Banana Republic Rewards is a free-to-join loyalty program under the Gap Rewards umbrella along with Gap Good Rewards, Athleta Rewards, and Navyist Rewards. All four programs are basically the same, just under different names based on which store you sign up through.
As a member, you'll be able to shop across all four brands and enjoy the benefits of them all with a single membership. No matter which brand you shop at, your membership will travel with you including your benefits and membership level.
Banana Republic Rewards benefits
The Banana Republic Rewards program has three tiers: Core, Enthusiast, and Icon. Each tier is based on how much you spend at Gap brand stores during the calendar year or how many points you earn with Banana Republic credit cards.
Each tier offers various benefits that can be great if you frequently shop at Banana Republic and other Gap brand stores.
When you sign up for a Banana Republic Rewards account as a non-credit card holder, you'll be given Core membership. Core membership features the following benefits:
- Earn 1 point for every $1 spent at Gap family of brands
- Every 100 points = $1 reward redeemable across Gap family of brands
- Free 3-5 Days Shipping on orders of $50 and more
- Members only exclusive offers
- Earn annual bonus points when you shop at 2 or more brands: 2 brands = 500 points; 3 brands = 1,000 points; 4 brands = 2,000 points
- 125 bonus points each quarter you make a purchase at Gap family of brands
- Birthday Bonus
If you're a Banana Republic credit card member, you'll start as an Enthusiast member. If you're not a cardholder, you can spend $500 at Gap family of brands during the year to obtain Enthusiast status.
Enthusiast status features the benefits of Core along with:
- Earn access to sales and promotions
- 250 bonus points each quarter you make a purchase at Gap family of brands
- Additional exclusive offers
- A better birthday bonus
- Free 2-month trial subscription and discounts from obé Fitness (Athleta Exclusive)
You can obtain Icon status by earning 5,000 points as a Banana Republic credit card member or by spending $1,000 or more during the year at Gap family of brands. Icon comes with the benefits of Enthusiast along with:
- Free 2-3 Days Shipping on orders of $50 or more
- The most exclusive offers
- The best birthday bonus
- 500 bonus points each quarter you make a purchase at Gap family of brands
- Double Rewards Day: double the value of your rewards
- Create Your Own Sale Day and receive 15% off any purchases at Gap family of brands
- Free 3-month trial subscription and discounts from obé Fitness (Athleta Exclusive)
- Free basic alterations on Banana Republic merchandise (Banana Republic Exclusive)
Earning Banana Republic Rewards points
As a Banana Republic member, you will earn 1 point for every $1 that you spend no matter how you pay—whether that be cash, credit or debit card, an electronic wallet such as Apple Pay, or even check.
You can earn points in-store at any Gap brand store by providing the phone number registered to your membership at checkout.
When shopping online, you'll earn points when you are logged into your account with your email address and shopping online with any of the following sites:
- Banana Republic
- Banana Republic Factory
- Gap Factory
- Old Navy
Banana Republic credit cards
There are three credit cards that can be used to earn 5 Banana Republic points per $1 spent at Gap family of brands: Banana Republic Rewards Credit Card, Banana Republic Rewards Mastercard, and Banana Republic Rewards World Mastercard.
Banana Republic Rewards Credit Card
The Banana Republic Rewards credit card is a store credit card that earns 5 points for every $1 spent across Gap family of brands.
This card has no network tied to it, so it can only be used in-store or online with Gap brands. It cannot be used outside of Gap brand stores.
As a cardholder, your membership level will be automatically bumped to Enthusiast and you can earn Icon after earning 5,000 points with the card.
Banana Republic Rewards Mastercard®
The Banana Republic Rewards Mastercard earns 5 points for every $1 spent across Gap family of brands and 1 point for every $1 spent everywhere Mastercard is accepted.
As a cardholder, your membership level will be automatically bumped to Enthusiast.
Banana Republic Rewards World Mastercard®
The Banana Republic Rewards World Mastercard earns 5 points for every $1 spent across Gap family of brands and 2 points for every $1 spent everywhere else Mastercard is accepted.
This card is offered to Gap's "most valuable customers" meaning that you'll have to spend a decent amount of money at Gap brand stores in order to receive the offer to apply or the offer to be upgraded to this card if you're already a cardholder.
Overall, it's a solid card that can benefit anyone who wants to go all-in for earning points as you'll earn a 2% return on non-Gap purchases since points are worth 1 cent each.
It also has no foreign transaction fees and you'll have access to World Mastercard benefits which is pretty great for a store credit card.
Calculate Banana Republic points earned per dollar
Use the Banana Republic Point Calculator to find out how many points you can earn based on how much you spend at Gap family of brands.
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How to use Banana Republic Rewards
Banana Republic points are worth 1 cent each meaning that every 100 points you earn can be redeemed for a $1 reward at Gap family of brands. This includes in-store or online purchases with Athleta, Banana Republic, Gap, and Old Navy.
Points can also be converted to dollars to donate to select organizations at the same rate of 100 points = $1 donation dollar.
Do points expire?
Banana Republic points will expire after 12 months if you do not make a purchase in the 12 months after earning them. So be sure to make at least one purchase during the year at any Gap family of brand to keep your points from expiring.
Convert points to dollars
Use the Banana Republic Points Value calculator to determine the cash value of points when redeemed at Gap brand stores or donated to charity.
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How do you earn Banana Republic Rewards points?
You will earn 1 point for every $1 spent at Gap brand stores as a member and 5 points for every $1 spent at Gap brands as a Banana Republic credit card holder.
Does Banana Republic rewards expire?
Banana Republic Rewards will expire within 12 months of earning them if there is no activity on your account during those 12 months.
Does the Banana Republic credit cards have an annual fee?
No. All three Banana Republic credit cards have no annual fee.
Can you use the Banana Republic credit card at other Gap brands?
Yes. You can use the Banana Republic credit cards at Athleta, Banana Republic, Gap, and Old Navy to earn 5 points for every $1 spent.
Can Banana Republic credit cards be used outside of Gap brand stores?
The Banana Republic Rewards credit card can only be used at Gap brand stores. The Banana Republic Rewards Mastercard and Banana Republic Rewards World Mastercard can be used wherever Mastercard is accepted—worldwide.