The Amazon Business AMEX Card is a solid choice for any business that does a great deal of spending with Amazon, but doesn't want or have Amazon Prime. It offers a high return on both Amazon and Amazon Business Services along with Amazon Points on gas, restaurants, and wireless phone services. It also offers a high return at Whole Foods Market making it a great choice for anyone that shops at that grocery chain.
|Authorized User Fee|
|Foreign Transaction Fee|
The Amazon Business AMEX Card features 5 bonus categories which consist of earning Amazon Points on Amazon, Whole Foods Stores, gas stations, restaurants, and wireless telephone providers. There is no limit to the amount of Amazon Points you can earn in these categories and no limit to the amount of Amazon Points you can earn with the card in general.
Do note that Amazon Points are basically just cash back since Amazon Points are worth 1 cent each. So 3x Amazon Points is equal to 3% cash back.
- 3% Amazon
- Includes purchases made online at Amazon.com, Amazon Web Services (AWS), and Amazon Business.
- 3% Whole Food Stores
- 2% U.S. Restaurants
- 2% U.S. Gas Stations
- 2% U.S. Wireless Telephone Services
- 1% Non-Category
Perks & Benefits
The Amazon Business AMEX Card offers a few benefits for cardholders consisting of extended payment terms, shop with points, and Amazon Business Enhanced data views. The card also comes with basic American Express business tools as well. The perks and benefits of both this card and the Amazon Business Prime AMEX Card are the same with the exception of the length of payment terms.
- Amazon Shop With Points
- Shop directly on amazon.com with your points; 1 points is equal to $0.01.
- Amazon Business Enhanced Data View
- Receive item-level purchase details when using the card to make purchases on Amazon Business.
- 60 Day Payment Terms
- Opt for a 60 day payment term instead of 3% back on Amazon properties.
- Amazon properties consists of:
- U.S. Whole Food Market Locations
- Whole Foods Market 365 Stores
- U.S. Amazon Go Locations
- U.S. Amazon Books Locations
- Businesses Operating As Amazon Web Service in the U.S.
Sign Up Bonus
The sign up bonus for the Amazon Business AMEX Card is a $100 Amazon Gift Card upon approval for the card. This is a straight forward bonus that has $100 in value. Amazon Business Prime AMEX Cardholders receive a slightly higher Amazon gift card of $125.
There is no annual fee for the Amazon Business AMEX Card. This allows you to earn Amazon Points without worrying about trying to meet a certain amount of spend.
Authorized User Fee
There is no fee to add authorized users or employee cards to the Amazon Business AMEX Card.
Foreign Transaction Fee
The foreign transaction fee for the Amazon Business AMEX Card is 0%. While it is great that you will not be charged for transaction outside of the United States, the bonus categories on this card are for U.S. purchases only.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.