Program Overview: At Home Rewards & Insider Perks

Store Rewards Calculators
Get the rundown on the At Home Insider Perks program including details on earning and redeeming At Home Points in the At Home Rewards program.
Last Updated 2022-05-16 By R.Flowers III

At Home offers two rewards programs: Insider Perks & At Home Rewards. Both programs are great for anyone that shops at At Home stores.

About At Home

At Home is an American home decor chain that is headquartered out of Plano, Texas. They have over 200 locations across 39 states.

They sell items that stretch across a wide variety of categories which includes furniture, patio & garden, home textiles, housewares, rugs, seasonal decor, and more.

At Home Insider Perks

The At Home Insider Perks program is a free to join program that offers a handful of benefits including:

  • 10% off welcome offer
  • Birthday Bonus gift on your birthday
  • Receiptless returns
  • First notice of hot new products and markdowns
  • Decorating tips and tricks

Even if you only plan on shopping at At Home once, the 10% off welcome offer that the program offers makes it worth signing up.

Outside of the welcome bonus and the birthday bonus, most of the perks offered in the At Home Insider Perks program are informational benefits. Even still, they can be useful if you frequently shop at At Home stores.

Earning At Home Rewards Points

At Home offers two credit cards that earn At Home Rewards Points on everyday purchases. The At Home Mastercard offers the ability to earn bonus points outside of shopping at At Home stores while the store card is can only be used at At Home stores.

With At Home Points being worth 1 cent each, using either of these cards will earn you a 5% return on your At Home spend which is quite fantastic. If you shop and spend a great deal of money at At Home stores, you may want to consider picking up an At Home credit card.

At Home cardholders are automatically enrolled in the At Home Insider Perks program.

At Home Credit Card Point Calculator

Use the At Home Rewards Calculator to determine how many points you can earn based on the monthly and yearly spend amounts you enter. You can compare the results side by side any two credit cards featured on the site.

At Home Insider Perks Mastercard
At Home Insider Perks Mastercard
At Home Insider Perks Store Card
At Home Insider Perks Store Card

At Home Rewards points value

Every 500 At Home Points you earn with an At Home credit card will be worth a $5 At Home reward certificate. This makes At Home Points worth 1 cent each.

These certificates can be issued in $5, $10, $15, or $20 denominations and you can receive up to four At Home reward certificates per statement month. These certificates are only good for 90 days from issue date so you'll want to make sure to use them relatively soon after earning them.

At Home Points To Dollars Calculator

Use the At Home Points To Dollars Calculator to calculate the average dollar value of At Home Points based on the 1 cent per point redemption value. You can enter any amount of points in the calculator below.

Enter any amount of At Home Rewards points to calculate the dollar value.
Redemption Average Dollar Value
All Redemptions $0

Overall, the At Home Rewards program is pretty straightforward and rewarding for anyone who frequently shops at At Home stores.


How much are At Home Points worth?

Each point is worth 1 cent each.

What can you use At Home Points for?

At Home Points can be redeemed towards rewards certificates redeemable at At Home locations. 500 points is equal to a $5 reward.

How long are At Home reward certificates good for?

At Home reward certificates are good for 90 days from the issue date.

How do you earn At Home Rewards points?

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