against other Marriott and partner credit cards? The table below lists out the earning rates per $1 spent for all credit card partners so you can see where it stands.

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Calculator: Which credit card will earn you the most Marriott points?

Marriott Bonvoy points calculators

Use our Marriott Bonvoy points calculators to calculate everything from how many points you can earn per $1 on stays and with credit cards to the cash value of your points based on redemption.

These calculators and guides are all about maximizing your spend and earning the most Hilton Honors points per dollar spent.

Best Marriott Credit Cards (+ Rewards Calculator)

View the best credit card offers along with our top picks for earning Marriott Bonvoy points.

Marriott Bonvoy Points Credit Card Rewards Calculator

Input your monthly and yearly spend amounts in our tool to get a list of credit cards that will earn you the most Marriott Bonvoy points.

Use our Marriott credit card calculators to estimate how many points you can earn and the cash value of the card based on the spend amounts you enter, how much you value benefits, and annual fees.

Our calculators allow you to compare up to two additional credit cards side by side based on same or different spend. Plus, all spend amounts you enter in the Primary card's column rolls over to all credit card rewards calculators on the site!

Marriott Bonvoy Brilliant® American Express® Card

Best for benefits and high-end Marriott travelers.

Marriott Bonvoy Boundless® Credit Card

Best overall for most Marriott travelers.

Marriott Bonvoy Bold® Credit Card

Best for earning points at no annual fee.

Marriott Bonvoy Business® American Express® Card

Best card for Marriott business travelers.

Reminder: Don't forget that you can also transfer credit card points to Marriott Bonvoy using several partners!

In need of Marriott Bonvoy points? You can transfer points from several major U.S. credit card rewards programs directly to your account. You can also buy Marriott points if you're a few points shy of a redemption.

Transfer Points To Marriott Using These Credit Card Partners

View the list of credit card partners that you can use to earn Marriott and calculate the conversion.

Conversion Calculator: AMEX Points To Marriott Bonvoy Points

Calculate the conversion of AMEX Membership Rewards points to Marriott Bonvoy points.

Conversion Calculator: Chase Points To Marriott Bonvoy

Calculate the conversion of Chase Ultimate Rewards points to Marriott Bonvoy points.

Calculate The Cost of Buying Marriott Points

Find out how much it will cost you to buy Marriott points and get the details on when to buy and how to buy.

How Are Marriott Points Calculated & How Many Can You Earn?

Get the rundown on how Marriott points are calculated and estimate how many you can earn on your next stay.

Want to know how much your Marriott points are worth and what you can redeem them for? Check out these calculators and guides!

Marriott Points Value Calculator: How Much Are They Worth?

Find out how much Marriott points are worth based on redemption and calculate the average cash value.

Marriott Points to Airline Miles: Conversion Calculator

View the list of Marriott transfer partners and calculate the transfer of Marriott points to airline and other partners.

Calculator: Should You Pay Cash or Redeem Marriott Points?

Calculate the value of a redemption based on the cash cost versus the cost in Marriott Bonvoy points to find out if it's worth it.

Maximize your rewards

Looking for the best Marriott credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!

Best for luxury Marriot travelers: Marriott Bonvoy Brilliant® American Express® Card.
Best for earning at restaurants and U.S. supermarkets: American Express® Gold Card.
Best for flexible travel rewards: Chase Sapphire Preferred® Card.
Best for luxury travel perks: The Platinum Card® from American Express.
Best business card for Marriott: Marriott Bonvoy Business® American Express® Card.

Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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