The Amazon Business Prime AMEX Card is a great choice for any business that mainly deals with Amazon purchases. It's the highest cash back earning card for Amazon that also provides a great return on Whole Foods Market purchases as well as a decent return on gas, restaurants, and wireless telephone services. Do note that this card requires you to have Amazon Prime and that non-prime holders will receive the Amazon Business AMEX Card which earns a lower return.
|Authorized User Fee|
|Foreign Transaction Fee|
The Amazon Business Prime AMEX Card features 5 bonus categories that earns additional Amazon Points. Those categories are Amazon, Whole Foods Stores, gas stations, restaurants, and wireless telephone providers. There is no limit to the amount of Amazon Points you can earn in these categories and no limit to the amount of Amazon Points you can earn with the card in general.
Amazon Credit Cards earn Amazon Points which is basically just cash back since Amazon Points are worth 1 cent each. So 5x Amazon Points is equal to 5% cash back.
- 5% Amazon
- Includes purchases made online at Amazon.com, Amazon Web Services (AWS), and Amazon Business.
- 5% Whole Food Stores
- 2% U.S. Restaurants
- 2% U.S. Gas Stations
- 2% U.S. Wireless Telephone Services
- 1% Non-Category
Perks & Benefits
The Amazon Business Prime AMEX Card offers a few additional perks for cardholders consisting of extended payment terms, shop with points, and Amazon Business Enhanced data views. The card also comes with basic American Express business tools as well. The perks and benefits of both this card and the Amazon Business AMEX Card are the same with the exception of the length of payment terms.
- Amazon Shop With Points
- Shop directly on amazon.com with your points; 1 points is equal to $0.01.
- Amazon Business Enhanced Data View
- Receive item-level purchase details when using the card to make purchases on Amazon Business.
- 90 Day Payment Terms
- Opt for a 90 day payment term instead of 5% back on Amazon properties.
- Amazon properties consists of:
- U.S. Whole Food Market Locations
- Whole Foods Market 365 Stores
- U.S. Amazon Go Locations
- U.S. Amazon Books Locations
- Businesses Operating As Amazon Web Service in the U.S.
Sign Up Bonus
The sign up bonus for the Amazon Business Prime AMEX Card is a $125 Amazon Gift Card after your application has been approved. This is $25 higher than the gift card presented for the non-Prime version.
The annual fee for the Amazon Business Prime AMEX Card itself is $0, but it does require Amazon Prime which is $119 per month.
Authorized User Fee
There is no fee on the Amazon Business Prime AMEX Card for authorized users or additional employee cards.
Foreign Transaction Fee
The foreign transaction fee for the Amazon Business Prime AMEX Card is 0%.
You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.
Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.