Amazon Business Prime AMEX Card Calculator

Review the benefits of the Amazon Business Prime AMEX, calculate how many Amazon Points you can earn based on your spend, and compare results to top cards.
Updated 2020-07-14 By Robert Flowers III

The Amazon Business Prime AMEX Card is a great choice for any business that mainly deals with Amazon purchases. It's the highest cash back earning card for Amazon that also provides a great return on Whole Foods Market purchases as well as a decent return on gas, restaurants, and wireless telephone services. Do note that this card requires you to have Amazon Prime and that non-prime holders will receive the Amazon Business AMEX Card which earns a lower return.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Amazon Business Prime AMEX Card features 5 bonus categories that earns additional Amazon Points. Those categories are Amazon, Whole Foods Stores, gas stations, restaurants, and wireless telephone providers. There is no limit to the amount of Amazon Points you can earn in these categories and no limit to the amount of Amazon Points you can earn with the card in general.

Amazon Credit Cards earn Amazon Points which is basically just cash back since Amazon Points are worth 1 cent each. So 5x Amazon Points is equal to 5% cash back.

  • 5% Amazon
    • Includes purchases made online at, Amazon Web Services (AWS), and Amazon Business.
  • 5% Whole Food Stores
  • 2% U.S. Restaurants
  • 2% U.S. Gas Stations
  • 2% U.S. Wireless Telephone Services
  • 1% Non-Category

Perks & Benefits

The Amazon Business Prime AMEX Card offers a few additional perks for cardholders consisting of extended payment terms, shop with points, and Amazon Business Enhanced data views. The card also comes with basic American Express business tools as well. The perks and benefits of both this card and the Amazon Business AMEX Card are the same with the exception of the length of payment terms.

  • Amazon Shop With Points
    • Shop directly on with your points; 1 points is equal to $0.01.
  • Amazon Business Enhanced Data View
    • Receive item-level purchase details when using the card to make purchases on Amazon Business.
  • 90 Day Payment Terms
    • Opt for a 90 day payment term instead of 5% back on Amazon properties.
    • Amazon properties consists of:
      • U.S. Whole Food Market Locations
      • Whole Foods Market 365 Stores
      • U.S. Amazon Go Locations
      • U.S. Amazon Books Locations
      • Businesses Operating As Amazon Web Service in the U.S.

Sign Up Bonus

The sign up bonus for the Amazon Business Prime AMEX Card is a $125 Amazon Gift Card after your application has been approved. This is $25 higher than the gift card presented for the non-Prime version.


Annual Fee

The annual fee for the Amazon Business Prime AMEX Card itself is $0, but it does require Amazon Prime which is $119 per month.

Authorized User Fee

There is no fee on the Amazon Business Prime AMEX Card for authorized users or additional employee cards.

Foreign Transaction Fee

The foreign transaction fee for the Amazon Business Prime AMEX Card is 0%.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$25 Bonus
Earn $25 or 2,500 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $25+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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