Banana Republic Rewards Overview: Everything You Need To Know

Store Rewards Program
Discover the benefits of Banana Republic Rewards! Earn points for every purchase and redeem them for exclusive discounts and perks.
Last Updated 2023-04-05 By R.Flowers III

Banana Republic Rewards is a free-to-join loyalty program under the Gap Rewards umbrella along with Gap Good Rewards, Athleta Rewards, and Navyist Rewards. All four programs are basically the same, just under different names based on which store you sign up through.

As a member, you'll be able to shop across all four brands and enjoy the benefits of them all with a single membership. No matter which brand you shop at, your membership will travel with you including your benefits and membership level.

Banana Republic Rewards Levels: Overview and Benefits

The Banana Republic Rewards program has three tiers: Core, Enthusiast, and Icon. Each tier is based on how much you spend at Gap brand stores during the calendar year or how many points you earn with Banana Republic credit cards.

Each tier offers various benefits that can be great if you frequently shop at Banana Republic and other Gap brand stores.

Core

When you sign up for a Banana Republic Rewards account as a non-credit card holder, you'll be given Core membership. Core membership features the following benefits:

  • Earn 1 point for every $1 spent at Gap family of brands
  • Every 100 points = $1 reward redeemable across Gap family of brands
  • Free 3-5 Days Shipping on orders of $50 and more
  • Members only exclusive offers
  • Earn annual bonus points when you shop at 2 or more brands: 2 brands = 500 points; 3 brands = 1,000 points; 4 brands = 2,000 points
  • 125 bonus points each quarter you make a purchase at Gap family of brands
  • Birthday Bonus

Enthusiast

If you're a Banana Republic credit card member, you'll start as an Enthusiast member. If you're not a cardholder, you can spend $500 at Gap family of brands during the year to obtain Enthusiast status.

Enthusiast status features the benefits of Core along with:

  • Earn access to sales and promotions
  • 250 bonus points each quarter you make a purchase at Gap family of brands
  • Additional exclusive offers
  • A better birthday bonus
  • Free 2-month trial subscription and discounts from obĂ© Fitness (Athleta Exclusive)

Icon

You can obtain Icon status by earning 5,000 points as a Banana Republic credit card member or by spending $1,000 or more during the year at Gap family of brands. Icon comes with the benefits of Enthusiast along with:

  • Free 2-3 Days Shipping on orders of $50 or more
  • The most exclusive offers
  • The best birthday bonus
  • 500 bonus points each quarter you make a purchase at Gap family of brands
  • Double Rewards Day: double the value of your rewards
  • Create Your Own Sale Day and receive 15% off any purchases at Gap family of brands
  • Free 3-month trial subscription and discounts from obĂ© Fitness (Athleta Exclusive)
  • Free basic alterations on Banana Republic merchandise (Banana Republic Exclusive)

How to Earn Banana Republic Rewards Points

As a Banana Republic member, you will earn 1 point for every $1 that you spend no matter how you pay—whether that be cash, credit or debit card, an electronic wallet such as Apple Pay, or even check.

You can earn points in-store at any Gap brand store by providing the phone number registered to your membership at checkout.

When shopping online, you'll earn points when you are logged into your account with your email address and shopping online with any of the following sites:

  • Athleta
  • Banana Republic
  • Banana Republic Factory
  • Gap
  • Gap Factory
  • Old Navy

Banana Republic credit cards

There are three credit cards that can be used to earn 5 Banana Republic points per $1 spent at Gap family of brands: Banana Republic Rewards Credit Card, Banana Republic Rewards Mastercard, and Banana Republic Rewards World Mastercard. The Banana Republic Rewards Credit Card can only be used at in-store or online at Gap family of brand stores while the Mastercards can be used wherever Mastercard is accepted.

  • Earns 5X points at Gap family of brands and 2X points on all other purchases.
  • Enjoy complimentary Gap Icon membership.
  • World Mastercard benefits.
  • No annual fee and no foreign transaction fees.
  • Earns 5X points at Gap family of brands and 1X points on all other purchases.
  • Enjoy complimentary Gap Enthusiast membership.
  • No annual fee.
  • Earn 5X points at Gap family of brands.
  • Enjoy complimentary Gap Enthusiast membership.
  • No annual fee.

Calculate Banana Republic points earned per dollar

Use the Banana Republic Point Calculator to find out how many points you can earn based on how much you spend at Gap family of brands.

Enter how much you spend per year at Athleta, Banana Republic, Old Navy, and Gap brand stores.
$ Per Year
Points earned as a member 0 points
Points earned as a Banana Republic credit card holder 0 points

Want To Earn A Bonus $30?

You can earn bonus cash back PLUS a $30 cash bonus on top of your Banana Republic Rewards points when you sign up for a free Rakuten Rewards account and start your online Banana Republic shopping session through their portal.

Banana Republic Rewards Redemption Options

Banana Republic points are worth 1 cent each meaning that every 100 points you earn can be redeemed for a $1 reward at Gap family of brands. This includes in-store or online purchases with Athleta, Banana Republic, Gap, and Old Navy.

Points can also be converted to dollars to donate to select organizations at the same rate of 100 points = $1 donation dollar.

Do points expire?

Banana Republic points will expire after 12 months if you do not make a purchase in the 12 months after earning them. So be sure to make at least one purchase during the year at any Gap family of brand to keep your points from expiring.

Convert points to dollars

Use the Banana Republic Points Value calculator to determine the cash value of points when redeemed at Gap brand stores or donated to charity.

Enter any amount of Banana Republic Rewards points to calculate the dollar value.
$ Per Year
Redemption Average Dollar Value
Redeeming points in-store or online at Gap brand stores $0
Donating points to charity $0

Conclusion: Why Banana Republic Rewards is Worth Joining

If you frequently make purchases with Banana Republic, signing up for their rewards program and sweeping up one of their credit cards is a no-brainer. Being able to earn 5% back that you can put towards future purchases can save you lots of money at Gap's family of brands in the long run.

As with most store cards, be sure to pay your balance in full every month to avoid the high interest rate. Otherwise the interest will eat away at the value of the awards you're earning.

FAQ

How do you earn Banana Republic Rewards points?

You will earn 1 point for every $1 spent at Gap brand stores as a member and 5 points for every $1 spent at Gap brands as a Banana Republic credit card holder.

Does Banana Republic rewards expire?

Banana Republic Rewards will expire within 12 months of earning them if there is no activity on your account during those 12 months.

Does the Banana Republic credit cards have an annual fee?

No. All three Banana Republic credit cards have no annual fee.

Can you use the Banana Republic credit card at other Gap brands?

Yes. You can use the Banana Republic credit cards at Athleta, Banana Republic, Gap, and Old Navy to earn 5 points for every $1 spent.

Can Banana Republic credit cards be used outside of Gap brand stores?

The Banana Republic Rewards credit card can only be used at Gap brand stores. The Banana Republic Rewards Mastercard and Banana Republic Rewards World Mastercard can be used wherever Mastercard is accepted—worldwide.

Looking for the best rewards credit cards? Check out a few of our top picks below and use our calculators to find out how much you can earn!

Find the perfect card for you

Our Credit Card Rewards calculator can help you find the perfect card and offers based on your monthly and yearly spending habits. Simply enter your spend amounts into our tool and let us do the work for you!

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