Chase Amazon Prime Card Calculator

Review the benefits of the Amazon Prime Card, calculate how many Amazon Points you can earn based on spend, and compare the results to top rewards cards.
Last Updated: 2020-07-14

If you currently have Amazon Prime or you've been considering grabbing up Amazon Prime, the Amazon Prime Credit Card will be the card you will want in your wallet. It earns a very generous 5% cash back on Amazon purchases. In addition to Amazon, it also earns 5% back on Whole Foods Market along with 2% back on other everyday categories such as restaurants and gas stations. If you're not looking to get Prime but still want to earn cash back on Amazon, Whole Foods Stores, and other categories, you can get the Non-Prime Version of the card.

Quick Details
Issuing Bank
Card Network
Rewards Earned
Annual Fee
Authorized User Fee
Foreign Transaction Fee

Bonus Categories

The Amazon Prime Credit Card features five bonus categories which are Amazon purchases, Whole Foods Market, restaurant, gas station, and drugstores. There is no limit to the amount of cash back you can earn using this card.

  • 5% Amazon
    • Includes digital downloads, Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through’s marketplace.
  • 5% Whole Foods Market
  • 2% Restaurant
  • 2% Gas Station
  • 2% Drugstore
  • 1% Non-Category

Perks & Benefits

The Amazon Prime Card comes with basic suite of Visa Signature and Chase Bank standard benefits.

Sign Up Bonus

The Amazon Prime Credit Card comes with a $70 gift card upon approval. This gift card will be attached to the account.


Annual Fee

The annual fee for the Chase Amazon Prime Credit Card is 0, but it will require you to have Amazon Prime which is $119 per year. I wouldn't get the card strictly for Amazon purchases since the Amazon Prime Store Card can do just as good, but if you want to earn Amazon Points on Whole Foods Stores and the other categories as well as receive the Visa, travel, and purchase coverage the card offers, it could be worth grabbing up.

Authorized User Fee

There is no fee associated with adding an authorized user to the Amazon Prime Card.

Foreign Transaction Fee

The Amazon Prime Card does not have a foreign transaction fee meaning you can use this card internationally without worrying about being penalized.

Rewards Calculator

You can use the rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. This calculator will also give you the dollar value of the card based on the value of the rewards earned and how much each benefit is worth to you, minus the annual fees. You can click the Compare A Card button to compare this card side by side any other card featured on the site within the same calculator.

Note! All category spend entered in the primary card's column (first column when comparing cards) will carry over to all credit card calculators on the site. This means you will not have to re-enter the same information again and again when browsing during the session.

Credit Card
This calculator will calculate the cash value of the selected credit card(s) based on spend, benefits, and fees. You can compare this card against any other rewards card side-by-side by clicking on the Compare A Card button.
Compare A Card
Edit Card Options
Compare A Card
Family Cards
These cards are part of the same family.
Similar Cards
These are similar cards based on earning structure and other benefits (that aren't part of the same family).
Search Cards
Search for credit cards by name, rewards program, or rewards currency.
Search Results Display Here
Category Spending
Enter how much you spend in each category listed. You can click on the amount to edit the value, +/- Categories to add and remove categories from the list, and Options to copy spend between columns and clear all spend.
Add Categories
Search for categories and click 'Add Category' to add it to the calculator. If you want to be more specific, you can specify domestic or international spend.
Type at least 3 characters.
Currently Selected:
Add Categories On Card Change
When you add/change a credit card comparision, the categories missing from the newly added card will be added to the list of categories. Toggle this off to prevent such from happening.
Clear Spend/Mobile
Clear All Spend will clear the spend in all categories in both columns and all saved values (cookies). Clear Mobile will remove the mobile pay option from all categories in both columns.
Copy Spend
Copies all spend amounts and their units of time from one column to the other. Does not copy mobilepay indicator.
Total Earnings
The sum of all rewards earned from Category Spending and Reward Bonuses, along with the cash value of it all based on Currency Worth.
From Spending
From Bonuses
From Loyalty
Cash Value
Cash value of Total Earnings based on Currency Worth.

Rakuten Rewards

$20 Bonus
Earn $20 or 2,000 Membership Rewards Points when you sign up for a Rakuten Rewards account and make a $20+ purchase. Rakuten and other cash back portals allows you to easily double and triple dip on rewards. I recommend using portals when booking travel or shopping online. You can sign up through The Point Calculator referral link to help out the site.
Sign Up For Free | Rakuten Review
Monetary Bonuses & Fees
Cash bonuses, annual fees, authorized user fees, and any other listed fees.
Monetary Bonuses
Annual Fee
Auth User Fee
Cash Bonuses
Annual Fee
Auth User Fee
Grand Total
The total estimated value you can get out of this card and the amount of return for your spend.
Total Card Value
The value of the card based on spend, benefits, and fees.
Total Return
The percent you are earning based on spend, earnings, and fees.

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