At Home Rewards

Get the details on earning and redeeming rewards with At Home (Decor Superstore) and calculate how many rewards points you can earn based on your spend.

Program Details

At Home is an American home decor chain that is headquartered out of Plano, Texas. They have over 200 locations across 39 states. They sell items that stretch across a wide variety of categories which includes furtniture, patio & garden, home textiles, housewares, rugs, seasonal decor, and more.

Credit Card Rewards Calculators

The At Home Rewards Credit Card Calculators will calculate how many At Home Rewards Points you can earn based on your monthly and yearly spend across categories. Each calculator will also output the cash value of the card based on your spend, how much you value the card benefits, and annual fees.

Compare At Home credit cards
Compare credit cards side by side based on spend, benefits and fees.

You can compare the results side by side any credit cards featured on the site to find out which earns you the most rewards and the best return. If cookies are enabled, all spend entered (primary/first column only) will carry over to all credit card calculators on the website.

At Home Rewards Credit Card Calculators

At Home offers both a Mastercard and store card. These cards earn a nice 5% return when shopping at any At Home store as well as offers special 6-month financing for larger purchases. While the At Home store card can only be used at an At Home store, the At Home Mastercard can be used outside of the store to earn additional At Home Rewards Points including bonus points when used for groceries

Redeeming Rewards & Cash Value

At Home has a rewards point program for those who own either the At Home Store Card or At Home Mastercard. There's also an Insider Perks program that cardholders and non-cardholders can partcipate in to receive a few extra perks. At Home cardholders are automatically enrolled in the At Home Insider Perks program.

At Home Insider Perks

The At Home Insider Perks program is free to sign up for. Signing up for this program will earn you a 10% off welcome offer which is pretty nice if you plan on purchasing something from their store. Along with that offer you'll receive several other benefits:

  • Birthday Bonus gift on your birthday
  • Receiptless Returns
  • First notice of hot new products and markdowns
  • Decorating tips and tricks

Sure it's mostly informational stuff, but it can be useful information if you frequently shop at an At Home store.

at home perks
The At Home credit cards are easily worth it thanks to the 5% return they offer at any At Home store.

At Home Rewards Program

The At Home Rewards program is available to those who hold the At Home Mastercard or At Home store card. Points are earned per $1 spent through either card. Every 500 At Home Points you earn will be worth a $5 At Home reward certificate which makes At Home Points worth 1 cent each. These certificates can be issued in $5, $10, $15, or $20 denominations and you can receive up to four At Home reward certificates per statement month. These certificates are only good for 90 days from issue date so you'll want to make sure to use them relatively soon after earning them.

The At Home Point Value Calculators below will calculate the cash value of your At Home Rewards Points.

At Home Rewards Points Value Calculator
Points Value
1 Cent Each

Overall, the At Home Rewards program is pretty straightforward and rewarding for anyone who frequently shops at At Home stores.

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