Earning My Points
MyLowe's rewards members will earn My Points on eligible purchases made in-store and online with Lowe's.
Redeeming My Points
Lowe's My Points are automatically converted into MyLowe's Money once you reach 1,000 points. You can then use MyLowe's Money to make purchases in-store and online with Lowe's.
Lowe's My Points Value
Every 1,000 My Points you earn is equal to $5 in MyLowe's Money. This makes points worth 0.5 cents each.
Lowe's Credit Card Rewards Calculators
Use our credit card rewards calculator to calculate total Lowe's Rewards per $1 spent and overall card value based on the spend amounts you enter and how much you value card benefits, minus annual fees. Compare results side-by-side multiple cards from any issuer.
Note: Neither of these cards earn MyLowe's Rewards points. The Lowe's Advantage Card (My Lowe's Rewards Credit Card) offers the option to receive a 5% discount and the Lowe's Business Card earns Business Rewards points redeemable for cash back and statement credits (as well as the 5% discount).
- Automatic Silver Key membership in the MyLowe's Rewards program.
- Choose between 5% back, special financing, or project financing on eligible Lowe's purchases.
- $0 annual fee.
- Earn 1% - 2% back in points.
- Receive a Lowe’s 5% Discount when pay with your card.
- $0 annual fee.
